CreditBrief

What Bajaj Housing Finance lends, and to whom

Its loan book from its own filings: how big it was at the end of FY2025-26, who borrows from it, how it has grown and where it ranks. Every number links to the page it came from.

FY2025-26Year-end balance on 31 March 2026, the last day of FY2025-26. The latest half-year balance, on 30 Sep 2026, is ₹1.58 lakh crore (+12% since March).

Bajaj Housing FinanceHousing finance

₹1.41lakh croreAUM on 31 Mar 2026: lent and not yet repaid

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Size among peers2ndof 7 housing finance companies on CreditBrief, March 2026
Biggest segment53.9%Home Loans, latest split (30 Sep 2026)
Share of the combined book21.2%of all housing finance companies on CreditBrief

Chapter 01 · The loan book

₹1.41 lakh crore lent out by March 2026. To whom?

A loan book is everything a lender has lent that has not yet been paid back. It is not profit and not revenue: it is the money still owed to it, on one day.

The simple version. When someone takes a ₹50 lakh home loan, it sits in Bajaj Housing Finance's loan book until it is repaid. Add up every loan it had out on 31 March 2026, from home loans down, and you get ₹1.41 lakh crore. By 30 Sep 2026 it was ₹1.58 lakh crore.

First cut: who the borrower is · split from its latest filing, 30 Sep 2026

88%People and households₹1.40 lakh croreHome LoansLoans Against PropertyLease Rental Discounting
11%Businesses₹16,904 croreDeveloper Finance

1% sits in lines the filing does not tie to either: Others.

Drilling down: what it lends against · 30 Sep 2026

  • Home Loans₹85,224 crore53.9%
  • Lease Rental Discounting₹37,988 crore24%
  • Developer Finance₹16,904 crore10.7%
  • Loans Against Property₹16,382 crore10.4%
  • Others₹1,740 crore1.1%

Some segments are worked out from the share of the book the lender gives.

Each product's amount is on its own slide (pages 31, 33, 34 and 35). "Others" is given only as 1.1% of AUM.

Sources: Bajaj Housing Finance Investor Presentation Q4 FY26, PDF page 11 ↗ for March 2026; Bajaj Housing Finance Investor Presentation Q2 FY27, PDF page 30 ↗ for 30 Sep 2026 and the split.

Chapter 02 · Insights

Growing 27% a year since March 2022.

From ₹53,322 crore on 31 March 2022 to ₹1.41 lakh crore on 31 March 2026, and ₹1.58 lakh crore by 30 Sep 2026. Click the i beside any figure in the table to see the line it was read from.

CreditBrief Insights9 figures from 5 filings · each checked against its pageHow it works
Bajaj Housing Finance · loan book · 31 March 2026₹1.41lakh crore+23% in FY2025-26₹1.58 lakh crore by 30 Sep 2026
  1. 0127%a year since 2022Grew 27% a year from March 2022 to March 2026, faster than 5 of the 6 other housing finance companies with like-for-like figures for those years.
  2. 0223%in FY2025-26Growth slowed to 23% in FY2025-26, from 26% the year before.
  3. 033rdamong peersMoved up from 3rd to 2nd biggest of these 7 housing finance companies between March 2022 and March 2026.
Branches226+4.6% · in FY2025-26
MeasureMar 2022Mar 2023Mar 2024Mar 2025Mar 2026Sep 2026
Loan book₹ crore · AUM53,32269,22891,3701,14,6841,40,7061,58,205
BranchesNumber216226223

Each value was checked by script: the quoted line is on the cited page and its number matches. Growth is worked out from these values.

Insights alertQ3 FY2026-27 due by 14 Feb 2027

Know what moved at Bajaj Housing Finance, the week its results land.

Insights reads the filing, checks every figure against its page, and emails you the story with the receipts. About four emails a year per lender.

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Its last results, as an alert

CreditBrief Insightsto you

Bajaj Housing Finance, Q2 FY2026-27: loan book ₹1.58 lakh crore, +12% since March

  • ₹1.58 lakh crore lent out by Q2 FY2026-27
  • Biggest segment: Home Loans, 54% of the book
  • Every figure links to page 30 of its filing

Chapter 03 · Among its peers

2nd biggest of 7 housing finance companies we cover, March 2026.

At the end of FY2025-26 it held 21.2% of the combined loan book of the housing finance companies on CreditBrief. NBFCs and housing finance companies report assets under management.

  1. 1LIC Housing Finance₹3.21 lakh crore
  2. 2Bajaj Housing Finance₹1.41 lakh crore
  3. 3PNB Housing Finance₹90,921 crore
  4. 4Can Fin Homes₹42,209 crore
  5. 5Aadhar Housing Finance₹30,571 crore
  6. 6Aavas Financiers₹23,452 crore
  7. 7Home First Finance Company₹15,878 crore

Explore every lender's loan book. CreditBrief covers 53 lenders, not every lender in India.

Chapter 04 · Working here

Getting in.

Read next

Prepare for the interview

Chapter 05 · Sources

Every number, traced to its filing.

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