# IDFC First Bank > Private banks. Figures from the lender's own filings, each checked against the page it came from. Page: https://creditbrief.in/lenders/idfcfirst ## Loan book - ₹2.90 lakh crore on 31 March 2026, the end of FY2025-26 (Loan assets, net of IBPC). - ₹3.47 lakh crore on 30 Sep 2026, the latest half-year balance. - Source: IDFC FIRST Bank Investor Presentation Q4 FY26 (exchange filing), PDF page 21: https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_25042026164631_Investor_Presentation_Q4FY26_sd.pdf ## Findings - Grew 22% a year from March 2022 to March 2026, faster than 27 of the 29 other banks with like-for-like figures for those years. - Growth held steady at 20% in FY2025-26, from 20% the year before. - Moved up from 20th to 16th biggest of these 33 banks between March 2022 and March 2026. ## What it lends against (30 Sep 2026) - Wholesale Loans: ₹70,312 crore (20.3%) - Mortgage Loans: ₹64,211 crore (18.5%) - Consumer Loans: ₹60,324 crore (17.4%) - Vehicle Loans: ₹35,464 crore (10.2%) - FCNR(B) Backed Loans: ₹24,885 crore (7.2%) - Rural Finance: other than micro-finance: ₹18,423 crore (5.3%) - Business Banking (Working Capital): ₹14,381 crore (4.1%) - Business Loans (Term loans to Small Businesses): ₹14,295 crore (4.1%) - CV & CE Financing: ₹11,062 crore (3.2%) - Credit Card: ₹9,875 crore (2.8%) - Others (retail finance): ₹7,221 crore (2.1%) - Rural Finance: micro-finance loans: ₹6,825 crore (2%) - Gold Loan: ₹5,850 crore (1.7%) - Education Loan: ₹3,783 crore (1.1%) Source: IDFC FIRST Bank Investor Presentation Q2 FY27 (exchange filing), PDF page 33: https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_24102026172636_Investor_Presentation_Q2FY27.pdf ## Figures by period | Measure | FY2021-22 (31 Mar 2022) | FY2022-23 (31 Mar 2023) | FY2023-24 (31 Mar 2024) | FY2024-25 (31 Mar 2025) | FY2025-26 (31 Mar 2026) | 30 Sep 2026 | |---|---|---|---|---|---|---| | Loan book (₹ crore) | 1,29,051 | 1,60,599 | 2,00,965 | 2,41,926 | 2,90,278 | 3,46,913 | | Retail, agriculture and MSME loans (₹ crore) | 92,477 | 1,26,135 | 1,66,604 | 1,97,568 | 2,32,394 | 2,76,601 | | Corporate and wholesale loans (₹ crore) | 36,574 | 34,464 | 34,362 | 44,358 | 57,884 | 70,312 | | Deposits (₹ crore) | 1,05,634 | 1,44,637 | 2,00,576 | 2,52,065 | 2,94,475 | 3,48,583 | | CASA ratio (%) | 48.44 | 49.80 | 47.20 | 46.90 | 49.80 | 47.60 | | Branches (Number) | 641 | 809 | 944 | 1,002 | 1,147 | 1,200 | | Mobile app users (Million) | | | 12 | 19.9 | 29.8 | 31.4 | ### Sources for each figure - Loan book, FY2021-22 (31 Mar 2022): "Total Gross Loans & Advances 1,29,051 1,52,152 1,60,599" (IDFC FIRST Bank Investor Presentation Q4 FY23 (exchange filing), PDF page 88) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_29042023181144_Investor_Presentation_Q4FY23_signed.pdf - Loan book, FY2022-23 (31 Mar 2023): "Total Gross Loans & Advances 1,60,599 1,89,475 2,00,965" (IDFC FIRST Bank Investor Presentation Q4 FY24 (exchange filing), PDF page 89) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_27042024173327_Investor_Presentation_Q4FY24.pdf - Loan book, FY2023-24 (31 Mar 2024): "Total Gross Loans & Advances 1,60,599 1,89,475 2,00,965" (IDFC FIRST Bank Investor Presentation Q4 FY24 (exchange filing), PDF page 89) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_27042024173327_Investor_Presentation_Q4FY24.pdf - Loan book, FY2024-25 (31 Mar 2025): "Total Gross Loans & Advances 2,41,926 2,79,428 2,90,278" (IDFC FIRST Bank Investor Presentation Q4 FY26 (exchange filing), PDF page 21) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_25042026164631_Investor_Presentation_Q4FY26_sd.pdf - Loan book, FY2025-26 (31 Mar 2026): "Total Gross Loans & Advances 2,41,926 2,79,428 2,90,278" (IDFC FIRST Bank Investor Presentation Q4 FY26 (exchange filing), PDF page 21) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_25042026164631_Investor_Presentation_Q4FY26_sd.pdf - Loan book, 30 Sep 2026: "Total Loan Assets (Net of IBPC) 1,04,660 2,66,579 3,05,370 3,46,913" (IDFC FIRST Bank Investor Presentation Q2 FY27 (exchange filing), PDF page 33) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_24102026172636_Investor_Presentation_Q2FY27.pdf - Retail, agriculture and MSME loans, FY2021-22 (31 Mar 2022): "92,477" (IDFC First Bank Investor Presentation Q4 FY26 (March 2026), filed on NSE 25 April 2026, PDF page 14) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_25042026164631_Investor_Presentation_Q4FY26_sd.pdf - Retail, agriculture and MSME loans, FY2022-23 (31 Mar 2023): "Retail and Commercial Finance (Net of IBPC) Rs. 36,927 Cr Rs. 100,000 Cr Rs. 1,26,135 Cr" (IDFC First Bank Investor Presentation Q4 FY23 (March 2023), filed on NSE 29 April 2023, PDF page 85) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_29042023181144_Investor_Presentation_Q4FY23_signed.pdf - Retail, agriculture and MSME loans, FY2023-24 (31 Mar 2024): "Retail, Rural and SME Finance (Net of IBPC) Rs. 36,927 Cr Rs. 100,000 Cr Rs. 1,66,604 Cr" (IDFC First Bank Investor Presentation Q4 FY24 (March 2024), filed on NSE 27 April 2024, PDF page 86) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_27042024173327_Investor_Presentation_Q4FY24.pdf - Retail, agriculture and MSME loans, FY2024-25 (31 Mar 2025): "Retail, Rural and MSME Loan Book grew 18.6% YoY to reach Rs. 1,97,568 crore." (IDFC First Bank Investor Presentation Q4 FY25 (March 2025), filed on NSE 26 April 2025, PDF page 4) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_26042025165713_Investor_Presentation_Q4FY25.pdf - Retail, agriculture and MSME loans, FY2025-26 (31 Mar 2026): "Retail, Agri and MSME (RAM) Book (Rs. Crore) 2,32,394" (IDFC First Bank Investor Presentation Q4 FY26 (March 2026), filed on NSE 25 April 2026, PDF page 14) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_25042026164631_Investor_Presentation_Q4FY26_sd.pdf - Retail, agriculture and MSME loans, 30 Sep 2026: "grown RAM loans for 15 years, from Rs. 94 crore to Rs. 2,76,601 crore" (IDFC First Bank Investor Presentation Q2 FY27 (September 2026), filed on NSE 24 October 2026, PDF page 27) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_24102026172636_Investor_Presentation_Q2FY27.pdf - Corporate and wholesale loans, FY2021-22 (31 Mar 2022): "Wholesale Funded Assets 41,723 36,167 36,574 -12%" (IDFC First Bank Investor Presentation Q4 FY22 (March 2022), filed on NSE 30 April 2022, PDF page 45) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_30042022172018_Investor_Presentation_Q4FY22_30042022.pdf - Corporate and wholesale loans, FY2022-23 (31 Mar 2023): "34,464" (IDFC First Bank Investor Presentation Q4 FY26 (March 2026), filed on NSE 25 April 2026, PDF page 16) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_25042026164631_Investor_Presentation_Q4FY26_sd.pdf - Corporate and wholesale loans, FY2023-24 (31 Mar 2024): "34,362" (IDFC First Bank Investor Presentation Q4 FY26 (March 2026), filed on NSE 25 April 2026, PDF page 16) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_25042026164631_Investor_Presentation_Q4FY26_sd.pdf - Corporate and wholesale loans, FY2024-25 (31 Mar 2025): "- Wholesale Loans ^ 44,358 56,313 57,884" (IDFC First Bank Investor Presentation Q4 FY26 (March 2026), filed on NSE 25 April 2026, PDF page 21) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_25042026164631_Investor_Presentation_Q4FY26_sd.pdf - Corporate and wholesale loans, FY2025-26 (31 Mar 2026): "- Wholesale Loans ^ 44,358 56,313 57,884" (IDFC First Bank Investor Presentation Q4 FY26 (March 2026), filed on NSE 25 April 2026, PDF page 21) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_25042026164631_Investor_Presentation_Q4FY26_sd.pdf - Corporate and wholesale loans, 30 Sep 2026: "Wholesale Loans 67,733 52,673 64,252 70,312 9.4% 33.5%" (IDFC First Bank Investor Presentation Q2 FY27 (September 2026), filed on NSE 24 October 2026, PDF page 33) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_24102026172636_Investor_Presentation_Q2FY27.pdf - Deposits, FY2021-22 (31 Mar 2022): "Deposits 88,688 92,765 105,634 19%" (IDFC First Bank Investor Presentation Q4 FY22 (March 2022), filed on NSE 30 April 2022, PDF page 59) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_30042022172018_Investor_Presentation_Q4FY22_30042022.pdf - Deposits, FY2022-23 (31 Mar 2023): "Deposits 1,05,634 1,33,038 1,44,637 37%" (IDFC First Bank Investor Presentation Q4 FY23 (March 2023), filed on NSE 29 April 2023, PDF page 65) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_29042023181144_Investor_Presentation_Q4FY23_signed.pdf - Deposits, FY2023-24 (31 Mar 2024): "Deposits 1,44,637 1,82,549 2,00,576 38.7%" (IDFC First Bank Investor Presentation Q4 FY24 (March 2024), filed on NSE 27 April 2024, PDF page 59) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_27042024173327_Investor_Presentation_Q4FY24.pdf - Deposits, FY2024-25 (31 Mar 2025): "Deposits 2,00,576 2,36,878 2,52,065 25.7%" (IDFC First Bank Investor Presentation Q4 FY25 (March 2025), filed on NSE 26 April 2025, PDF page 70) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_26042025165713_Investor_Presentation_Q4FY25.pdf - Deposits, FY2025-26 (31 Mar 2026): "Deposits 2,52,065 2,91,133 2,94,475 16.8%" (IDFC First Bank Investor Presentation Q4 FY26 (March 2026), filed on NSE 25 April 2026, PDF page 46) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_25042026164631_Investor_Presentation_Q4FY26_sd.pdf - Deposits, 30 Sep 2026: "Total deposits grew 25.9% YoY and 11.8% QoQ to reach Rs. 3,48,583 crore." (IDFC First Bank Investor Presentation Q2 FY27 (September 2026), filed on NSE 24 October 2026, PDF page 5) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_24102026172636_Investor_Presentation_Q2FY27.pdf - CASA ratio, FY2021-22 (31 Mar 2022): "CASA Ratio (%) 51.75% 51.59% 48.44%" (IDFC First Bank Investor Presentation Q4 FY22 (March 2022), filed on NSE 30 April 2022, PDF page 39) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_30042022172018_Investor_Presentation_Q4FY22_30042022.pdf - CASA ratio, FY2022-23 (31 Mar 2023): "CASA Ratio (%) 48.4% 50.0% 49.8% 133bps" (IDFC First Bank Investor Presentation Q4 FY23 (March 2023), filed on NSE 29 April 2023, PDF page 30) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_29042023181144_Investor_Presentation_Q4FY23_signed.pdf - CASA ratio, FY2023-24 (31 Mar 2024): "CASA Ratio (%) 49.8% 46.8% 47.2% -252 bps" (IDFC First Bank Investor Presentation Q4 FY24 (March 2024), filed on NSE 27 April 2024, PDF page 29) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_27042024173327_Investor_Presentation_Q4FY24.pdf - CASA ratio, FY2024-25 (31 Mar 2025): "CASA Ratio (%) 47.2% 47.7% 46.9% -34 bps" (IDFC First Bank Investor Presentation Q4 FY25 (March 2025), filed on NSE 26 April 2025, PDF page 21) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_26042025165713_Investor_Presentation_Q4FY25.pdf - CASA ratio, FY2025-26 (31 Mar 2026): "CASA Ratio (%) 8.7% 46.9% 51.6% 49.8% 289 bps" (IDFC First Bank Investor Presentation Q4 FY26 (March 2026), filed on NSE 25 April 2026, PDF page 30) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_25042026164631_Investor_Presentation_Q4FY26_sd.pdf - CASA ratio, 30 Sep 2026: "CASA Ratio (%) 8.7% 50.1% 50.8% 47.6%# -246 bps" (IDFC First Bank Investor Presentation Q2 FY27 (September 2026), filed on NSE 24 October 2026, PDF page 25) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_24102026172636_Investor_Presentation_Q2FY27.pdf - Branches, FY2021-22 (31 Mar 2022): "Branches (#) 206 800-900 641" (IDFC First Bank Investor Presentation Q4 FY22 (March 2022), filed on NSE 30 April 2022, PDF page 73) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_30042022172018_Investor_Presentation_Q4FY22_30042022.pdf - Branches, FY2022-23 (31 Mar 2023): "Branches (#) 206 800-900 809 On Track" (IDFC First Bank Investor Presentation Q4 FY23 (March 2023), filed on NSE 29 April 2023, PDF page 85) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_29042023181144_Investor_Presentation_Q4FY23_signed.pdf - Branches, FY2023-24 (31 Mar 2024): "Branches (#) 206 800-900 944 Achieved" (IDFC First Bank Investor Presentation Q4 FY24 (March 2024), filed on NSE 27 April 2024, PDF page 86) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_27042024173327_Investor_Presentation_Q4FY24.pdf - Branches, FY2024-25 (31 Mar 2025): "1,002 branches as on March 31, 2025." (IDFC First Bank Investor Presentation Q4 FY25 (March 2025), filed on NSE 26 April 2025, PDF page 14) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_26042025165713_Investor_Presentation_Q4FY25.pdf - Branches, FY2025-26 (31 Mar 2026): "1,147 branches as on March 31, 2026." (IDFC First Bank Investor Presentation Q4 FY26 (March 2026), filed on NSE 25 April 2026, PDF page 23) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_25042026164631_Investor_Presentation_Q4FY26_sd.pdf - Branches, 30 Sep 2026: "Bank has 1,200 branches as on September 30, 2026." (IDFC First Bank Investor Presentation Q2 FY27 (September 2026), filed on NSE 24 October 2026, PDF page 19) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_24102026172636_Investor_Presentation_Q2FY27.pdf - Mobile app users, FY2023-24 (31 Mar 2024): "12M+ 5M+ 1M+ 10M+" (IDFC First Bank Investor Presentation Q4 FY24 (March 2024), filed on NSE 27 April 2024, PDF page 18) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_27042024173327_Investor_Presentation_Q4FY24.pdf - Mobile app users, FY2024-25 (31 Mar 2025): "19.9M+ 6.7M+" (IDFC First Bank Investor Presentation Q4 FY25 (March 2025), filed on NSE 26 April 2025, PDF page 55) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_26042025165713_Investor_Presentation_Q4FY25.pdf - Mobile app users, FY2025-26 (31 Mar 2026): "29.8 Mn+ 2.7 Mn+ App Registrations" (IDFC First Bank Investor Presentation Q4 FY26 (March 2026), filed on NSE 25 April 2026, PDF page 24) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_25042026164631_Investor_Presentation_Q4FY26_sd.pdf - Mobile app users, 30 Sep 2026: "31.4 Mn+ Non-Resident App Registrations" (IDFC First Bank Investor Presentation Q2 FY27 (September 2026), filed on NSE 24 October 2026, PDF page 15) https://nsearchives.nseindia.com/corporate/IDFCFIRSTB_24102026172636_Investor_Presentation_Q2FY27.pdf CreditBrief is independent and not linked to any lender. Not investment advice.