About CreditBrief

CreditBrief is built for credit professionals in India: processing associates, executives, analysts, officers, managers and credit heads at banks, NBFCs and housing finance companies. It is independent, and built from public sources.

Who it is for

People who appraise, sanction and monitor loans for a living. It assumes you know what a bank statement and a bureau report look like, and it goes straight to the rule, the formula or the check. It is not written for borrowers, so it does not tell anyone how to get a loan approved, and it does not compare loan products.

How pieces are made

Every piece starts from primary sources: RBI directions, public filings and audited statements. Formulas are written out, worked examples use made-up numbers, and regulatory statements carry the circular number, date and link.

What CreditBrief will not do

• Collect or show borrower or customer data.
• State any lender's internal policy, such as deviation matrices, internal FOIR caps or negative lists.
• Make a regulatory statement without the circular number, date and link.
• Take payment for a review, or let a vendor edit a piece. Sponsored content will be labelled.
• Give investment advice, or recommend a lender to borrowers.