# IndusInd Bank > Private banks. Figures from the lender's own filings, each checked against the page it came from. Page: https://creditbrief.in/lenders/indusind ## Loan book - ₹3.16 lakh crore on 31 March 2026, the end of FY2025-26 (Total loan book). - ₹3.63 lakh crore on 30 Sep 2026, the latest half-year balance. - Source: IndusInd Bank Investor Presentation Q4 FY26 (exchange filing), PDF page 14: https://nsearchives.nseindia.com/corporate/INDUSINDBK1_24042026164111_4InvestorPresentationQ4Merged_signed.pdf ## Findings - Grew 7.2% a year from March 2022 to March 2026, faster than 0 of the 29 other banks with like-for-like figures for those years. - Growth slowed to -8.4% in FY2025-26, from 0.5% the year before. - Slipped from 12th to 13th biggest of these 33 banks between March 2022 and March 2026. ## What it lends against (30 Sep 2026) - Vehicle Finance: ₹1.01 lakh crore (27.7%) - Consumer Banking: ₹76,341 crore (21%) - Large Corporates: ₹58,631 crore (16.1%) - Commercial Banking, Mid Market and Others: ₹56,947 crore (15.7%) - Institutional & Government Banking: ₹37,197 crore (10.2%) - Rural Banking: ₹33,338 crore (9.2%) Source: IndusInd Bank Investor Presentation Q2 FY27 (exchange filing), PDF page 14: https://nsearchives.nseindia.com/corporate/INDUSINDBK4_23102026161027_Investor_Presentationmergedfinalsigned.pdf ## Figures by period | Measure | FY2021-22 (31 Mar 2022) | FY2022-23 (31 Mar 2023) | FY2023-24 (31 Mar 2024) | FY2024-25 (31 Mar 2025) | FY2025-26 (31 Mar 2026) | 30 Sep 2026 | |---|---|---|---|---|---|---| | Loan book (₹ crore) | 2,39,052 | 2,89,924 | 3,43,298 | 3,45,019 | 3,15,871 | 3,63,104 | | Corporate and wholesale loans (₹ crore) | 1,09,463 | 1,34,150 | 1,52,053 | 1,43,463 | 1,08,525 | 1,52,774 | | Deposits (₹ crore) | 2,93,349 | 3,36,120 | 3,84,586 | 4,10,862 | 3,99,931 | 4,28,832 | | CASA ratio (%) | 42.70 | 40.10 | 38.00 | 32.80 | 31.24 | 27.93 | | Branches (Number) | 2,265 | 2,606 | 2,984 | 3,081 | 3,136 | 3,139 | | Mobile app users (Million) | | | | 1.6 | 4.8 | 5.4 | ### Sources for each figure - Loan book, FY2021-22 (31 Mar 2022): "Advances 2,39,052 2,12,596" (IndusInd Bank Investor Presentation Q4 FY22 (exchange filing), PDF page 5) https://nsearchives.nseindia.com/corporate/INDUSINDBK_29042022182404_InvestorPresentationf.pdf - Loan book, FY2022-23 (31 Mar 2023): "Advances 3,43,298 2,89,924" (IndusInd Bank Investor Presentation Q4 FY24 (exchange filing), PDF page 6) https://nsearchives.nseindia.com/corporate/INDUSINDBK_25042024162547_SEIntimationInvestorPresentationFINAL.pdf - Loan book, FY2023-24 (31 Mar 2024): "Advances 3,43,298 2,89,924" (IndusInd Bank Investor Presentation Q4 FY24 (exchange filing), PDF page 6) https://nsearchives.nseindia.com/corporate/INDUSINDBK_25042024162547_SEIntimationInvestorPresentationFINAL.pdf - Loan book, FY2024-25 (31 Mar 2025): "Advances 3,15,871 3,45,019" (IndusInd Bank Investor Presentation Q4 FY26 (exchange filing), PDF page 7) https://nsearchives.nseindia.com/corporate/INDUSINDBK1_24042026164111_4InvestorPresentationQ4Merged_signed.pdf - Loan book, FY2025-26 (31 Mar 2026): "Overall Loan Book 3,15,871" (IndusInd Bank Investor Presentation Q4 FY26 (exchange filing), PDF page 14) https://nsearchives.nseindia.com/corporate/INDUSINDBK1_24042026164111_4InvestorPresentationQ4Merged_signed.pdf - Loan book, 30 Sep 2026: "Overall Loan Book 3,63,104" (IndusInd Bank Investor Presentation Q2 FY27 (exchange filing), PDF page 14) https://nsearchives.nseindia.com/corporate/INDUSINDBK4_23102026161027_Investor_Presentationmergedfinalsigned.pdf - Corporate and wholesale loans, FY2021-22 (31 Mar 2022): "Total Advances 1,09,463" (IndusInd Bank investor presentation, Q4 FY2022, PDF page 9) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2021-2022/Quarter4/InvestorPresentation-Q4FY22.pdf - Corporate and wholesale loans, FY2022-23 (31 Mar 2023): "Total Advances 1,34,150" (IndusInd Bank investor presentation, Q4 FY2023, PDF page 9) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2022-2023/Quarter4/Investor-Presentation-Q4-FY23.pdf - Corporate and wholesale loans, FY2023-24 (31 Mar 2024): "Total Advances 1,52,053" (IndusInd Bank investor presentation, Q4 FY2024, PDF page 9) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2023-2024/Quarter4/Investor_Presentation_Q4_FY2023-24.pdf - Corporate and wholesale loans, FY2024-25 (31 Mar 2025): "Total Advances 1,43,463" (IndusInd Bank investor presentation, Q4 FY2025, PDF page 9) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2024-2025/Quarter4/SEInvestorPresentation.pdf - Corporate and wholesale loans, FY2025-26 (31 Mar 2026): "Wholesale 1,08,525" (IndusInd Bank investor presentation, Q4 FY2026, PDF page 14) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2025-2026/Quarter4/Investor-Presentation-Q4-FY26.pdf - Corporate and wholesale loans, 30 Sep 2026: "Wholesale 1,52,774" (IndusInd Bank investor presentation, Q2 FY2027, PDF page 14) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2026-2027/Quarter2/Investor-Presentation-Q2-FY27.pdf - Deposits, FY2021-22 (31 Mar 2022): "Deposits 2,93,349 2,55,870" (IndusInd Bank investor presentation, Q4 FY2022, PDF page 5) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2021-2022/Quarter4/InvestorPresentation-Q4FY22.pdf - Deposits, FY2022-23 (31 Mar 2023): "Deposits 3,36,120 2,93,349" (IndusInd Bank investor presentation, Q4 FY2023, PDF page 5) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2022-2023/Quarter4/Investor-Presentation-Q4-FY23.pdf - Deposits, FY2023-24 (31 Mar 2024): "Deposits as on March 31, 2024 were ₹3,84,586 crores" (IndusInd Bank press release, Q4 FY2024 results, PDF page 3) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2023-2024/Quarter4/Press_Release_for_Q4-FY2023-24-(1).pdf - Deposits, FY2024-25 (31 Mar 2025): "Deposits as on March 31, 2025 were ₹4,10,862 crores" (IndusInd Bank press release, Q4 FY2025 results, PDF page 4) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2024-2025/Quarter4/SEPressRelease.pdf - Deposits, FY2025-26 (31 Mar 2026): "Deposits as on March 31, 2026 were ₹3,99,931 crores" (IndusInd Bank press release, Q4 FY2026 results, PDF page 3) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2025-2026/Quarter4/press-release-Q4-FY26.pdf - Deposits, 30 Sep 2026: "Deposits as on September 30, 2026 were ₹4,28,832 crores" (IndusInd Bank press release, Q2 FY2027 results, PDF page 3) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2026-2027/Quarter2/Press-Release-Q2-FY27.pdf - CASA ratio, FY2021-22 (31 Mar 2022): "CASA deposits ratio improving from 41.7% to 42.7%" (IndusInd Bank annual report 2021-22, PDF page 4) https://www.indusind.bank.in/content/dam/indusind-corporate/investor-resource/latest-annual-report/annual-report-2021-22.pdf - CASA ratio, FY2022-23 (31 Mar 2023): "CASA Ratio > 40% 40.1%" (IndusInd Bank investor presentation, Q4 FY2023, PDF page 53) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2022-2023/Quarter4/Investor-Presentation-Q4-FY23.pdf - CASA ratio, FY2023-24 (31 Mar 2024): "CASA deposits comprised 38% of total deposits as at March 31, 2024" (IndusInd Bank press release, Q4 FY2024 results, PDF page 3) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2023-2024/Quarter4/Press_Release_for_Q4-FY2023-24-(1).pdf - CASA ratio, FY2024-25 (31 Mar 2025): "CASA deposits comprised 32.8% of total deposits as at March" (IndusInd Bank press release, Q4 FY2025 results, PDF page 4) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2024-2025/Quarter4/SEPressRelease.pdf - CASA ratio, FY2025-26 (31 Mar 2026): "CASA deposits comprised 31.24% of total deposits as at March 31, 2026" (IndusInd Bank press release, Q4 FY2026 results, PDF page 3) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2025-2026/Quarter4/press-release-Q4-FY26.pdf - CASA ratio, 30 Sep 2026: "CASA deposits comprised 27.93% of total deposits as at September 30," (IndusInd Bank press release, Q2 FY2027 results, PDF page 3) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2026-2027/Quarter2/Press-Release-Q2-FY27.pdf - Branches, FY2021-22 (31 Mar 2022): "Branches/Banking Outlets 2,015 2,015 2,015 2,103 2,265" (IndusInd Bank investor presentation, Q4 FY2022, PDF page 33) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2021-2022/Quarter4/InvestorPresentation-Q4FY22.pdf - Branches, FY2022-23 (31 Mar 2023): "Branches/Banking Outlets 2,265 2,286 2,320 2,384 2,606" (IndusInd Bank investor presentation, Q4 FY2023, PDF page 33) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2022-2023/Quarter4/Investor-Presentation-Q4-FY23.pdf - Branches, FY2023-24 (31 Mar 2024): "Branches/Banking Outlets 2,606 2,606 2,631 2,728 2,984" (IndusInd Bank investor presentation, Q4 FY2024, PDF page 33) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2023-2024/Quarter4/Investor_Presentation_Q4_FY2023-24.pdf - Branches, FY2024-25 (31 Mar 2025): "Branches/Banking Outlets 2,984 3,013 3,040 3,063 3,081" (IndusInd Bank investor presentation, Q4 FY2025, PDF page 35) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2024-2025/Quarter4/SEInvestorPresentation.pdf - Branches, FY2025-26 (31 Mar 2026): "Branches/Banking 3,136 3,120 +16 Outlets" (IndusInd Bank investor presentation, Q4 FY2026, PDF page 13) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2025-2026/Quarter4/Investor-Presentation-Q4-FY26.pdf - Branches, 30 Sep 2026: "3,139 3,137 2 Outlets BFIL Branches" (IndusInd Bank investor presentation, Q2 FY2027, PDF page 13) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2026-2027/Quarter2/Investor-Presentation-Q2-FY27.pdf - Mobile app users, FY2024-25 (31 Mar 2025): "base of 1.6 million and processes more than 1.2 crore transactions" (IndusInd Bank annual report 2024-25, PDF page 109) https://www.indusind.bank.in/content/dam/indusind-corporate/investor-resource/latest-annual-report/annual_report_2024-25.pdf - Mobile app users, FY2025-26 (31 Mar 2026): "INDIE recorded 4.8 million+ cumulative registrations" (IndusInd Bank annual report 2025-26, PDF page 63) https://www.indusind.bank.in/content/dam/indusind-corporate/investor-resource/latest-annual-report/annual-report-2025-2026.pdf - Mobile app users, 30 Sep 2026: "5.39 Mn 2.9 Mn 560K 37%* Registered" (IndusInd Bank investor presentation, Q2 FY2027, PDF page 20) https://www.indusind.bank.in/content/dam/indusind-corporate/investors/QuarterFinancialResults/FY2026-2027/Quarter2/Investor-Presentation-Q2-FY27.pdf CreditBrief is independent and not linked to any lender. Not investment advice.