CreditBrief

What Home First Finance Company lends, and to whom

Its loan book from its own filings: how big it was at the end of FY2025-26, who borrows from it, how it has grown and where it ranks. Every number links to the page it came from.

FY2025-26Year-end balance on 31 March 2026, the last day of FY2025-26. The latest half-year balance, on 30 Sep 2026, is ₹18,010 crore (+13% since March).

Home First Finance CompanyHousing finance

₹15,878croreAUM on 31 Mar 2026: lent and not yet repaid

Compare loan books Credit salaries here

Size among peers7thof 7 housing finance companies on CreditBrief, March 2026
Biggest segment84%Housing Loan, latest split (30 Sep 2026)
Share of the combined book2.4%of all housing finance companies on CreditBrief

Chapter 01 · The loan book

₹15,878 crore lent out by March 2026. To whom?

A loan book is everything a lender has lent that has not yet been paid back. It is not profit and not revenue: it is the money still owed to it, on one day.

The simple version. When someone takes a ₹50 lakh home loan, it sits in Home First Finance Company's loan book until it is repaid. Add up every loan it had out on 31 March 2026, from housing loan down, and you get ₹15,878 crore. By 30 Sep 2026 it was ₹18,010 crore.

First cut: who the borrower is · split from its latest filing, 30 Sep 2026

100%People and households₹18,010 croreHousing LoanShop LoansLAP

Drilling down: what it lends against · 30 Sep 2026

  • Housing Loan₹15,128 crore84%
  • LAP₹2,702 crore15%
  • Shop Loans₹180 crore1%

Some segments are worked out from the share of the book the lender gives.

The filing states AUM in ₹ million and gives the split only as percentages, so the amounts are worked out.

Sources: Home First Finance Company Investor Presentation Q4 FY26, PDF page 4 ↗ for March 2026; Home First Finance Company Investor Presentation Q2 FY27, PDF page 4 ↗ for 30 Sep 2026 and the split.

Chapter 02 · Insights

Growing 31% a year since March 2022.

From ₹5,380 crore on 31 March 2022 to ₹15,878 crore on 31 March 2026, and ₹18,010 crore by 30 Sep 2026. Click the i beside any figure in the table to see the line it was read from.

CreditBrief Insights12 figures from 6 filings · each checked against its pageHow it works
Home First Finance Company · loan book · 31 March 2026₹15,878crore+25% in FY2025-26₹18,010 crore by 30 Sep 2026
  1. 0131%a year since 2022Grew 31% a year from March 2022 to March 2026, faster than 6 of the 6 other housing finance companies with like-for-like figures for those years.
  2. 0225%in FY2025-26Growth slowed to 25% in FY2025-26, from 31% the year before.
  3. 037thamong peersHeld its place as the 7th biggest of these 7 housing finance companies from March 2022 to March 2026.
Branches171+10% · in FY2025-26
MeasureMar 2022Mar 2023Mar 2024Mar 2025Mar 2026Sep 2026
Loan book₹ crore · AUM5,3807,1989,69812,71315,87818,010
BranchesNumber80111133155171181

Each value was checked by script: the quoted line is on the cited page and its number matches. Growth is worked out from these values.

Insights alertQ3 FY2026-27 due by 14 Feb 2027

Know what moved at Home First Finance Company, the week its results land.

Insights reads the filing, checks every figure against its page, and emails you the story with the receipts. About four emails a year per lender.

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CreditBrief Insightsto you

Home First Finance Company, Q2 FY2026-27: loan book ₹18,010 crore, +13% since March

  • ₹18,010 crore lent out by Q2 FY2026-27
  • Biggest segment: Housing Loan, 84% of the book
  • Every figure links to page 4 of its filing

Chapter 03 · Among its peers

7th biggest of 7 housing finance companies we cover, March 2026.

At the end of FY2025-26 it held 2.4% of the combined loan book of the housing finance companies on CreditBrief. NBFCs and housing finance companies report assets under management.

  1. 1LIC Housing Finance₹3.21 lakh crore
  2. 2Bajaj Housing Finance₹1.41 lakh crore
  3. 3PNB Housing Finance₹90,921 crore
  4. 4Can Fin Homes₹42,209 crore
  5. 5Aadhar Housing Finance₹30,571 crore
  6. 6Aavas Financiers₹23,452 crore
  7. 7Home First Finance Company₹15,878 crore

Explore every lender's loan book. CreditBrief covers 53 lenders, not every lender in India.

Chapter 04 · Working here

Getting in.

Read next

Prepare for the interview

Chapter 05 · Sources

Every number, traced to its filing.

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