CreditBrief

What Sundaram Finance lends, and to whom

Its loan book from its own filings: how big it was at the end of FY2025-26, who borrows from it, how it has grown and where it ranks. Every number links to the page it came from.

FY2025-26Year-end balance on 31 March 2026, the last day of FY2025-26. The latest half-year balance, on 30 Sep 2026, is ₹65,992 crore (+10% since March).

Sundaram FinanceNBFCs

₹59,908croreAUM on 31 Mar 2026: lent and not yet repaid

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Size among peers12thof 13 NBFCs on CreditBrief, March 2026
Biggest segment24%Cars, latest split (30 Sep 2026)
Share of the combined book2.7%of all NBFCs on CreditBrief

Chapter 01 · The loan book

₹59,908 crore lent out by March 2026. To whom?

A loan book is everything a lender has lent that has not yet been paid back. It is not profit and not revenue: it is the money still owed to it, on one day.

The simple version. When someone takes a ₹50 lakh home loan, it sits in Sundaram Finance's loan book until it is repaid. Add up every loan it had out on 31 March 2026, from cars down, and you get ₹59,908 crore. By 30 Sep 2026 it was ₹65,992 crore.

First cut: who the borrower is · split from its latest filing, 30 Sep 2026

84%People and households₹55,169 croreMHCVRetail CVCarsConstruction EquipmentTractors

16% sits in lines the filing does not tie to either: Commercial Lending & Others.

Drilling down: what it lends against · 30 Sep 2026

  • Cars₹15,838 crore24%
  • MHCV₹15,574 crore23.6%
  • Retail CV₹12,341 crore18.7%
  • Commercial Lending & Others₹10,823 crore16.4%
  • Construction Equipment₹6,995 crore10.6%
  • Tractors₹4,421 crore6.7%

Some segments are worked out from the share of the book the lender gives.

Sundaram Finance on its own. The filing gives the split only as percentages in a pie chart, so the amounts are worked out from them. Commercial vehicle loans cover heavy, light and small vehicles.

Sources: Sundaram Finance Investor Presentation FY26, PDF page 16 ↗ for March 2026; Sundaram Finance Investor Presentation H1 FY27, PDF page 16 ↗ for 30 Sep 2026 and the split.

Chapter 02 · Insights

Growing 19% a year since March 2022.

From ₹29,532 crore on 31 March 2022 to ₹59,908 crore on 31 March 2026, and ₹65,992 crore by 30 Sep 2026. Click the i beside any figure in the table to see the line it was read from.

CreditBrief Insights12 figures from 4 filings · each checked against its pageHow it works
Sundaram Finance · loan book · 31 March 2026₹59,908crore+16% in FY2025-26₹65,992 crore by 30 Sep 2026
  1. 0119%a year since 2022Grew 19% a year from March 2022 to March 2026, faster than 3 of the 10 other NBFCs with like-for-like figures for those years.
  2. 0216%in FY2025-26Growth held steady at 16% in FY2025-26, from 17% the year before.
  3. 0312thamong peersHeld its place as the 12th biggest of these 13 NBFCs from March 2022 to March 2026.
Branches763+7.5% · in FY2025-26
MeasureMar 2022Mar 2023Mar 2024Mar 2025Mar 2026Sep 2026
Loan book₹ crore · AUM29,53234,55243,98751,47659,90865,992
BranchesNumber618671710710763811

Each value was checked by script: the quoted line is on the cited page and its number matches. Growth is worked out from these values.

Insights alertQ3 FY2026-27 due by 14 Feb 2027

Know what moved at Sundaram Finance, the week its results land.

Insights reads the filing, checks every figure against its page, and emails you the story with the receipts. About four emails a year per lender.

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CreditBrief Insightsto you

Sundaram Finance, Q2 FY2026-27: loan book ₹65,992 crore, +10% since March

  • ₹65,992 crore lent out by Q2 FY2026-27
  • Biggest segment: Cars, 24% of the book
  • Every figure links to page 16 of its filing

Chapter 03 · Among its peers

12th biggest of 13 NBFCs we cover, March 2026.

At the end of FY2025-26 it held 2.7% of the combined loan book of the NBFCs on CreditBrief. NBFCs and housing finance companies report assets under management.

  1. 1Bajaj Finance₹5.10 lakh crore
  2. 2Shriram Finance₹3.02 lakh crore
  3. 3Tata Capital₹2.77 lakh crore
  4. 4Cholamandalam Investment and Finance₹2.24 lakh crore
  5. 5Muthoot Finance₹1.63 lakh crore
  6. 6Aditya Birla Capital₹1.60 lakh crore
  7. 7Mahindra Finance₹1.34 lakh crore
  8. 8L&T Finance₹1.22 lakh crore
  9. 12Sundaram Finance₹59,908 crore

Explore every lender's loan book. CreditBrief covers 53 lenders, not every lender in India.

Chapter 04 · Working here

Getting in.

Read next

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Chapter 05 · Sources

Every number, traced to its filing.

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