# RBL Bank

> Private banks. Figures from the lender's own filings, each checked against the page it came from.

Page: https://creditbrief.in/lenders/rbl

## Loan book

- ₹1.14 lakh crore on 31 March 2026, the end of FY2025-26 (Net advances).
- ₹1.42 lakh crore on 30 Sep 2026, the latest half-year balance.
- Source: RBL Bank Investor Presentation Q4 FY26, PDF page 8: https://nsearchives.nseindia.com/corporate/RBLBANK_25042026135636_IntimationInvestorPresentation_Q4FY25-26Signed.pdf

## Findings

- Grew 17% a year from March 2022 to March 2026, faster than 20 of the 29 other banks with like-for-like figures for those years.
- Growth picked up to 23% in FY2025-26, from 10% the year before.
- Held its place as the 24th biggest of these 33 banks from March 2022 to March 2026.

## What it lends against (30 Sep 2026)

- Wholesale: Corporate: ₹43,366 crore (30.5%)
- Wholesale: Commercial: ₹19,483 crore (13.7%)
- Secured retail: Business Loan: ₹18,696 crore (13.1%)
- Unsecured retail: Credit Card Receivables: ₹15,693 crore (11%)
- Secured retail: Others: ₹14,541 crore (10.2%)
- Secured retail: Housing Loan: ₹8,829 crore (6.2%)
- Unsecured retail: JLG Loans: ₹8,535 crore (6%)
- Secured retail: Gold Loans: ₹4,155 crore (2.9%)
- Secured retail: Rural Vehicle Finance: ₹3,635 crore (2.6%)
- Unsecured retail: Personal Loans: ₹3,304 crore (2.3%)
- Secured retail: Retail Agri: ₹1,558 crore (1.1%)

Source: RBL Bank Press Release and Investor Presentation Q2 FY27 (exchange filing), PDF page 8: https://nsearchives.nseindia.com/corporate/RBLBANK_12102026165116_IntimationInvestorPresentationQ2FY2627Signed.pdf

## Figures by period

| Measure | FY2021-22 (31 Mar 2022) | FY2022-23 (31 Mar 2023) | FY2023-24 (31 Mar 2024) | FY2024-25 (31 Mar 2025) | FY2025-26 (31 Mar 2026) | 30 Sep 2026 |
|---|---|---|---|---|---|---|
| Loan book (₹ crore) | 60,022 | 70,209 | 83,987 | 92,618 | 1,14,232 | 1,42,314 |
| Corporate and wholesale loans (₹ crore) | 28,693 | 32,431 | 34,840 | 36,915 | 47,112 | 62,849 |
| Deposits (₹ crore) | 79,007 | 84,887 | 1,03,494 | 1,10,944 | 1,39,018 | 1,56,272 |
| CASA ratio (%) | 35.30 | 37.40 | 35.20 | 34.10 | 33.60 | 24.04 |
| Branches (Number) | 502 | 517 | 545 | 561 | 603 | 628 |

### Sources for each figure

- Loan book, FY2021-22 (31 Mar 2022): "Advances (Net) 60,022 58,141 58,623" (RBL Bank Press Release and Investor Presentation Q4 FY22, PDF page 64) https://nsearchives.nseindia.com/corporate/RBLBANK_12052022160941_PressReleaseandInvestorPresenatationQ4_Final.pdf
- Loan book, FY2022-23 (31 Mar 2023): "Advances (Net) 60,022 66,684 70,209" (RBL Bank Investor Presentation Q4 FY23, PDF page 70) https://nsearchives.nseindia.com/corporate/RBLBANK_29042023141431_IntimationInvestorpresentationQ42023_u.pdf
- Loan book, FY2023-24 (31 Mar 2024): "Advances (Net) 92,618 90,412 83,987" (RBL Bank Investor Presentation and Press Release Q4 FY25, PDF page 52) https://nsearchives.nseindia.com/corporate/RBLBANK_25042025161626_IntimationInvestorPresentationandPressReleaseQ4FY2425signed.pdf
- Loan book, FY2024-25 (31 Mar 2025): "Advances (Net) 92,618 90,412 83,987" (RBL Bank Investor Presentation and Press Release Q4 FY25, PDF page 52) https://nsearchives.nseindia.com/corporate/RBLBANK_25042025161626_IntimationInvestorPresentationandPressReleaseQ4FY2425signed.pdf
- Loan book, FY2025-26 (31 Mar 2026): "Advances (Net) 1,14,232 92,618 1,03,086" (RBL Bank Investor Presentation Q4 FY26, PDF page 8) https://nsearchives.nseindia.com/corporate/RBLBANK_25042026135636_IntimationInvestorPresentation_Q4FY25-26Signed.pdf
- Loan book, 30 Sep 2026: "Advances (Net) 1,423.14 1005.29 1,162.23" (RBL Bank Press Release and Investor Presentation Q2 FY27 (exchange filing), PDF page 8) https://nsearchives.nseindia.com/corporate/RBLBANK_12102026165116_IntimationInvestorPresentationQ2FY2627Signed.pdf
- Corporate and wholesale loans, FY2021-22 (31 Mar 2022): "Wholesale 28,693 24,233 18%" (RBL Bank investor presentation, Q4 FY2022, PDF page 17) https://webassets.rbl.bank.in/ir_admin/pdfs/financial_highlights/Investor_Presentation_Q4_FY22.pdf
- Corporate and wholesale loans, FY2022-23 (31 Mar 2023): "Wholesale 32,431 28,693 13%" (RBL Bank investor presentation, Q4 FY2023, PDF page 9) https://webassets.rbl.bank.in/ir_admin/pdfs/financial_highlights/Investor_Presentation_Q4_FY23.pdf
- Corporate and wholesale loans, FY2023-24 (31 Mar 2024): "Wholesale advances grew 7% YoY to Rs. 34,840 crore" (RBL Bank investor presentation, Q4 FY2024, PDF page 5) https://webassets.rbl.bank.in/ir_admin/pdfs/financial_highlights/Investor_Presentation_Q4_FY24.pdf
- Corporate and wholesale loans, FY2024-25 (31 Mar 2025): "Wholesale advances grew by 6% to Rs.36,915 crore" (RBL Bank investor presentation, Q4 FY2025, PDF page 5) https://webassets.rbl.bank.in/ir_admin/financial_highlights/InvestorPPTQ4FY25_Final.pdf
- Corporate and wholesale loans, FY2025-26 (31 Mar 2026): "Wholesale advances grew by 28% YoY to Rs.47,112 crore" (RBL Bank investor presentation, Q4 FY2026, PDF page 3) https://webassets.rbl.bank.in/ir_admin/financial_highlights/InvestorPPTQ4FY26.pdf
- Corporate and wholesale loans, 30 Sep 2026: "Wholesale advances grew by 56% YoY to Rs.628.49 bn" (RBL Bank investor presentation, Q2 FY2027, PDF page 3) https://webassets.rbl.bank.in/ir_admin/financial_highlights/InvestorPPTQ2FY27.pdf
- Deposits, FY2021-22 (31 Mar 2022): "Deposits 79,007 73,639 73,121" (RBL Bank investor presentation, Q4 FY2022, PDF page 60) https://webassets.rbl.bank.in/ir_admin/pdfs/financial_highlights/Investor_Presentation_Q4_FY22.pdf
- Deposits, FY2022-23 (31 Mar 2023): "Deposits 79,007 81,746 84,887" (RBL Bank investor presentation, Q4 FY2023, PDF page 69) https://webassets.rbl.bank.in/ir_admin/pdfs/financial_highlights/Investor_Presentation_Q4_FY23.pdf
- Deposits, FY2023-24 (31 Mar 2024): "Deposits 84,887 92,746 1,03,494" (RBL Bank investor presentation, Q4 FY2024, PDF page 60) https://webassets.rbl.bank.in/ir_admin/pdfs/financial_highlights/Investor_Presentation_Q4_FY24.pdf
- Deposits, FY2024-25 (31 Mar 2025): "Deposits 1,10,944 1,06,753 1,03,494" (RBL Bank investor presentation, Q4 FY2025, PDF page 51) https://webassets.rbl.bank.in/ir_admin/financial_highlights/InvestorPPTQ4FY25_Final.pdf
- Deposits, FY2025-26 (31 Mar 2026): "Deposits 1,39,018 1,10,944 1,19,721" (RBL Bank investor presentation, Q4 FY2026, PDF page 7) https://webassets.rbl.bank.in/ir_admin/financial_highlights/InvestorPPTQ4FY26.pdf
- Deposits, 30 Sep 2026: "Deposits 1,562.72 1,166.67 1,248.29" (RBL Bank investor presentation, Q2 FY2027, PDF page 7) https://webassets.rbl.bank.in/ir_admin/financial_highlights/InvestorPPTQ2FY27.pdf
- CASA ratio, FY2021-22 (31 Mar 2022): "CASA Ratio at 35.3% vs. 31.8% in Q4FY21" (RBL Bank investor presentation, Q4 FY2022, PDF page 6) https://webassets.rbl.bank.in/ir_admin/pdfs/financial_highlights/Investor_Presentation_Q4_FY22.pdf
- CASA ratio, FY2022-23 (31 Mar 2023): "CASA 37.4%" (RBL Bank investor presentation, Q4 FY2023, PDF page 5) https://webassets.rbl.bank.in/ir_admin/pdfs/financial_highlights/Investor_Presentation_Q4_FY23.pdf
- CASA ratio, FY2023-24 (31 Mar 2024): "CASA ratio at 35.2%" (RBL Bank investor presentation, Q4 FY2024, PDF page 5) https://webassets.rbl.bank.in/ir_admin/pdfs/financial_highlights/Investor_Presentation_Q4_FY24.pdf
- CASA ratio, FY2024-25 (31 Mar 2025): "CASA ratio at 34.1%" (RBL Bank investor presentation, Q4 FY2025, PDF page 5) https://webassets.rbl.bank.in/ir_admin/financial_highlights/InvestorPPTQ4FY25_Final.pdf
- CASA ratio, FY2025-26 (31 Mar 2026): "CASA ratio at 33.6%" (RBL Bank investor presentation, Q4 FY2026, PDF page 3) https://webassets.rbl.bank.in/ir_admin/financial_highlights/InvestorPPTQ4FY26.pdf
- CASA ratio, 30 Sep 2026: "Average CASA ratio at 24.04%" (RBL Bank investor presentation, Q2 FY2027, PDF page 3) https://webassets.rbl.bank.in/ir_admin/financial_highlights/InvestorPPTQ2FY27.pdf
- Branches, FY2021-22 (31 Mar 2022): "Branches 502 463 429" (RBL Bank investor presentation, Q4 FY2022, PDF page 29) https://webassets.rbl.bank.in/ir_admin/pdfs/financial_highlights/Investor_Presentation_Q4_FY22.pdf
- Branches, FY2022-23 (31 Mar 2023): "Branches 502 516 517" (RBL Bank investor presentation, Q4 FY2023, PDF page 26) https://webassets.rbl.bank.in/ir_admin/pdfs/financial_highlights/Investor_Presentation_Q4_FY23.pdf
- Branches, FY2023-24 (31 Mar 2024): "545 branches; 395 ATMs" (RBL Bank investor presentation, Q4 FY2024, PDF page 6) https://webassets.rbl.bank.in/ir_admin/pdfs/financial_highlights/Investor_Presentation_Q4_FY24.pdf
- Branches, FY2024-25 (31 Mar 2025): "561 branches; 412 ATMs" (RBL Bank investor presentation, Q4 FY2025, PDF page 6) https://webassets.rbl.bank.in/ir_admin/financial_highlights/InvestorPPTQ4FY25_Final.pdf
- Branches, FY2025-26 (31 Mar 2026): "Branches BC Branches ATMs Customers 603 1339 415" (RBL Bank investor presentation, Q4 FY2026, PDF page 16) https://webassets.rbl.bank.in/ir_admin/financial_highlights/InvestorPPTQ4FY26.pdf
- Branches, 30 Sep 2026: "Branches BC Branches ATMs Customers 628 1326 422" (RBL Bank investor presentation, Q2 FY2027, PDF page 11) https://webassets.rbl.bank.in/ir_admin/financial_highlights/InvestorPPTQ2FY27.pdf

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