Loan books of India's lenders

1. 1State Bank of IndiaGross advances, whole bank · ₹52.08 lakh crore by 30 Sep 2026 · page 9 ↗₹49.33 lakh crore
2. 2HDFC BankGross advances · ₹32.20 lakh crore by 30 Sep 2026 · page 10 ↗₹29.60 lakh crore
3. 3ICICI BankTotal advances, net of IBPC and BRDS · ₹18.32 lakh crore by 30 Sep 2026 · page 15 ↗₹15.54 lakh crore
4. 4Bank of BarodaGlobal gross advances · ₹15.12 lakh crore by 30 Sep 2026 · page 14 ↗₹14.30 lakh crore
5. 5Punjab National BankGlobal gross advances · ₹13.41 lakh crore by 30 Sep 2026 · page 11 ↗₹12.59 lakh crore
6. 6Canara BankGlobal gross advances · ₹13.75 lakh crore by 30 Sep 2026 · page 7 ↗₹12.38 lakh crore
7. 7Axis BankNet advances · ₹13.74 lakh crore by 30 Sep 2026 · page 11 ↗₹12.34 lakh crore
8. 8Union Bank of IndiaGlobal gross advances · ₹11.56 lakh crore by 30 Sep 2026 · page 7 ↗₹10.79 lakh crore
9. 9BOBank of IndiaGlobal gross advances · ₹8.55 lakh crore by 30 Sep 2026 · page 24 ↗₹7.71 lakh crore
10. 10Indian BankGross advances · ₹7.22 lakh crore by 30 Sep 2026 · page 8 ↗₹6.67 lakh crore
11. 11Kotak Mahindra BankAdvances, before IBPC and BRDS · ₹5.83 lakh crore by 30 Sep 2026 · page 13 ↗₹5.14 lakh crore
12. 12Central Bank of IndiaGlobal gross advances · ₹3.81 lakh crore by 30 Sep 2026 · page 23 ↗₹3.45 lakh crore
13. 13IndusInd BankTotal loan book · ₹3.63 lakh crore by 30 Sep 2026 · page 14 ↗₹3.16 lakh crore
14. 14Indian Overseas BankGlobal gross advances · ₹3.46 lakh crore by 30 Sep 2026 · page 17 ↗₹3.10 lakh crore
15. 15Bank of MaharashtraGlobal gross advances · ₹3.29 lakh crore by 30 Sep 2026 · page 20 ↗₹2.92 lakh crore
16. 16IDFC First BankLoan assets, net of IBPC · ₹3.47 lakh crore by 30 Sep 2026 · page 21 ↗₹2.90 lakh crore
17. 17Yes BankNet advances · ₹3.10 lakh crore by 30 Sep 2026 · page 19 ↗₹2.73 lakh crore
18. 18Federal BankNet advances · ₹2.98 lakh crore by 30 Sep 2026 · page 35 ↗₹2.65 lakh crore
19. 19UCO BankGlobal gross advances · ₹2.88 lakh crore by 30 Sep 2026 · page 7 ↗₹2.63 lakh crore
20. 20IDBI BankGross advances · ₹2.77 lakh crore by 30 Sep 2026 · page 19 ↗₹2.59 lakh crore
21. 21Bandhan BankGross advances · ₹1.58 lakh crore by 30 Sep 2026 · page 6 ↗₹1.54 lakh crore
22. 22AU Small Finance BankGross advances · ₹1.50 lakh crore by 30 Sep 2026 · page 19 ↗₹1.36 lakh crore
23. 23Punjab & Sind BankGross advances · ₹1.26 lakh crore by 30 Sep 2026 · page 11 ↗₹1.18 lakh crore
24. 24RBL BankNet advances · ₹1.42 lakh crore by 30 Sep 2026 · page 8 ↗₹1.14 lakh crore
25. 25South Indian BankGross advances · ₹1.10 lakh crore by 30 Sep 2026 · page 8 ↗₹1.00 lakh crore
26. 26Karur Vysya BankGross advances · ₹1.12 lakh crore by 30 Sep 2026 · page 14 ↗₹98,754 crore
27. 27City Union BankGross advances · ₹72,442 crore by 30 Sep 2026 · page 20 ↗₹66,699 crore
28. 28DCB BankAdvances, net of IBPC and floating provision · ₹64,127 crore by 30 Sep 2026 · page 39 ↗₹60,022 crore
29. 29Equitas Small Finance BankGross advances, including loans sold or shared · ₹50,669 crore by 30 Sep 2026 · page 33 ↗₹46,165 crore
30. 30Ujjivan Small Finance BankGross loan book · ₹45,699 crore by 30 Sep 2026 · page 12 ↗₹40,655 crore
31. 31CSB BankGross advances · ₹42,383 crore by 30 Sep 2026 · page 6 ↗₹40,359 crore
32. 32Jana Small Finance BankAdvances, including loans sold or shared · ₹38,752 crore by 30 Sep 2026 · page 8 ↗₹36,289 crore
33. 33ESAF Small Finance BankGross advances · ₹23,934 crore by 30 Sep 2026 · page 4 ↗₹22,426 crore

1. 1Bajaj FinanceAUM, consolidated · ₹5.85 lakh crore by 30 Sep 2026 · page 7 ↗₹5.10 lakh crore
2. 2Shriram FinanceTotal AUM · ₹3.29 lakh crore by 30 Sep 2026 · page 57 ↗₹3.02 lakh crore
3. 3Tata CapitalNet AUM · ₹3.08 lakh crore by 30 Sep 2026 · page 16 ↗₹2.77 lakh crore
4. 4CICholamandalam Investment and FinanceBusiness AUM · ₹2.48 lakh crore by 30 Sep 2026 · page 8 ↗₹2.24 lakh crore
5. 5Muthoot FinanceLoan AUM, standalone · ₹1.88 lakh crore by 30 Sep 2026 · page 28 ↗₹1.63 lakh crore
6. 6Aditya Birla CapitalAUM, NBFC business · ₹1.77 lakh crore by 30 Sep 2026 · page 19 ↗₹1.60 lakh crore
7. 7Mahindra FinanceAUM, standalone · ₹1.47 lakh crore by 30 Sep 2026 · page 10 ↗₹1.34 lakh crore
8. 8L&T FinanceTotal loan book · ₹1.37 lakh crore by 30 Sep 2026 · page 68 ↗₹1.22 lakh crore
9. 9IIFL FinanceLoan AUM, consolidated · ₹1.24 lakh crore by 30 Sep 2026 · page 18 ↗₹1.08 lakh crore
10. 10Manappuram FinanceAUM, consolidated · ₹69,635 crore by 30 Jun 2026 · page 10 ↗₹63,798 crore
11. 11Poonawalla FincorpAUM · ₹74,008 crore by 30 Sep 2026 · page 6 ↗₹60,348 crore
12. 12Sundaram FinanceAUM · ₹65,992 crore by 30 Sep 2026 · page 16 ↗₹59,908 crore
13. 13Hero FinCorpAUM, standalone, from its annual report · page 64 ↗₹51,248 crore

1. 1LIC Housing FinanceOutstanding loans · ₹3.26 lakh crore by 30 Sep 2026 · page 18 ↗₹3.21 lakh crore
2. 2BHBajaj Housing FinanceAUM · ₹1.58 lakh crore by 30 Sep 2026 · page 11 ↗₹1.41 lakh crore
3. 3PHPNB Housing FinanceAUM · ₹98,210 crore by 30 Sep 2026 · page 6 ↗₹90,921 crore
4. 4Can Fin HomesOutstanding loans · ₹43,539 crore by 30 Sep 2026 · page 24 ↗₹42,209 crore
5. 5Aadhar Housing FinanceAUM · ₹32,643 crore by 30 Sep 2026 · page 8 ↗₹30,571 crore
6. 6Aavas FinanciersAUM · ₹24,801 crore by 30 Sep 2026 · page 8 ↗₹23,452 crore
7. 7Home First Finance CompanyAUM · ₹18,010 crore by 30 Sep 2026 · page 4 ↗₹15,878 crore

1. 1State Bank of India18.9% of its book · Home Loans₹9.86 lakh crore
2. 2HDFC Bank28.6% of its book · Mortgage₹9.21 lakh crore
3. 3ICICI Bank29% of its book · Mortgages₹5.31 lakh crore
4. 4Axis Bank12.8% of its book · Home Loans₹1.75 lakh crore
5. 5Bank of Baroda10.5% of its book · Home Loans₹1.59 lakh crore
6. 6Kotak Mahindra Bank27% of its book · Home Loans & LAP₹1.57 lakh crore
7. 7Union Bank of India9.9% of its book · Home Loans₹1.14 lakh crore
8. 8BHBajaj Housing Finance53.9% of its book · Home Loans₹85,224 crore
9. 9BOBank of India10% of its book · Home loans₹85,080 crore
10. 10IDBI Bank28.4% of its book · Housing Loan₹78,674 crore

1. 1Axis Bank6.6% of its book · LAP₹90,177 crore
2. 2IDFC First Bank18.5% of its book · Mortgage Loans₹64,211 crore
3. 3CICholamandalam Investment and Finance23.2% of its book · LAP (Loan Against Property)₹57,447 crore
4. 4BHBajaj Housing Finance34.4% of its book · Loans Against Property, Lease Rental Discounting₹54,370 crore
5. 5AU Small Finance Bank29.5% of its book · Mortgages (home loans, MBL and LAP)₹44,359 crore
6. 6Tata Capital14.2% of its book · Loan against property₹43,617 crore
7. 7PHPNB Housing Finance33.6% of its book · Retail - Non Housing Loan₹32,950 crore
8. 8DCB Bank47.8% of its book · Mortgages₹30,636 crore
9. 9Bank of Baroda1.9% of its book · Mortgages Loans₹28,594 crore
10. 10IDBI Bank8.3% of its book · Loan Against Property₹22,948 crore

1. 1Shriram Finance79.5% of its book · Commercial Vehicles, Passenger Vehicles, Construction Equipments, Farm Equipments, Two Wheelers₹2.61 lakh crore
2. 2HDFC Bank5.6% of its book · Commercial Transportation₹1.80 lakh crore
3. 3State Bank of India2.6% of its book · Auto Loans₹1.36 lakh crore
4. 4CICholamandalam Investment and Finance52.3% of its book · VF (Vehicle Finance)₹1.30 lakh crore
5. 5Mahindra Finance85.3% of its book · Passenger vehicles, Commercial vehicles and construction equipments, Pre-owned vehicles, Tractors, 3 Wheelers₹1.25 lakh crore
6. 6ICICI Bank5.7% of its book · Auto finance, Commercial vehicle and equipment₹1.04 lakh crore
7. 7IndusInd Bank27.7% of its book · Vehicle Finance₹1.01 lakh crore
8. 8Axis Bank5.4% of its book · Auto loans, Comm Equipment₹74,450 crore
9. 9Kotak Mahindra Bank11.6% of its book · CV / CE, Tractor Finance₹67,455 crore
10. 10Bank of Baroda4.2% of its book · Auto Loans₹63,324 crore

1. 1Muthoot Finance95.3% of its book · Gold Loan AUM₹1.79 lakh crore
2. 2State Bank of India2.6% of its book · Personal Gold Loans₹1.37 lakh crore
3. 3IIFL Finance52.9% of its book · Gold Loan₹65,729 crore
4. 4Manappuram Finance81.9% of its book · Gold, Asirvad-Gold loan, Mahofin-Gold₹57,006 crore
5. 5ICICI Bank3% of its book · Jewel loans₹55,794 crore
6. 6Federal Bank14.8% of its book · Gold₹44,242 crore
7. 7Bajaj Finance4.1% of its book · Gold Loans₹24,195 crore
8. 8IDBI Bank8.7% of its book · Gold Loan₹23,986 crore
9. 9CSB Bank52.6% of its book · Gold₹22,303 crore
10. 10Bank of Baroda0.9% of its book · Gold Loans (retail)₹13,693 crore

1. 1State Bank of India7.3% of its book · Personal Loan₹3.79 lakh crore
2. 2Bajaj Finance24.7% of its book · Urban Personal Loans, Rural Personal Loans₹1.44 lakh crore
3. 3ICICI Bank7.7% of its book · Personal loans₹1.42 lakh crore
4. 4Axis Bank6.2% of its book · Personal loans₹84,954 crore
5. 5IDFC First Bank17.4% of its book · Consumer Loans₹60,324 crore
6. 6Bank of Baroda2.7% of its book · Personal Loans₹40,625 crore
7. 7Tata Capital9.1% of its book · Personal / Business loans₹28,076 crore
8. 8Kotak Mahindra Bank4.6% of its book · PL, BL and Consumer Durables₹26,548 crore
9. 9Aditya Birla Capital14.1% of its book · Personal & Consumer loans₹24,955 crore
10. 10L&T Finance13.7% of its book · Personal Loans₹18,664 crore

1. 1ICICI Bank2.9% of its book · Credit cards₹53,091 crore
2. 2Axis Bank3.3% of its book · Credit Cards₹45,422 crore
3. 3RBL Bank11% of its book · Unsecured retail: Credit Card Receivables₹15,693 crore
4. 4Kotak Mahindra Bank2.3% of its book · Credit Cards₹13,264 crore
5. 5IDFC First Bank2.8% of its book · Credit Card₹9,875 crore
6. 6Federal Bank1.6% of its book · Credit Card₹4,801 crore
7. 7AU Small Finance Bank1.6% of its book · Credit cards₹2,399 crore

1. 1Bajaj Finance10.7% of its book · Urban Consumer Finance, Rural Consumer Finance₹62,490 crore
2. 2CICholamandalam Investment and Finance6.9% of its book · CSEL (Consumer & Small Enterprise Loan)₹17,216 crore
3. 3Poonawalla Fincorp21.7% of its book · Consumer Durable Loan, Instant Consumer Loan₹16,027 crore

1. 1State Bank of India12.7% of its book · SME₹6.61 lakh crore
2. 2HDFC Bank16.3% of its book · Business Banking₹5.26 lakh crore
3. 3ICICI Bank21.2% of its book · Business banking₹3.89 lakh crore
4. 4Axis Bank18.2% of its book · SBB, SME₹2.50 lakh crore
5. 5Punjab National Bank16% of its book · MSME₹2.15 lakh crore
6. 6Union Bank of India15.6% of its book · Total MSME₹1.80 lakh crore
7. 7Canara Bank12.9% of its book · MSME₹1.78 lakh crore
8. 8Bank of Baroda11.6% of its book · MSME₹1.75 lakh crore
9. 9Kotak Mahindra Bank23.8% of its book · SME₹1.39 lakh crore
10. 10BOBank of India13.8% of its book · MSME₹1.18 lakh crore

1. 1Bandhan Bank22.1% of its book · EEB Group₹35,000 crore
2. 2IndusInd Bank9.2% of its book · Rural Banking₹33,338 crore
3. 3L&T Finance23% of its book · Rural Group Loans & Business Loans₹31,377 crore
4. 4Ujjivan Small Finance Bank34.3% of its book · Group Loans - Microfinance, Group Loans - Non Microfinance₹15,658 crore
5. 5IIFL Finance7.6% of its book · Microfinance₹9,489 crore
6. 6RBL Bank6% of its book · Unsecured retail: JLG Loans₹8,535 crore
7. 7AU Small Finance Bank5.3% of its book · MFI (incl. FPO and SMF)₹7,933 crore
8. 8IDFC First Bank2% of its book · Rural Finance: micro-finance loans₹6,825 crore
9. 9Kotak Mahindra Bank1.2% of its book · Retail Microcredit₹6,779 crore
10. 10Equitas Small Finance Bank12.5% of its book · Micro Finance & Micro Loans₹6,331 crore

1. 1State Bank of India8.7% of its book · Agri₹4.51 lakh crore
2. 2Canara Bank22.1% of its book · Agriculture & Allied₹3.04 lakh crore
3. 3Punjab National Bank15.7% of its book · Agriculture₹2.10 lakh crore
4. 4Bank of Baroda13.4% of its book · Agriculture₹2.02 lakh crore
5. 5Union Bank of India16.4% of its book · Total Agri₹1.90 lakh crore
6. 6Axis Bank8.9% of its book · Rural loans₹1.22 lakh crore
7. 7Indian Overseas Bank35.4% of its book · Agri₹1.22 lakh crore
8. 8BOBank of India14.2% of its book · Agriculture₹1.21 lakh crore
9. 9Central Bank of India17.8% of its book · Agriculture Loan₹67,778 crore
10. 10Bank of Maharashtra13.5% of its book · Agriculture Sector₹44,408 crore

1. 1State Bank of India27.6% of its book · Corporate₹14.39 lakh crore
2. 2HDFC Bank26.8% of its book · Corporate & other wholesale₹8.64 lakh crore
3. 3Canara Bank40.9% of its book · Corporate & others₹5.63 lakh crore
4. 4Punjab National Bank39.9% of its book · Corporate & Others₹5.35 lakh crore
5. 5Union Bank of India45% of its book · Corporate & Others₹5.20 lakh crore
6. 6Axis Bank34.2% of its book · Corporate₹4.69 lakh crore
7. 7Bank of Baroda28.1% of its book · Corporate₹4.26 lakh crore
8. 8ICICI Bank19.4% of its book · Domestic corporate₹3.55 lakh crore
9. 9BOBank of India34.1% of its book · Corporate & Others₹2.91 lakh crore
10. 10Kotak Mahindra Bank24% of its book · Corporate Banking₹1.40 lakh crore

Only lenders that report a segment on its own appear in it. Each lender draws its segments differently, so read these as a guide, not like for like.