# Tata Capital

> NBFCs. Figures from the lender's own filings, each checked against the page it came from.

Page: https://creditbrief.in/lenders/tatacap

## Loan book

- ₹2.77 lakh crore on 31 March 2026, the end of FY2025-26 (Net AUM).
- ₹3.08 lakh crore on 30 Sep 2026, the latest half-year balance.
- Source: Tata Capital Investor Presentation Q4 FY26, PDF page 16: https://nsearchives.nseindia.com/corporate/TATACAPITAL_23042026170008_StockExchangeIntimationInvestorPresentationEarningsConferenceCallsigned.pdf

## Findings

- Grew 31% a year from March 2022 to March 2026, a figure that includes its merger with Tata Motors Finance, which added ₹33,513 crore.
- Growth slowed to 20% in FY2025-26, from 46% the year before. Part of that change comes from its merger with Tata Motors Finance, which added ₹33,513 crore.
- Held its place as the 3rd biggest of these 13 NBFCs from March 2022 to March 2026.

## What it lends against (30 Sep 2026)

- SME: ₹88,500 crore (28.7%)
- Home loans: ₹48,163 crore (15.6%)
- Corporate: ₹44,862 crore (14.6%)
- Loan against property: ₹43,617 crore (14.2%)
- Personal / Business loans: ₹28,076 crore (9.1%)
- Motor Finance: ₹23,591 crore (7.7%)
- Other Retail loans: ₹16,464 crore (5.3%)
- CEQ / Two-Wheeler: ₹14,758 crore (4.8%)

Source: Tata Capital Investor Presentation Q2 FY27, PDF page 16: https://nsearchives.nseindia.com/corporate/TATACAPITAL_27102026170131_TCLQ2FY27PrsentationSigned.pdf

## Figures by period

| Measure | FY2021-22 (31 Mar 2022) | FY2022-23 (31 Mar 2023) | FY2023-24 (31 Mar 2024) | FY2024-25 (31 Mar 2025) | FY2025-26 (31 Mar 2026) | 30 Sep 2026 |
|---|---|---|---|---|---|---|
| Loan book (₹ crore) | 94,349 | 1,16,789 | 1,57,761 | 2,30,455 | 2,77,275 | 3,08,030 |
| Branches (Number) | 267 | 438 | 723 | 1,496 | 1,477 | 1,515 |

### Sources for each figure

- Loan book, FY2021-22 (31 Mar 2022): "Tata Capital’s consolidated book size increased to ` 94,349 crore as at March 31, 2022 from" (Tata Capital Annual Report FY 2021-22 (Board's Report), PDF page 28) https://www.tatacapital.com/content/dam/tata-capital/pdf/investors-and-financial-reports/annual-reports/21-22/TATA%20Capital%20-%20Annual%20Report%20FY%202021-22.pdf
- Loan book, FY2022-23 (31 Mar 2023): "Rs.1,16,788.72 crore as at March 31, 2023." (Tata Capital Annual Report FY 2023-24 (Board's Report), PDF page 29) https://www.tatacapital.com/content/dam/tata-capital/pdf/investors-and-financial-reports/annual-reports/23-24/tata-capital-limited.pdf
- Loan book, FY2023-24 (31 Mar 2024): "Tata Capital’s consolidated book size increased to Rs. 1,57,760.55 crore as at March 31, 2024 from" (Tata Capital Annual Report FY 2023-24 (Board's Report), PDF page 29) https://www.tatacapital.com/content/dam/tata-capital/pdf/investors-and-financial-reports/annual-reports/23-24/tata-capital-limited.pdf
- Loan book, FY2024-25 (31 Mar 2025): "Total (incl. Motor Finance) 2,30,455 2,37,508 2,43,896 2,60,698 2,77,275" (Tata Capital Investor Presentation Q4 FY26, PDF page 16) https://nsearchives.nseindia.com/corporate/TATACAPITAL_23042026170008_StockExchangeIntimationInvestorPresentationEarningsConferenceCallsigned.pdf
- Loan book, FY2025-26 (31 Mar 2026): "Total (incl. Motor Finance) 2,30,455 2,37,508 2,43,896 2,60,698 2,77,275" (Tata Capital Investor Presentation Q4 FY26, PDF page 16) https://nsearchives.nseindia.com/corporate/TATACAPITAL_23042026170008_StockExchangeIntimationInvestorPresentationEarningsConferenceCallsigned.pdf
- Loan book, 30 Sep 2026: "Total (incl. Motor Finance) 2,37,508 2,43,896 2,60,698 2,77,275 2,90,502 3,08,030" (Tata Capital Investor Presentation Q2 FY27, PDF page 16) https://nsearchives.nseindia.com/corporate/TATACAPITAL_27102026170131_TCLQ2FY27PrsentationSigned.pdf
- Branches, FY2021-22 (31 Mar 2022): "2.5 Mn+ 267 Loan book Secured book Customers Branches" (Tata Capital Consolidated Results Update FY 2021-22, PDF page 5) https://www.tatacapital.com/content/dam/tata-capital/pdf/investors-and-financial-reports/financials/tcl/Tata%20Capital%20Consolidated%20Results%20Update%20FY%202021-22.pdf
- Branches, FY2022-23 (31 Mar 2023): "3.3 Mn+ 438 Loan book Secured book Customers Branches" (Tata Capital Consolidated Results Update FY 2022-23, PDF page 5) https://www.tatacapital.com/content/dam/tata-capital/pdf/investors-and-financial-reports/financials/tcl/FY%202022-23%20Tata%20Capital%20Consolidated%20Results%20Update.pdf
- Branches, FY2023-24 (31 Mar 2024): "stood at 723, up from 438 as of March 2023" (Tata Capital Annual Report FY 2023-24, PDF page 27) https://www.tatacapital.com/content/dam/tata-capital/pdf/investors-and-financial-reports/annual-reports/23-24/tata-capital-limited.pdf
- Branches, FY2024-25 (31 Mar 2025): "₹3,665 Crore 1,496 Branches" (Tata Capital Annual Report FY 2024-25, PDF page 21) https://www.tatacapital.com/content/dam/tata-capital/pdf/investors-and-financial-reports/annual-reports/24-25/tata-capital-limited.pdf
- Branches, FY2025-26 (31 Mar 2026): "1,477 Branches" (Tata Capital Investor Presentation Q4 FY26, PDF page 14) https://nsearchives.nseindia.com/corporate/TATACAPITAL_23042026170008_StockExchangeIntimationInvestorPresentationEarningsConferenceCallsigned.pdf
- Branches, 30 Sep 2026: "1,515 Branches" (Tata Capital Investor Presentation Q2 FY27, PDF page 14) https://nsearchives.nseindia.com/corporate/TATACAPITAL_27102026170131_TCLQ2FY27PrsentationSigned.pdf

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