CreditBrief

What Manappuram Finance lends, and to whom

Its loan book from its own filings: how big it was at the end of FY2025-26, who borrows from it, how it has grown and where it ranks. Every number links to the page it came from.

FY2025-26Year-end balance on 31 March 2026, the last day of FY2025-26. The latest half-year balance, on 30 Jun 2026, is ₹69,635 crore (+9.1% since March).

Manappuram FinanceNBFCs

₹63,798croreAUM, consolidated on 31 Mar 2026: lent and not yet repaid

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Size among peers10thof 13 NBFCs on CreditBrief, March 2026
Biggest segment78.5%Gold, latest split (30 Jun 2026)
Share of the combined book2.9%of all NBFCs on CreditBrief

Chapter 01 · The loan book

₹63,798 crore lent out by March 2026. To whom?

A loan book is everything a lender has lent that has not yet been paid back. It is not profit and not revenue: it is the money still owed to it, on one day.

The simple version. When someone takes a ₹50 lakh home loan, it sits in Manappuram Finance's loan book until it is repaid. Add up every loan it had out on 31 March 2026, from gold down, and you get ₹63,798 crore. By 30 Jun 2026 it was ₹69,635 crore.

First cut: who the borrower is · split from its latest filing, 30 Jun 2026

95%People and households₹66,234 croreGoldVEFAsirvad-MFIAsirvad-Gold loanMahofin-HFC
5%Businesses₹3,770 croreMSME and othersOnlendingAsirvad-MSME

Drilling down: what it lends against · 30 Jun 2026

  • Gold₹54,655 crore78.5%
  • Asirvad-MFI₹4,827 crore6.9%
  • MSME and others₹3,432 crore4.9%
  • VEF₹2,562 crore3.7%
  • Asirvad-Gold loan₹2,344 crore3.4%
  • Mahofin-HFC₹1,839 crore2.6%
  • Onlending₹322 crore0.5%
  • Asirvad-MSME₹16 crore0%
  • Mahofin-Gold₹7 crore0%

As of 30 Jun 2026, because the September results are due on 12 Nov 2026. Includes its microfinance arm Asirvad and housing arm Manappuram Home Finance. VEF is vehicle and equipment finance. The segments add to ₹70,004 crore before ₹370 crore of lending between group companies is taken out.

Sources: Manappuram Finance Investor Presentation Q4 FY26 (company website), PDF page 10 ↗ for March 2026; Manappuram Finance Investor Presentation Q1 FY27, PDF page 10 ↗ for 30 Jun 2026 and the split.

Chapter 02 · Insights

Growing 20% a year since March 2022.

From ₹30,261 crore on 31 March 2022 to ₹63,798 crore on 31 March 2026, and ₹69,635 crore by 30 Jun 2026. Click the i beside any figure in the table to see the line it was read from.

CreditBrief Insights11 figures from 6 filings · each checked against its pageHow it works
Manappuram Finance · loan book · 31 March 2026₹63,798crore+48% in FY2025-26₹69,635 crore by 30 Jun 2026
  1. 0120%a year since 2022Grew 20% a year from March 2022 to March 2026, faster than 5 of the 10 other NBFCs with like-for-like figures for those years.
  2. 0248%in FY2025-26Growth picked up to 48% in FY2025-26, from 2.3% the year before.
  3. 0310thamong peersHeld its place as the 10th biggest of these 13 NBFCs from March 2022 to March 2026.
Branches5,340-0.4% · in FY2025-26
MeasureMar 2022Mar 2023Mar 2024Mar 2025Mar 2026Jun 2026
Loan book₹ crore · AUM, consolidated30,26135,42842,07043,03463,79869,635
BranchesNumber5,0575,2325,2865,3595,340

Each value was checked by script: the quoted line is on the cited page and its number matches. Growth is worked out from these values.

Insights alertQ2 FY2026-27 due by 14 Nov 2026

Know what moved at Manappuram Finance, the week its results land.

Insights reads the filing, checks every figure against its page, and emails you the story with the receipts. About four emails a year per lender.

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Its last results, as an alert

CreditBrief Insightsto you

Manappuram Finance, Q1 FY2026-27: loan book ₹69,635 crore, +9.1% since March

  • ₹69,635 crore lent out by Q1 FY2026-27
  • Biggest segment: Gold, 78% of the book
  • Every figure links to page 10 of its filing

Chapter 03 · Among its peers

10th biggest of 13 NBFCs we cover, March 2026.

At the end of FY2025-26 it held 2.9% of the combined loan book of the NBFCs on CreditBrief. NBFCs and housing finance companies report assets under management.

  1. 1Bajaj Finance₹5.10 lakh crore
  2. 2Shriram Finance₹3.02 lakh crore
  3. 3Tata Capital₹2.77 lakh crore
  4. 4Cholamandalam Investment and Finance₹2.24 lakh crore
  5. 5Muthoot Finance₹1.63 lakh crore
  6. 6Aditya Birla Capital₹1.60 lakh crore
  7. 7Mahindra Finance₹1.34 lakh crore
  8. 8L&T Finance₹1.22 lakh crore
  9. 10Manappuram Finance₹63,798 crore

Explore every lender's loan book. CreditBrief covers 53 lenders, not every lender in India.

Chapter 04 · Working here

Getting in.

Read next

Prepare for the interview

Chapter 05 · Sources

Every number, traced to its filing.

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