What Aadhar Housing Finance lends, and to whom

Name: Aadhar Housing Finance: loan book and other figures, FY2021-22 to 30 Sep 2026
Creator: CreditBrief

Its loan book from its own filings: how big it was at the end of FY2025-26, who borrows from it, how it has grown and where it ranks. Every number links to the page it came from.

FY2025-26Year-end balance on 31 March 2026, the last day of FY2025-26. The latest half-year balance, on 30 Sep 2026, is ₹32,643 crore (+6.8% since March).

Aadhar Housing FinanceHousing finance

₹30,571croreAUM on 31 Mar 2026: lent and not yet repaid

Compare loan books Credit salaries here

Size among peers5thof 7 housing finance companies on CreditBrief, March 2026

Biggest segment72.8%Retail Home Loans, latest split (30 Sep 2026)

Share of the combined book4.6%of all housing finance companies on CreditBrief

Chapter 01 · The loan book

₹30,571 crore lent out by March 2026. To whom?

A loan book is everything a lender has lent that has not yet been paid back. It is not profit and not revenue: it is the money still owed to it, on one day.

The simple version. When someone takes a ₹50 lakh home loan, it sits in Aadhar Housing Finance's loan book until it is repaid. Add up every loan it had out on 31 March 2026, from retail home loans down, and you get ₹30,571 crore. By 30 Sep 2026 it was ₹32,643 crore.

First cut: who the borrower is · split from its latest filing, 30 Sep 2026

100%People and households₹32,643 croreRetail Home LoansRetail Other Mortgage Loans

Drilling down: what it lends against · 30 Sep 2026

Retail Home Loans₹23,778 crore72.8%
Retail Other Mortgage Loans₹8,865 crore27.2%

The filing states figures in ₹ million.

Sources: Aadhar Housing Finance Investor Presentation Q4 FY26, PDF page 8 ↗ for March 2026; Aadhar Housing Finance Investor Presentation Q2 FY27, PDF page 8 ↗ for 30 Sep 2026 and the split.

Chapter 02 · Insights

Growing 20% a year since March 2022.

From ₹14,778 crore on 31 March 2022 to ₹30,571 crore on 31 March 2026, and ₹32,643 crore by 30 Sep 2026. Click the i beside any figure in the table to see the line it was read from.

CreditBrief Insights12 figures from 5 filings · each checked against its pageHow it works

Aadhar Housing Finance · loan book · 31 March 2026₹30,571crore+20% in FY2025-26₹32,643 crore by 30 Sep 2026

0120%a year since 2022Grew 20% a year from March 2022 to March 2026, faster than 4 of the 6 other housing finance companies with like-for-like figures for those years.
0220%in FY2025-26Growth held steady at 20% in FY2025-26, from 21% the year before.
035thamong peersHeld its place as the 5th biggest of these 7 housing finance companies from March 2022 to March 2026.

Branches626+7.9% · in FY2025-26

Measure	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	Sep 2026
Loan book₹ crore · AUM	14,778	17,223	21,121	25,531	30,571	32,643
BranchesNumber	332	469	523	580	626	632

Loan book, Mar 2022: ₹14,778 crore

“Asset Under Management (AUM)(1) 133,271.0 147,777.9 172,228.3”

Aadhar Housing Finance Red Herring Prospectus (May 2024) · page 106 · Source ↗ · printed in million

Listed in May 2024, so March 2022 comes from its offer document (KPI table, March 31, 2022 column). The PDF is inside the zip at the url.

Loan book, Mar 2023: ₹17,223 crore

“211,209 59,026 23,448 172,228”

Aadhar Housing Finance Investor Presentation Q4 FY26 · page 8 · Source ↗ · printed in million

Bar label on the FY23-FY26 AUM chart (FY23 bar: 172,228 Mn).

Loan book, Mar 2024: ₹21,121 crore

“83,664 70,724 27,898 211,209”

Aadhar Housing Finance Investor Presentation Q4 FY26 · page 8 · Source ↗ · printed in million

Bar label on the FY23-FY26 AUM chart (FY24 bar: 211,209 Mn).

Loan book, Mar 2025: ₹25,531 crore

“₹ 255,307 Mn +21%”

Aadhar Housing Finance Investor Presentation Q4 FY25 · page 5 · Source ↗ · printed in million

Loan book, Mar 2026: ₹30,571 crore

“305,713 95,557 255,307”

Aadhar Housing Finance Investor Presentation Q4 FY26 · page 8 · Source ↗ · printed in million

Bar label on the FY23-FY26 AUM chart (FY26 bar: 305,713 Mn).

Loan book, Sep 2026: ₹32,643 crore

“305,713 326,433”

Aadhar Housing Finance Investor Presentation Q2 FY27 · page 8 · Source ↗ · printed in million

Branches, Mar 2022: 332

“Number of branches(15) 310 332 469 415 487”

Aadhar Housing Finance Red Herring Prospectus (May 2024) · page 106 · Source ↗

Listed in May 2024, so March 2022 comes from its offer document (KPI table, March 31, 2022 column). The PDF is inside the zip at the url.

Branches, Mar 2023: 469

“Number of branches(15) 310 332 469 415 487”

Aadhar Housing Finance Red Herring Prospectus (May 2024) · page 106 · Source ↗

From the offer document (KPI table, March 31, 2023 column). The PDF is inside the zip at the url.

Branches, Mar 2024: 523

“Pan-India presence with 523 branches covering 534 districts”

Aadhar Housing Finance Investor Presentation Q4 FY24 · page 15 · Source ↗

Branches only; 534 including offices.

Branches, Mar 2025: 580

“Pan-India presence with 580”

Aadhar Housing Finance Investor Presentation Q4 FY25 · page 13 · Source ↗

Branches only; 591 including offices.

Branches, Mar 2026: 626

“Pan-India presence with 626”

Aadhar Housing Finance Investor Presentation Q4 FY26 · page 13 · Source ↗

Branches only; 638 including offices.

Branches, Sep 2026: 632

“Pan-India presence with 632”

Aadhar Housing Finance Investor Presentation Q2 FY27 · page 13 · Source ↗

Branches only; 644 including offices.

Each value was checked by script: the quoted line is on the cited page and its number matches. Growth is worked out from these values.

Insights alertQ3 FY2026-27 due by 14 Feb 2027

Know what moved at Aadhar Housing Finance, the week its results land.

Insights reads the filing, checks every figure against its page, and emails you the story with the receipts. About four emails a year per lender.

Its last results, as an alert

CreditBrief Insightsto you

Aadhar Housing Finance, Q2 FY2026-27: loan book ₹32,643 crore, +6.8% since March

₹32,643 crore lent out by Q2 FY2026-27
Biggest segment: Retail Home Loans, 73% of the book
Every figure links to page 8 of its filing

Chapter 03 · Among its peers

5th biggest of 7 housing finance companies we cover, March 2026.

At the end of FY2025-26 it held 4.6% of the combined loan book of the housing finance companies on CreditBrief. NBFCs and housing finance companies report assets under management.

1LIC Housing Finance₹3.21 lakh crore
2Bajaj Housing Finance₹1.41 lakh crore
3PNB Housing Finance₹90,921 crore
4Can Fin Homes₹42,209 crore
5Aadhar Housing Finance₹30,571 crore
6Aavas Financiers₹23,452 crore
7Home First Finance Company₹15,878 crore

Explore every lender's loan book. CreditBrief covers 53 lenders, not every lender in India.

Chapter 04 · Working here

Getting in.

Jobs at Aadhar Housing Finance

Openings are on the lender's own careers page, which we loaded and read on the jobs page.

Open the careers page ↗

Prepare for the interview

Chapter 05 · Sources

Every number, traced to its filing.

Loan book and segmentsAadhar Housing Finance Investor Presentation Q2 FY27, PDF page 8 ↗Q2 FY2026-27, balance on 30 Sep 2026
Logo and nameBelong to the lender and only identify it. CreditBrief is independent and not linked to any lender.

What Aadhar Housing Finance lends, and to whom

₹30,571 crore lent out by March 2026. To whom?

Growing 20% a year since March 2022.

Know what moved at Aadhar Housing Finance, the week its results land.

5th biggest of 7 housing finance companies we cover, March 2026.

Getting in.

Jobs at Aadhar Housing Finance

Read next

Prepare for the interview

Every number, traced to its filing.

Similar lenders

₹30,571 crore lent out by March 2026. To whom?

Growing 20% a year since March 2022.

Know what moved at Aadhar Housing Finance, the week its results land.

5th biggest of 7 housing finance companies we cover, March 2026.

Getting in.

Jobs at Aadhar Housing Finance

Read next

Prepare for the interview

Every number, traced to its filing.

Similar lenders

Can Fin Homes

Bajaj Housing Finance

Home First Finance Company

Aavas Financiers

LIC Housing Finance

PNB Housing Finance