Credit calculators that show their working
Every formula is on the page, each calculator opens with a made-up example already running, and nothing you type is stored or sent.
- Live dial
DSCR, ISCR and FCCR calculator
Enter one year of figures to work out debt service, interest and fixed charge cover, with the formulas shown.
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FOIR and EMI eligibility calculator
Work out current FOIR, the EMI room left at a given FOIR, and the loan that EMI can carry.
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EMI, amortisation and prepayment calculator
Work out the EMI, total interest and yearly schedule, and see what an extra monthly payment saves.
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Working capital calculator: MPBF, turnover and cash budget
Compare the Tandon MPBF methods, a turnover-based limit and the peak deficit from a cash budget.
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Financial ratio pack
Enter P&L and balance sheet figures to get liquidity, leverage, coverage, turnover and DuPont ratios.
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Break-even and margin of safety calculator
Work out break-even units and sales, and how far expected volume sits above break-even.
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Average bank balance calculator
Paste balances to get the average, the low and high, and how the proposed EMI compares. Use made-up figures only.
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Job description to CV match
Paste a credit job description and your CV to see which credit skills the job asks for and which your CV leaves out.
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