CreditBrief

What Poonawalla Fincorp lends, and to whom

Its loan book from its own filings: how big it was at the end of FY2025-26, who borrows from it, how it has grown and where it ranks. Every number links to the page it came from.

FY2025-26Year-end balance on 31 March 2026, the last day of FY2025-26. The latest half-year balance, on 30 Sep 2026, is ₹74,008 crore (+23% since March).

Poonawalla FincorpNBFCs

₹60,348croreAUM on 31 Mar 2026: lent and not yet repaid

Compare loan books Credit salaries here

Size among peers11thof 13 NBFCs on CreditBrief, March 2026
Biggest segment27%Loan against Property, latest split (30 Sep 2026)
Share of the combined book2.7%of all NBFCs on CreditBrief

Chapter 01 · The loan book

₹60,348 crore lent out by March 2026. To whom?

A loan book is everything a lender has lent that has not yet been paid back. It is not profit and not revenue: it is the money still owed to it, on one day.

The simple version. When someone takes a ₹50 lakh home loan, it sits in Poonawalla Fincorp's loan book until it is repaid. Add up every loan it had out on 31 March 2026, from loan against property down, and you get ₹60,348 crore. By 30 Sep 2026 it was ₹74,008 crore.

First cut: who the borrower is · split from its latest filing, 30 Sep 2026

70%People and households₹51,612 crorePrime Personal LoanGold LoanConsumer Durable LoanCommercial Vehicle LoanInstant Consumer Loan
27%Businesses₹20,119 croreShopkeeper LoanBusiness LoanMid-marketMachinery & Medical Equip. LoanProfessional Loan

3% sits in lines the filing does not tie to either: Education Loan.

Drilling down: what it lends against · 30 Sep 2026

  • Loan against Property₹20,013 crore27%
  • Instant Consumer Loan₹15,168 crore20.5%
  • Mid-market₹11,142 crore15.1%
  • Business Loan₹7,303 crore9.9%
  • Prime Personal Loan₹6,662 crore9%
  • Pre-owned Car Loan₹5,096 crore6.9%
  • Gold Loan₹2,355 crore3.2%
  • Education Loan₹1,915 crore2.6%
  • Commercial Vehicle Loan₹1,459 crore2%
  • Machinery & Medical Equip. Loan₹883 crore1.2%
  • Consumer Durable Loan₹859 crore1.2%
  • Professional Loan₹790 crore1.1%
  • Shopkeeper Loan₹1 crore0%

The products add to ₹73,646 crore. The other ₹362 crore or so is discontinued loans the filing does not break down. The split runs across pages 13 and 14.

Sources: Poonawalla Fincorp Investor Presentation Q4 FY26, PDF page 6 ↗ for March 2026; Poonawalla Fincorp Investor Presentation Q2 FY27, PDF page 6 ↗ for 30 Sep 2026 and the split.

Chapter 02 · Insights

Growing 50% a year since March 2022.

From ₹11,765 crore on 31 March 2022 to ₹60,348 crore on 31 March 2026, and ₹74,008 crore by 30 Sep 2026. Click the i beside any figure in the table to see the line it was read from.

CreditBrief Insights11 figures from 8 filings · each checked against its pageHow it works
Poonawalla Fincorp · loan book · 31 March 2026₹60,348crore+69% in FY2025-26₹74,008 crore by 30 Sep 2026
  1. 0150%a year since 2022Grew 50% a year from March 2022 to March 2026, faster than 10 of the 10 other NBFCs with like-for-like figures for those years.
  2. 0269%in FY2025-26Growth picked up to 69% in FY2025-26, from 43% the year before.
  3. 0313thamong peersMoved up from 13th to 11th biggest of these 13 NBFCs between March 2022 and March 2026.
MeasureMar 2022Mar 2023Mar 2024Mar 2025Mar 2026Sep 2026
Loan book₹ crore · AUM11,76516,14325,00335,63160,34874,008
BranchesNumber24285102101504

Each value was checked by script: the quoted line is on the cited page and its number matches. Growth is worked out from these values.

Insights alertQ3 FY2026-27 due by 14 Feb 2027

Know what moved at Poonawalla Fincorp, the week its results land.

Insights reads the filing, checks every figure against its page, and emails you the story with the receipts. About four emails a year per lender.

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Its last results, as an alert

CreditBrief Insightsto you

Poonawalla Fincorp, Q2 FY2026-27: loan book ₹74,008 crore, +23% since March

  • ₹74,008 crore lent out by Q2 FY2026-27
  • Biggest segment: Loan against Property, 27% of the book
  • Every figure links to page 6 of its filing

Chapter 03 · Among its peers

11th biggest of 13 NBFCs we cover, March 2026.

At the end of FY2025-26 it held 2.7% of the combined loan book of the NBFCs on CreditBrief. NBFCs and housing finance companies report assets under management.

  1. 1Bajaj Finance₹5.10 lakh crore
  2. 2Shriram Finance₹3.02 lakh crore
  3. 3Tata Capital₹2.77 lakh crore
  4. 4Cholamandalam Investment and Finance₹2.24 lakh crore
  5. 5Muthoot Finance₹1.63 lakh crore
  6. 6Aditya Birla Capital₹1.60 lakh crore
  7. 7Mahindra Finance₹1.34 lakh crore
  8. 8L&T Finance₹1.22 lakh crore
  9. 11Poonawalla Fincorp₹60,348 crore

Explore every lender's loan book. CreditBrief covers 53 lenders, not every lender in India.

Chapter 04 · Working here

Getting in.

Read next

Prepare for the interview

Chapter 05 · Sources

Every number, traced to its filing.

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