# IDBI Bank > Private banks. Figures from the lender's own filings, each checked against the page it came from. Page: https://creditbrief.in/lenders/idbi ## Loan book - ₹2.59 lakh crore on 31 March 2026, the end of FY2025-26 (Gross advances). - ₹2.77 lakh crore on 30 Sep 2026, the latest half-year balance. - Source: IDBI Bank Analyst Presentation March 2026 (bank website), PDF page 19: https://www.idbi.bank.in/pdf/Analyst_Mar-2026.pdf ## Findings - Grew 11% a year from March 2022 to March 2026, faster than 3 of the 29 other banks with like-for-like figures for those years. - Growth held steady at 15% in FY2025-26, from 14% the year before. - Slipped from 15th to 20th biggest of these 33 banks between March 2022 and March 2026. ## What it lends against (30 Sep 2026) - Housing Loan: ₹78,674 crore (28.4%) - Large Corporate: ₹59,714 crore (21.6%) - MSME: ₹25,491 crore (9.2%) - Mid Corporate: ₹25,148 crore (9.1%) - Gold Loan: ₹23,986 crore (8.7%) - Loan Against Property: ₹22,948 crore (8.3%) - Agri: ₹13,304 crore (4.8%) - Bulk business/Centralised business: ₹12,028 crore (4.3%) - Auto Loan, Education Loan & Personal Loan: ₹7,268 crore (2.6%) - Other Retail: ₹4,568 crore (1.6%) - Others (structured retail): ₹3,803 crore (1.4%) Source: IDBI Bank Investors Presentation Q2 FY2026-27, PDF page 19: https://www.idbi.bank.in/pdf/Analyst_Sep_2026.pdf ## Figures by period | Measure | FY2021-22 (31 Mar 2022) | FY2022-23 (31 Mar 2023) | FY2023-24 (31 Mar 2024) | FY2024-25 (31 Mar 2025) | FY2025-26 (31 Mar 2026) | 30 Sep 2026 | |---|---|---|---|---|---|---| | Loan book (₹ crore) | 1,69,207 | 1,72,042 | 1,96,894 | 2,24,757 | 2,59,274 | 2,76,932 | | Retail, agriculture and MSME loans (₹ crore) | | | 1,33,145 | 1,52,192 | 1,77,295 | 1,87,320 | | Corporate and wholesale loans (₹ crore) | 62,368 | 53,442 | 58,132 | 67,730 | 76,980 | 84,862 | | Deposits (₹ crore) | 2,33,134 | 2,55,499 | 2,77,657 | 3,10,294 | 3,47,163 | 3,55,684 | | CASA ratio (%) | 56.77 | 53.02 | 50.43 | 46.56 | 44.59 | 43.82 | | Branches (Number) | 1,884 | 1,928 | 2,004 | 2,104 | 2,174 | | | Mobile app users (Million) | 4 | 4.7 | 3.5 | 4.4 | 5.3 | 5.8 | ### Sources for each figure - Loan book, FY2021-22 (31 Mar 2022): "Gross Advances 169207 170323 172042" (IDBI Bank Analyst Presentation March 2023 (bank website), PDF page 26) https://www.idbi.bank.in/pdf/Analyst_Mar_2023.pdf - Loan book, FY2022-23 (31 Mar 2023): "Gross Advances 172042 182997 196894" (IDBI Bank Analyst Presentation March 2024 (bank website), PDF page 27) https://www.idbi.bank.in/pdf/Analyst_Mar_2024.pdf - Loan book, FY2023-24 (31 Mar 2024): "Gross Advances as on Mar 24 – Rs.196894 crore" (IDBI Bank Analyst Presentation March 2024 (bank website), PDF page 19) https://www.idbi.bank.in/pdf/Analyst_Mar_2024.pdf - Loan book, FY2024-25 (31 Mar 2025): "Gross Advances as on Mar 25 – ₹224757 crore" (IDBI Bank Analyst Presentation March 2025 (bank website), PDF page 19) https://www.idbi.bank.in/pdf/Analyst_Mar_2025.pdf - Loan book, FY2025-26 (31 Mar 2026): "Gross Advances as on Mar 26 – Rs.259274 crore" (IDBI Bank Analyst Presentation March 2026 (bank website), PDF page 19) https://www.idbi.bank.in/pdf/Analyst_Mar-2026.pdf - Loan book, 30 Sep 2026: "Gross Advances as on Sep 26 – Rs.276932 crore" (IDBI Bank Investors Presentation Q2 FY2026-27, PDF page 19) https://www.idbi.bank.in/pdf/Analyst_Sep_2026.pdf - Retail, agriculture and MSME loans, FY2023-24 (31 Mar 2024): "Retail Net Advances at Rs.133145 crore" (IDBI Bank Analyst Presentation March 2024, PDF page 6) https://www.idbi.bank.in/pdf/Analyst_Mar_2024.pdf - Retail, agriculture and MSME loans, FY2024-25 (31 Mar 2025): "Retail Net Advances at ₹152192 crore" (IDBI Bank Analyst Presentation March 2025, PDF page 6) https://www.idbi.bank.in/pdf/Analyst_Mar_2025.pdf - Retail, agriculture and MSME loans, FY2025-26 (31 Mar 2026): "Retail Net Advances at Rs.177295 crore" (IDBI Bank Analyst Presentation March 2026, PDF page 6) https://www.idbi.bank.in/pdf/Analyst_Mar-2026.pdf - Retail, agriculture and MSME loans, 30 Sep 2026: "Retail Net Advances at Rs.187320 crore" (IDBI Bank Analyst Presentation September 2026, PDF page 6) https://www.idbi.bank.in/pdf/Analyst_Sep_2026.pdf - Corporate and wholesale loans, FY2021-22 (31 Mar 2022): "62113 58250 62368" (IDBI Bank Analyst Presentation March 2022, PDF page 21) https://www.idbi.bank.in/pdf/Analyst_Mar_2022.pdf - Corporate and wholesale loans, FY2022-23 (31 Mar 2023): "85128 53442 53295" (IDBI Bank Analyst Presentation March 2024, PDF page 19) https://www.idbi.bank.in/pdf/Analyst_Mar_2024.pdf - Corporate and wholesale loans, FY2023-24 (31 Mar 2024): "58132" (IDBI Bank Analyst Presentation March 2024, PDF page 19) https://www.idbi.bank.in/pdf/Analyst_Mar_2024.pdf - Corporate and wholesale loans, FY2024-25 (31 Mar 2025): "67730" (IDBI Bank Analyst Presentation March 2025, PDF page 19) https://www.idbi.bank.in/pdf/Analyst_Mar_2025.pdf - Corporate and wholesale loans, FY2025-26 (31 Mar 2026): "76980" (IDBI Bank Analyst Presentation March 2026, PDF page 19) https://www.idbi.bank.in/pdf/Analyst_Mar-2026.pdf - Corporate and wholesale loans, 30 Sep 2026: "84862" (IDBI Bank Analyst Presentation September 2026, PDF page 19) https://www.idbi.bank.in/pdf/Analyst_Sep_2026.pdf - Deposits, FY2021-22 (31 Mar 2022): "Deposits 230852 222570 233134" (IDBI Bank Analyst Presentation March 2022, PDF page 17) https://www.idbi.bank.in/pdf/Analyst_Mar_2022.pdf - Deposits, FY2022-23 (31 Mar 2023): "Deposit - Rs.255499 crore" (IDBI Bank Analyst Presentation March 2023, PDF page 5) https://www.idbi.bank.in/pdf/Analyst_Mar_2023.pdf - Deposits, FY2023-24 (31 Mar 2024): "Total Deposits at Rs.277657 crore" (IDBI Bank Analyst Presentation March 2024, PDF page 6) https://www.idbi.bank.in/pdf/Analyst_Mar_2024.pdf - Deposits, FY2024-25 (31 Mar 2025): "Total Deposits at ₹310294 crore" (IDBI Bank Analyst Presentation March 2025, PDF page 6) https://www.idbi.bank.in/pdf/Analyst_Mar_2025.pdf - Deposits, FY2025-26 (31 Mar 2026): "Total Deposits at Rs.347163 crore" (IDBI Bank Analyst Presentation March 2026, PDF page 6) https://www.idbi.bank.in/pdf/Analyst_Mar-2026.pdf - Deposits, 30 Sep 2026: "Total Deposits at Rs.355684 crore" (IDBI Bank Analyst Presentation September 2026, PDF page 6) https://www.idbi.bank.in/pdf/Analyst_Sep_2026.pdf - CASA ratio, FY2021-22 (31 Mar 2022): "CASA ratio at 56.77%" (IDBI Bank Analyst Presentation March 2022, PDF page 6) https://www.idbi.bank.in/pdf/Analyst_Mar_2022.pdf - CASA ratio, FY2022-23 (31 Mar 2023): "CASA ratio at 53.02%" (IDBI Bank Analyst Presentation March 2023, PDF page 6) https://www.idbi.bank.in/pdf/Analyst_Mar_2023.pdf - CASA ratio, FY2023-24 (31 Mar 2024): "CASA ratio at 50.43%" (IDBI Bank Analyst Presentation March 2024, PDF page 6) https://www.idbi.bank.in/pdf/Analyst_Mar_2024.pdf - CASA ratio, FY2024-25 (31 Mar 2025): "CASA ratio at 46.56%" (IDBI Bank Analyst Presentation March 2025, PDF page 6) https://www.idbi.bank.in/pdf/Analyst_Mar_2025.pdf - CASA ratio, FY2025-26 (31 Mar 2026): "CASA ratio at 44.59%" (IDBI Bank Analyst Presentation March 2026, PDF page 6) https://www.idbi.bank.in/pdf/Analyst_Mar-2026.pdf - CASA ratio, 30 Sep 2026: "CASA ratio at 43.82%" (IDBI Bank Analyst Presentation September 2026, PDF page 6) https://www.idbi.bank.in/pdf/Analyst_Sep_2026.pdf - Branches, FY2021-22 (31 Mar 2022): "National 1,884 211 2,095" (IDBI Bank Business Responsibility Report 2021-22, PDF page 13) https://www.idbi.bank.in/pdf/investor/Business-Responsibility-Report-2021-22.pdf - Branches, FY2022-23 (31 Mar 2023): "National NA 1,928 branches 1,928" (IDBI Bank Business Responsibility and Sustainability Report 2022-23, PDF page 43) https://www.idbi.bank.in/pdf/investor/BRSR_2023.pdf - Branches, FY2023-24 (31 Mar 2024): "2,004 branches as at end-March 2024" (IDBI Bank Annual Report 2023-24, PDF page 72) https://www.idbi.bank.in/pdf/annualreport/IDBI-Bank-Annual-Report-2023-24.pdf - Branches, FY2024-25 (31 Mar 2025): "Out of the 2,104 branches (excluding 24 IDBI" (IDBI Bank Annual Report 2024-25, PDF page 290) https://www.idbi.bank.in/pdf/annualreport/IDBI-Bank-Annual-Report-2024-25.pdf - Branches, FY2025-26 (31 Mar 2026): "2,243 physical banking outlets (including 2,174 branches" (IDBI Bank Annual Report 2025-26, PDF page 46) https://www.idbi.bank.in/pdf/annualreport/IDBI-Bank-Annual-Report-2025-26.pdf - Mobile app users, FY2021-22 (31 Mar 2022): "Mobile Users (In Lakhs) 130.08 51.50 39.55" (IDBI Bank Analyst Presentation March 2022, PDF page 36) https://www.idbi.bank.in/pdf/Analyst_Mar_2022.pdf - Mobile app users, FY2022-23 (31 Mar 2023): "Mobile Banking Users (In Lakhs) 140.45 61.74 46.66" (IDBI Bank Analyst Presentation March 2023, PDF page 35) https://www.idbi.bank.in/pdf/Analyst_Mar_2023.pdf - Mobile app users, FY2023-24 (31 Mar 2024): "Mobile Banking Users (In Lakhs) 9.59 9.00 72.51 34.74" (IDBI Bank Analyst Presentation March 2024, PDF page 35) https://www.idbi.bank.in/pdf/Analyst_Mar_2024.pdf - Mobile app users, FY2024-25 (31 Mar 2025): "Mobile Banking Users (In Lakhs) 9.00 8.48 79.87 43.83" (IDBI Bank Analyst Presentation March 2025, PDF page 35) https://www.idbi.bank.in/pdf/Analyst_Mar_2025.pdf - Mobile app users, FY2025-26 (31 Mar 2026): "Mobile Banking Users (In Lakhs) 8.48 88.15 53.25" (IDBI Bank Analyst Presentation March 2026, PDF page 35) https://www.idbi.bank.in/pdf/Analyst_Mar-2026.pdf - Mobile app users, 30 Sep 2026: "Mobile Banking Users (In Lakhs) 92.70 7.98 8.53 83.67 57.85" (IDBI Bank Analyst Presentation September 2026, PDF page 35) https://www.idbi.bank.in/pdf/Analyst_Sep_2026.pdf CreditBrief is independent and not linked to any lender. 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