# Indian Bank

> Public sector banks. Figures from the lender's own filings, each checked against the page it came from.

Page: https://creditbrief.in/lenders/indian

## Loan book

- ₹6.67 lakh crore on 31 March 2026, the end of FY2025-26 (Gross advances).
- ₹7.22 lakh crore on 30 Sep 2026, the latest half-year balance.
- Source: Indian Bank Investor Presentation Q4 FY26 (updated), PDF page 8: https://nsearchives.nseindia.com/corporate/INDIANB_29042026164131_SE_Revised_PPT.pdf

## Findings

- Grew 13% a year from March 2022 to March 2026, faster than 6 of the 29 other banks with like-for-like figures for those years.
- Growth picked up to 13% in FY2025-26, from 10% the year before.
- Held its place as the 10th biggest of these 33 banks from March 2022 to March 2026.

## Figures by period

| Measure | FY2021-22 (31 Mar 2022) | FY2022-23 (31 Mar 2023) | FY2023-24 (31 Mar 2024) | FY2024-25 (31 Mar 2025) | FY2025-26 (31 Mar 2026) | 30 Sep 2026 |
|---|---|---|---|---|---|---|
| Loan book (₹ crore) | 4,15,625 | 4,73,586 | 5,33,773 | 5,88,140 | 6,67,113 | 7,21,982 |
| Retail, agriculture and MSME loans (₹ crore) | 2,42,700 | 2,72,679 | 3,09,918 | 3,50,876 | 4,04,126 | 4,42,302 |
| Corporate and wholesale loans (₹ crore) | 1,52,998 | 1,71,242 | 1,88,242 | 1,95,407 | 2,13,359 |  |
| Deposits (₹ crore) | 5,93,618 | 6,21,166 | 6,88,000 | 7,37,154 | 8,27,726 | 8,74,036 |
| CASA ratio (%) | 42.26 | 42.80 | 42.31 | 40.17 | 39.67 | 39.36 |
| Branches (Number) | 5,732 | 5,787 | 5,847 | 5,901 | 6,001 | 6,017 |
| Mobile app users (Million) | 6.8 | 11.5 | 16.7 | 19.4 | 23.6 | 26.6 |

### Sources for each figure

- Loan book, FY2021-22 (31 Mar 2022): "2 Advances 390317 400432 415625 4 6" (Indian Bank Investor Presentation Q4 FY22, PDF page 7) https://nsearchives.nseindia.com/corporate/INDIANB_11052022190841_SE_Presentation_31032022.pdf
- Loan book, FY2022-23 (31 Mar 2023): "2 Advances 473586 509800 533773 5 13" (Indian Bank Investor Presentation Q4 FY24, PDF page 8) https://nsearchives.nseindia.com/corporate/INDIANB_06052024150018_SE_Presentation_31032023.pdf
- Loan book, FY2023-24 (31 Mar 2024): "2 Advances 473586 509800 533773 5 13" (Indian Bank Investor Presentation Q4 FY24, PDF page 8) https://nsearchives.nseindia.com/corporate/INDIANB_06052024150018_SE_Presentation_31032023.pdf
- Loan book, FY2024-25 (31 Mar 2025): "2 Advances 588140 638848 667113 4.42 13.43" (Indian Bank Investor Presentation Q4 FY26 (updated), PDF page 8) https://nsearchives.nseindia.com/corporate/INDIANB_29042026164131_SE_Revised_PPT.pdf
- Loan book, FY2025-26 (31 Mar 2026): "2 Advances 588140 638848 667113 4.42 13.43" (Indian Bank Investor Presentation Q4 FY26 (updated), PDF page 8) https://nsearchives.nseindia.com/corporate/INDIANB_29042026164131_SE_Revised_PPT.pdf
- Loan book, 30 Sep 2026: "Gross Advances increased by 16.39% YoY to ₹721982 Cr" (Indian Bank Press Release, results for quarter ended 30 Sep 2026, PDF page 3) https://nsearchives.nseindia.com/corporate/INDIANB_15102026135601_SE_Press_Release_30092026.pdf
- Retail, agriculture and MSME loans, FY2021-22 (31 Mar 2022): "Total (RAM) 218942 233738 242700" (Indian Bank Presentation on Audited Financial Results 31.03.2022, 11 May 2022, PDF page 8) https://nsearchives.nseindia.com/corporate/INDIANB_11052022190841_SE_Presentation_31032022.pdf
- Retail, agriculture and MSME loans, FY2022-23 (31 Mar 2023): "Total (RAM) 242700 262811 272679" (Indian Bank Investor Presentation FY23, 8 May 2023, PDF page 8) https://nsearchives.nseindia.com/corporate/INDIANB_08052023160129_INDIANB_SE_FY23_PRESENTATION.pdf
- Retail, agriculture and MSME loans, FY2023-24 (31 Mar 2024): "Total (RAM) 272679 296845 309918" (Indian Bank Investor Presentation 31.03.2024, 6 May 2024, PDF page 9) https://nsearchives.nseindia.com/corporate/INDIANB_06052024150018_SE_Presentation_31032023.pdf
- Retail, agriculture and MSME loans, FY2024-25 (31 Mar 2025): "Total (RAM) 309918 334739 350876" (Indian Bank Investor Presentation 31.03.2025, 3 May 2025, PDF page 9) https://nsearchives.nseindia.com/corporate/INDIANB_03052025160115_SE_Presentation_31032025.pdf
- Retail, agriculture and MSME loans, FY2025-26 (31 Mar 2026): "Total (RAM) 350876 390459 404126" (Indian Bank Investor Presentation 31.03.2026 (updated), 29 April 2026, PDF page 9) https://nsearchives.nseindia.com/corporate/INDIANB_29042026164131_SE_Revised_PPT.pdf
- Retail, agriculture and MSME loans, 30 Sep 2026: "RAM (Retail, Agriculture & MSME) advances grew by 17.74% YoY to ₹442302 Cr in Sep’26" (Indian Bank Press Release on Q2 FY27 results, 15 October 2026, PDF page 3) https://nsearchives.nseindia.com/corporate/INDIANB_15102026135601_SE_Press_Release_30092026.pdf
- Corporate and wholesale loans, FY2021-22 (31 Mar 2022): "Corporates 160595 151357 152998" (Indian Bank Presentation on Audited Financial Results 31.03.2022, 11 May 2022, PDF page 8) https://nsearchives.nseindia.com/corporate/INDIANB_11052022190841_SE_Presentation_31032022.pdf
- Corporate and wholesale loans, FY2022-23 (31 Mar 2023): "Corporates 152998 161351 171242" (Indian Bank Investor Presentation FY23, 8 May 2023, PDF page 8) https://nsearchives.nseindia.com/corporate/INDIANB_08052023160129_INDIANB_SE_FY23_PRESENTATION.pdf
- Corporate and wholesale loans, FY2023-24 (31 Mar 2024): "Corporate 171242 177510 188242" (Indian Bank Investor Presentation 31.03.2024, 6 May 2024, PDF page 9) https://nsearchives.nseindia.com/corporate/INDIANB_06052024150018_SE_Presentation_31032023.pdf
- Corporate and wholesale loans, FY2024-25 (31 Mar 2025): "Corporate 188242 185485 195407" (Indian Bank Investor Presentation 31.03.2025, 3 May 2025, PDF page 9) https://nsearchives.nseindia.com/corporate/INDIANB_03052025160115_SE_Presentation_31032025.pdf
- Corporate and wholesale loans, FY2025-26 (31 Mar 2026): "Corporate 195407 200617 213359" (Indian Bank Investor Presentation 31.03.2026 (updated), 29 April 2026, PDF page 9) https://nsearchives.nseindia.com/corporate/INDIANB_29042026164131_SE_Revised_PPT.pdf
- Deposits, FY2021-22 (31 Mar 2022): "1 Deposits 538071 562575 593618" (Indian Bank Presentation on Audited Financial Results 31.03.2022, 11 May 2022, PDF page 7) https://nsearchives.nseindia.com/corporate/INDIANB_11052022190841_SE_Presentation_31032022.pdf
- Deposits, FY2022-23 (31 Mar 2023): "1 Deposits 593618 597114 621166" (Indian Bank Investor Presentation FY23, 8 May 2023, PDF page 7) https://nsearchives.nseindia.com/corporate/INDIANB_08052023160129_INDIANB_SE_FY23_PRESENTATION.pdf
- Deposits, FY2023-24 (31 Mar 2024): "1 Deposits 621166 654154 688000" (Indian Bank Investor Presentation 31.03.2024, 6 May 2024, PDF page 8) https://nsearchives.nseindia.com/corporate/INDIANB_06052024150018_SE_Presentation_31032023.pdf
- Deposits, FY2024-25 (31 Mar 2025): "1 Deposits 688000 702282 737154" (Indian Bank Investor Presentation 31.03.2025, 3 May 2025, PDF page 8) https://nsearchives.nseindia.com/corporate/INDIANB_03052025160115_SE_Presentation_31032025.pdf
- Deposits, FY2025-26 (31 Mar 2026): "1 Deposits 737154 790923 827726" (Indian Bank Investor Presentation 31.03.2026 (updated), 29 April 2026, PDF page 8) https://nsearchives.nseindia.com/corporate/INDIANB_29042026164131_SE_Revised_PPT.pdf
- Deposits, 30 Sep 2026: "Total Deposits increased by 12.50% YoY and reached to ₹874036 Cr in Sep’26" (Indian Bank Press Release on Q2 FY27 results, 15 October 2026, PDF page 3) https://nsearchives.nseindia.com/corporate/INDIANB_15102026135601_SE_Press_Release_30092026.pdf
- CASA ratio, FY2021-22 (31 Mar 2022): "44.00 42.26 42.80 70.00" (Indian Bank Investor Presentation FY23, 8 May 2023, PDF page 7) https://nsearchives.nseindia.com/corporate/INDIANB_08052023160129_INDIANB_SE_FY23_PRESENTATION.pdf
- CASA ratio, FY2022-23 (31 Mar 2023): "CASA % (Domestic) 42.80% 41.14% 42.31%" (Indian Bank Investor Presentation 31.03.2024, 6 May 2024, PDF page 8) https://nsearchives.nseindia.com/corporate/INDIANB_06052024150018_SE_Presentation_31032023.pdf
- CASA ratio, FY2023-24 (31 Mar 2024): "CASA % (Domestic) 42.80% 41.14% 42.31%" (Indian Bank Investor Presentation 31.03.2024, 6 May 2024, PDF page 8) https://nsearchives.nseindia.com/corporate/INDIANB_06052024150018_SE_Presentation_31032023.pdf
- CASA ratio, FY2024-25 (31 Mar 2025): "CASA % (Domestic) 42.31% 40.00% 40.17%" (Indian Bank Investor Presentation 31.03.2025, 3 May 2025, PDF page 8) https://nsearchives.nseindia.com/corporate/INDIANB_03052025160115_SE_Presentation_31032025.pdf
- CASA ratio, FY2025-26 (31 Mar 2026): "CASA % (Domestic) 40.17% 39.08% 39.67%" (Indian Bank Investor Presentation 31.03.2026 (updated), 29 April 2026, PDF page 8) https://nsearchives.nseindia.com/corporate/INDIANB_29042026164131_SE_Revised_PPT.pdf
- CASA ratio, 30 Sep 2026: "Domestic CASA ratio stood at 39.36% as on 30thSep’26" (Indian Bank Press Release on Q2 FY27 results, 15 October 2026, PDF page 3) https://nsearchives.nseindia.com/corporate/INDIANB_15102026135601_SE_Press_Release_30092026.pdf
- Branches, FY2021-22 (31 Mar 2022): "Domestic Overseas Branches Region-wise 3 5732" (Indian Bank Presentation on Audited Financial Results 31.03.2022, 11 May 2022, PDF page 42) https://nsearchives.nseindia.com/corporate/INDIANB_11052022190841_SE_Presentation_31032022.pdf
- Branches, FY2022-23 (31 Mar 2023): "Domestic Branches ATMs & BNAs 72 5787 (Including" (Indian Bank Investor Presentation FY23, 8 May 2023, PDF page 39) https://nsearchives.nseindia.com/corporate/INDIANB_08052023160129_INDIANB_SE_FY23_PRESENTATION.pdf
- Branches, FY2023-24 (31 Mar 2024): "Domestic Branches Region-wise ATMs & Corporate Office BNAs 5847" (Indian Bank Investor Presentation 31.03.2024, 6 May 2024, PDF page 41) https://nsearchives.nseindia.com/corporate/INDIANB_06052024150018_SE_Presentation_31032023.pdf
- Branches, FY2024-25 (31 Mar 2025): "Region-wise 5901 5268 Domestic" (Indian Bank Investor Presentation 31.03.2025, 3 May 2025, PDF page 42) https://nsearchives.nseindia.com/corporate/INDIANB_03052025160115_SE_Presentation_31032025.pdf
- Branches, FY2025-26 (31 Mar 2026): "Domestic Branches 6001" (Indian Bank Investor Presentation 31.03.2026 (updated), 29 April 2026, PDF page 40) https://nsearchives.nseindia.com/corporate/INDIANB_29042026164131_SE_Revised_PPT.pdf
- Branches, 30 Sep 2026: "The Bank has 6017 domestic branches (including 3 DBUs)" (Indian Bank Press Release on Q2 FY27 results, 15 October 2026, PDF page 4) https://nsearchives.nseindia.com/corporate/INDIANB_15102026135601_SE_Press_Release_30092026.pdf
- Mobile app users, FY2021-22 (31 Mar 2022): "YoY 28% 68 11563" (Indian Bank Presentation on Audited Financial Results 31.03.2022, 11 May 2022, PDF page 40) https://nsearchives.nseindia.com/corporate/INDIANB_11052022190841_SE_Presentation_31032022.pdf
- Mobile app users, FY2022-23 (31 Mar 2023): "45% YoY 167 642 175 73% 35339 530 128 115" (Indian Bank Investor Presentation 31.03.2024, 6 May 2024, PDF page 39) https://nsearchives.nseindia.com/corporate/INDIANB_06052024150018_SE_Presentation_31032023.pdf
- Mobile app users, FY2023-24 (31 Mar 2024): "45% YoY 167 642" (Indian Bank Investor Presentation 31.03.2024, 6 May 2024, PDF page 39) https://nsearchives.nseindia.com/corporate/INDIANB_06052024150018_SE_Presentation_31032023.pdf
- Mobile app users, FY2024-25 (31 Mar 2025): "Mobile Banking UPI Users Transactions Users Transactions 1.94" (Indian Bank Investor Presentation 31.03.2025, 3 May 2025, PDF page 41) https://nsearchives.nseindia.com/corporate/INDIANB_03052025160115_SE_Presentation_31032025.pdf
- Mobile app users, FY2025-26 (31 Mar 2026): "Mobile Banking UPI Users Transactions Users Transactions 2.36" (Indian Bank Investor Presentation 31.03.2026 (updated), 29 April 2026, PDF page 39) https://nsearchives.nseindia.com/corporate/INDIANB_29042026164131_SE_Revised_PPT.pdf
- Mobile app users, 30 Sep 2026: "Mobile Banking users has grown by 26% YoY, reaching 2.66 Cr." (Indian Bank Press Release on Q2 FY27 results, 15 October 2026, PDF page 4) https://nsearchives.nseindia.com/corporate/INDIANB_15102026135601_SE_Press_Release_30092026.pdf

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