# Poonawalla Fincorp

> NBFCs. Figures from the lender's own filings, each checked against the page it came from.

Page: https://creditbrief.in/lenders/poonawalla

## Loan book

- ₹60,348 crore on 31 March 2026, the end of FY2025-26 (AUM).
- ₹74,008 crore on 30 Sep 2026, the latest half-year balance.
- Source: Poonawalla Fincorp Investor Presentation Q4 FY26, PDF page 6: https://nsearchives.nseindia.com/corporate/POONAWALLA_05052026164144_PFLInvestorPresentation05052026_1.pdf

## Findings

- Grew 50% a year from March 2022 to March 2026, faster than 10 of the 10 other NBFCs with like-for-like figures for those years.
- Growth picked up to 69% in FY2025-26, from 43% the year before.
- Moved up from 13th to 11th biggest of these 13 NBFCs between March 2022 and March 2026.

## What it lends against (30 Sep 2026)

- Loan against Property: ₹20,013 crore (27%)
- Instant Consumer Loan: ₹15,168 crore (20.5%)
- Mid-market: ₹11,142 crore (15.1%)
- Business Loan: ₹7,303 crore (9.9%)
- Prime Personal Loan: ₹6,662 crore (9%)
- Pre-owned Car Loan: ₹5,096 crore (6.9%)
- Gold Loan: ₹2,355 crore (3.2%)
- Education Loan: ₹1,915 crore (2.6%)
- Commercial Vehicle Loan: ₹1,459 crore (2%)
- Machinery & Medical Equip. Loan: ₹883 crore (1.2%)
- Consumer Durable Loan: ₹859 crore (1.2%)
- Professional Loan: ₹790 crore (1.1%)
- Shopkeeper Loan: ₹1 crore (0%)

Source: Poonawalla Fincorp Investor Presentation Q2 FY27, PDF page 6: https://nsearchives.nseindia.com/corporate/POONAWALLA_09102026163102_PFLInvestorPresentation09102026.pdf

## Figures by period

| Measure | FY2021-22 (31 Mar 2022) | FY2022-23 (31 Mar 2023) | FY2023-24 (31 Mar 2024) | FY2024-25 (31 Mar 2025) | FY2025-26 (31 Mar 2026) | 30 Sep 2026 |
|---|---|---|---|---|---|---|
| Loan book (₹ crore) | 11,765 | 16,143 | 25,003 | 35,631 | 60,348 | 74,008 |
| Branches (Number) | 242 | 85 | 102 | 101 | 504 |  |

### Sources for each figure

- Loan book, FY2021-22 (31 Mar 2022): "11,765" (Poonawalla Fincorp Investor Presentation Q4 FY23, PDF page 30) https://nsearchives.nseindia.com/corporate/POONAWALLA_26042023142354_PFLInvestorPresentationQ4FY23Final26Apr2023_signed.pdf
- Loan book, FY2022-23 (31 Mar 2023): "AUM at ₹ 16,143 crore with a growth of 37% YoY" (Poonawalla Fincorp Investor Presentation Q4 FY23, PDF page 5) https://nsearchives.nseindia.com/corporate/POONAWALLA_26042023142354_PFLInvestorPresentationQ4FY23Final26Apr2023_signed.pdf
- Loan book, FY2023-24 (31 Mar 2024): "AUM at ₹ 25,003 crore with a growth of 55% YoY" (Poonawalla Fincorp Investor Presentation Q4 FY24, PDF page 5) https://nsearchives.nseindia.com/corporate/POONAWALLA_29042024165157_Intimation_InvestorPresentation_Q4FY24.pdf
- Loan book, FY2024-25 (31 Mar 2025): "₹35,631 Cr ₹2,708 Cr ₹1,417 Cr" (Poonawalla Fincorp Investor Presentation Q4 FY25, PDF page 7) https://nsearchives.nseindia.com/corporate/POONAWALLA_25042025171354_InvestorPPTFinal.pdf
- Loan book, FY2025-26 (31 Mar 2026): "₹60,348 Cr ₹1,276 Cr ₹695 Cr ₹255 Cr" (Poonawalla Fincorp Investor Presentation Q4 FY26, PDF page 6) https://nsearchives.nseindia.com/corporate/POONAWALLA_05052026164144_PFLInvestorPresentation05052026_1.pdf
- Loan book, 30 Sep 2026: "₹74,008 Cr" (Poonawalla Fincorp Investor Presentation Q2 FY27, PDF page 6) https://nsearchives.nseindia.com/corporate/POONAWALLA_09102026163102_PFLInvestorPresentation09102026.pdf
- Branches, FY2021-22 (31 Mar 2022): "across 19 states as against 242 in the last year" (Poonawalla Fincorp Annual Report FY 2022-23, PDF page 80) https://poonawallafincorp.com/documents/20114/0/Poonawalla-Fincorp-AR-2022-23.pdf/89cf0271-a583-1b92-b362-893d6595288d?version=1.0&download=true
- Branches, FY2022-23 (31 Mar 2023): "As of March 31, 2023, we have 85 branches spread" (Poonawalla Fincorp Annual Report FY 2022-23, PDF page 80) https://poonawallafincorp.com/documents/20114/0/Poonawalla-Fincorp-AR-2022-23.pdf/89cf0271-a583-1b92-b362-893d6595288d?version=1.0&download=true
- Branches, FY2023-24 (31 Mar 2024): "Branches 255 102" (Poonawalla Fincorp Investor Presentation Q4 FY24, PDF page 16) https://nsearchives.nseindia.com/corporate/POONAWALLA_29042024165157_Intimation_InvestorPresentation_Q4FY24.pdf
- Branches, FY2024-25 (31 Mar 2025): "National 101 (Branches)" (Poonawalla Fincorp Annual Report FY 2024-25, PDF page 95) https://poonawallafincorp.com/documents/20121/0/PFL-Annual-Report-FY-2024-25.pdf/ab44ee82-9750-bb13-a756-b634e67c2e5b?version=1.0&download=true
- Branches, FY2025-26 (31 Mar 2026): "504* (Branches)" (Poonawalla Fincorp Annual Report FY 2025-26, PDF page 99) https://poonawallafincorp.com/documents/20121/0/Intimation-w.r.t-Annual-Report-for-FY-2025-26.pdf/6f00e8f4-2991-ac4d-6301-d07165cb3ffb?version=1.0&download=true

CreditBrief is independent and not linked to any lender. Not investment advice.