# Shriram Finance

> NBFCs. Figures from the lender's own filings, each checked against the page it came from.

Page: https://creditbrief.in/lenders/shriram

## Loan book

- ₹3.02 lakh crore on 31 March 2026, the end of FY2025-26 (Total AUM).
- ₹3.29 lakh crore on 30 Sep 2026, the latest half-year balance.
- Source: Shriram Finance Investor Presentation Q4 FY26 (filed with Outcome of Board Meeting, 24 Apr 2026), PDF page 57: https://nsearchives.nseindia.com/corporate/Mathew_24042026155423_NSEBSEOUTCOMEOFBMAPRIL2026.pdf

## Findings

- Grew 17% a year from March 2022 to March 2026, faster than 2 of the 10 other NBFCs with like-for-like figures for those years.
- Growth slowed to 15% in FY2025-26, from 17% the year before.
- Held its place as the 2nd biggest of these 13 NBFCs from March 2022 to March 2026.

## What it lends against (30 Sep 2026)

- Commercial Vehicles: ₹1.53 lakh crore (46.5%)
- Passenger Vehicles: ₹71,542 crore (21.7%)
- MSME: ₹46,184 crore (14%)
- Two Wheelers: ₹17,981 crore (5.5%)
- Personal Loans: ₹12,415 crore (3.8%)
- Construction Equipments: ₹11,930 crore (3.6%)
- Gold: ₹8,974 crore (2.7%)
- Farm Equipments: ₹6,966 crore (2.1%)

Source: Shriram Finance Investor Presentation Q2 FY27 (filed with Outcome of Board Meeting, 23 Oct 2026), PDF page 51: https://nsearchives.nseindia.com/corporate/Mathew_23102026152246_OutcomeofBoardMeetingOct23.pdf

## Figures by period

| Measure | FY2021-22 (31 Mar 2022) | FY2022-23 (31 Mar 2023) | FY2023-24 (31 Mar 2024) | FY2024-25 (31 Mar 2025) | FY2025-26 (31 Mar 2026) | 30 Sep 2026 |
|---|---|---|---|---|---|---|
| Loan book (₹ crore) | 1,60,227 | 1,85,683 | 2,24,862 | 2,63,190 | 3,02,274 | 3,29,022 |
| Branches (Number) | 2,840 | 2,922 | 3,082 | 3,220 | 3,225 | 3,225 |

### Sources for each figure

- Loan book, FY2021-22 (31 Mar 2022): "Total AUM 1,856,828.6 1,774,980.2 1,693,590.8 1,629,700.4 1,602,266.2" (Shriram Finance Investor Update Q4 FY23, PDF page 12) https://nsearchives.nseindia.com/corporate/SHRIRAMFIN_27042023185121_InvestorupdateQ423.pdf
- Loan book, FY2022-23 (31 Mar 2023): "Total AUM 2,248,619.8 2,142,334.7 2,026,409.6 1,932,146.7 1,856,828.6" (Shriram Finance Investor Presentation Q4 FY24 (filed with Outcome of Board Meeting, 26 Apr 2024), PDF page 58) https://nsearchives.nseindia.com/corporate/SHRIRAMFIN_26042024150007_OutcomeofBM26424.pdf
- Loan book, FY2023-24 (31 Mar 2024): "Total AUM 2,248,619.8 2,142,334.7 2,026,409.6 1,932,146.7 1,856,828.6" (Shriram Finance Investor Presentation Q4 FY24 (filed with Outcome of Board Meeting, 26 Apr 2024), PDF page 58) https://nsearchives.nseindia.com/corporate/SHRIRAMFIN_26042024150007_OutcomeofBM26424.pdf
- Loan book, FY2024-25 (31 Mar 2025): "Total AUM 3,022,737.5 2,917,090.3 2,813,094.6 2,722,490.1 2,631,902.7" (Shriram Finance Investor Presentation Q4 FY26 (filed with Outcome of Board Meeting, 24 Apr 2026), PDF page 57) https://nsearchives.nseindia.com/corporate/Mathew_24042026155423_NSEBSEOUTCOMEOFBMAPRIL2026.pdf
- Loan book, FY2025-26 (31 Mar 2026): "Total AUM 3,022,737.5 2,917,090.3 2,813,094.6 2,722,490.1 2,631,902.7" (Shriram Finance Investor Presentation Q4 FY26 (filed with Outcome of Board Meeting, 24 Apr 2026), PDF page 57) https://nsearchives.nseindia.com/corporate/Mathew_24042026155423_NSEBSEOUTCOMEOFBMAPRIL2026.pdf
- Loan book, 30 Sep 2026: "Total AUM 3,290,217.2 3,137,983.9 2,813,094.6" (Shriram Finance Investor Presentation Q2 FY27 (filed with Outcome of Board Meeting, 23 Oct 2026), PDF page 51) https://nsearchives.nseindia.com/corporate/Mathew_23102026152246_OutcomeofBoardMeetingOct23.pdf
- Branches, FY2021-22 (31 Mar 2022): "Total Branch 2,840" (Shriram Finance Investor Update Q4 FY23, PDF page 16) https://nsearchives.nseindia.com/corporate/SHRIRAMFIN_27042023185121_InvestorupdateQ423.pdf
- Branches, FY2022-23 (31 Mar 2023): "Total Branch 2,922" (Shriram Finance Investor Update Q4 FY23, PDF page 16) https://nsearchives.nseindia.com/corporate/SHRIRAMFIN_27042023185121_InvestorupdateQ423.pdf
- Branches, FY2023-24 (31 Mar 2024): "Total Branch 3,082" (Shriram Finance Outcome of Board Meeting with Investor Presentation Q4 FY24, PDF page 64) https://nsearchives.nseindia.com/corporate/SHRIRAMFIN_26042024150007_OutcomeofBM26424.pdf
- Branches, FY2024-25 (31 Mar 2025): "Total Branch 3,220" (Shriram Finance Outcome of Board Meeting with Investor Presentation Q4 FY26, PDF page 71) https://nsearchives.nseindia.com/corporate/Mathew_24042026155423_NSEBSEOUTCOMEOFBMAPRIL2026.pdf
- Branches, FY2025-26 (31 Mar 2026): "Total Branch 3,225" (Shriram Finance Outcome of Board Meeting with Investor Presentation Q4 FY26, PDF page 71) https://nsearchives.nseindia.com/corporate/Mathew_24042026155423_NSEBSEOUTCOMEOFBMAPRIL2026.pdf
- Branches, 30 Sep 2026: "Total Branch 3,225" (Shriram Finance Outcome of Board Meeting with Investor Presentation Q2 FY27, PDF page 65) https://nsearchives.nseindia.com/corporate/Mathew_23102026152246_OutcomeofBoardMeetingOct23.pdf

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