# ICICI Bank

> Private banks. Figures from the lender's own filings, each checked against the page it came from.

Page: https://creditbrief.in/lenders/icici

## Loan book

- ₹15.54 lakh crore on 31 March 2026, the end of FY2025-26 (Total advances, net of IBPC and BRDS).
- ₹18.32 lakh crore on 30 Sep 2026, the latest half-year balance.
- Source: ICICI Bank Investor Presentation Q4 FY26 (exchange filing), PDF page 15: https://nsearchives.nseindia.com/corporate/ICICI2022_18042026163627_NSEBSE_18042026.pdf

## Findings

- Grew 16% a year from March 2022 to March 2026, faster than 15 of the 29 other banks with like-for-like figures for those years.
- Growth picked up to 16% in FY2025-26, from 13% the year before.
- Held its place as the 3rd biggest of these 33 banks from March 2022 to March 2026.

## What it lends against (30 Sep 2026)

- Mortgages: ₹5.31 lakh crore (29%)
- Business banking: ₹3.89 lakh crore (21.2%)
- Domestic corporate: ₹3.55 lakh crore (19.4%)
- Overseas book: ₹1.43 lakh crore (7.8%)
- Personal loans: ₹1.42 lakh crore (7.7%)
- Auto finance: ₹64,507 crore (3.5%)
- Jewel loans: ₹55,794 crore (3%)
- Credit cards: ₹53,091 crore (2.9%)
- Commercial vehicle and equipment: ₹39,143 crore (2.1%)
- Farmer finance: ₹32,333 crore (1.8%)
- Others (retail and rural): ₹27,737 crore (1.5%)

Source: ICICI Bank Investor Presentation Q2 FY27 (exchange filing), PDF page 15: https://nsearchives.nseindia.com/corporate/ICICI2022_17102026164525_BSENSE17102026.pdf

## Figures by period

| Measure | FY2021-22 (31 Mar 2022) | FY2022-23 (31 Mar 2023) | FY2023-24 (31 Mar 2024) | FY2024-25 (31 Mar 2025) | FY2025-26 (31 Mar 2026) | 30 Sep 2026 |
|---|---|---|---|---|---|---|
| Loan book (₹ crore) | 8,59,020 | 10,19,639 | 11,84,406 | 13,41,766 | 15,53,893 | 18,31,580 |
| Corporate and wholesale loans (₹ crore) | 1,93,734 | 2,34,818 | 2,58,279 | 2,79,651 | 3,05,540 | 3,54,771 |
| Deposits (₹ crore) | 10,64,572 | 11,80,841 | 14,12,825 | 16,10,348 | 17,94,625 | 20,49,874 |
| CASA ratio (%) | 47.20 | 45.80 | 42.20 | 41.80 | 41.40 | 36.10 |
| Branches (Number) | 5,418 | 5,900 | 6,523 | 6,983 | 7,511 | 7,656 |

### Sources for each figure

- Loan book, FY2021-22 (31 Mar 2022): "Total advances 7,337.29 8,139.92 8,590.20" (ICICI Bank Investor Presentation Q4 FY22 (exchange filing), PDF page 15) https://nsearchives.nseindia.com/corporate/ICICIBANK_25042022085519_ICICIBANK.pdf
- Loan book, FY2022-23 (31 Mar 2023): "Total advances 10,196.39 11,537.71 11,844.06" (ICICI Bank Revised Investor Presentation Q4 FY24 (exchange filing), PDF page 14) https://nsearchives.nseindia.com/corporate/ICICIBANK_27042024194405_NSEBSE.pdf
- Loan book, FY2023-24 (31 Mar 2024): "Total advances 10,196.39 11,537.71 11,844.06" (ICICI Bank Revised Investor Presentation Q4 FY24 (exchange filing), PDF page 14) https://nsearchives.nseindia.com/corporate/ICICIBANK_27042024194405_NSEBSE.pdf
- Loan book, FY2024-25 (31 Mar 2025): "Total advances 13,417.66 14,661.54 15,538.93" (ICICI Bank Investor Presentation Q4 FY26 (exchange filing), PDF page 15) https://nsearchives.nseindia.com/corporate/ICICI2022_18042026163627_NSEBSE_18042026.pdf
- Loan book, FY2025-26 (31 Mar 2026): "Total advances 13,417.66 14,661.54 15,538.93" (ICICI Bank Investor Presentation Q4 FY26 (exchange filing), PDF page 15) https://nsearchives.nseindia.com/corporate/ICICI2022_18042026163627_NSEBSE_18042026.pdf
- Loan book, 30 Sep 2026: "Total advances 14,084.56 16,312.60 18,315.80" (ICICI Bank Investor Presentation Q2 FY27 (exchange filing), PDF page 15) https://nsearchives.nseindia.com/corporate/ICICI2022_17102026164525_BSENSE17102026.pdf
- Corporate and wholesale loans, FY2021-22 (31 Mar 2022): "Domestic corporate and others 1,766.35 1,913.58 1,937.34" (ICICI Bank investor presentation, Q4 FY2022 (performance review, April 2022), PDF page 14) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/images/about-us/investor/quarterly-financial-results/2022/2022_04_Q4-2022_Investor_presentation.pdf
- Corporate and wholesale loans, FY2022-23 (31 Mar 2023): "Domestic corporate and others 2,348.18 2,562.41 2,582.79" (ICICI Bank investor presentation, Q4 FY2024 (performance review, April 2024), PDF page 13) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/docs/about-us/2024/2024_04_q4-2024_investor-presentation.pdf
- Corporate and wholesale loans, FY2023-24 (31 Mar 2024): "Domestic corporate and others 2,348.18 2,562.41 2,582.79" (ICICI Bank investor presentation, Q4 FY2024 (performance review, April 2024), PDF page 13) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/docs/about-us/2024/2024_04_q4-2024_investor-presentation.pdf
- Corporate and wholesale loans, FY2024-25 (31 Mar 2025): "Domestic corporate and 2,796.51 2,964.52 3,055.40" (ICICI Bank investor presentation, Q4 FY2026 (performance review, April 2026), PDF page 14) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/docs/about-us/2026/2026-04-Q4-2026-investor-presentation.pdf
- Corporate and wholesale loans, FY2025-26 (31 Mar 2026): "Domestic corporate and 2,796.51 2,964.52 3,055.40" (ICICI Bank investor presentation, Q4 FY2026 (performance review, April 2026), PDF page 14) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/docs/about-us/2026/2026-04-Q4-2026-investor-presentation.pdf
- Corporate and wholesale loans, 30 Sep 2026: "Domestic corporate 2,715.68 3,213.16 3,547.71" (ICICI Bank investor presentation, Q2 FY2027 (performance review, October 2026), PDF page 14) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/docs/about-us/2027/Q2-2027-investor-presentation.pdf
- Deposits, FY2021-22 (31 Mar 2022): "Total deposits 9,325.22 10,174.67 10,645.72" (ICICI Bank investor presentation, Q4 FY2022 (performance review, April 2022), PDF page 13) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/images/about-us/investor/quarterly-financial-results/2022/2022_04_Q4-2022_Investor_presentation.pdf
- Deposits, FY2022-23 (31 Mar 2023): "Total deposits 11,808.41 13,323.15 14,128.25" (ICICI Bank investor presentation, Q4 FY2024 (performance review, April 2024), PDF page 12) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/docs/about-us/2024/2024_04_q4-2024_investor-presentation.pdf
- Deposits, FY2023-24 (31 Mar 2024): "Total deposits 11,808.41 13,323.15 14,128.25" (ICICI Bank investor presentation, Q4 FY2024 (performance review, April 2024), PDF page 12) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/docs/about-us/2024/2024_04_q4-2024_investor-presentation.pdf
- Deposits, FY2024-25 (31 Mar 2025): "Total deposits 16,103.48 16,596.11 17,946.25" (ICICI Bank investor presentation, Q4 FY2026 (performance review, April 2026), PDF page 12) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/docs/about-us/2026/2026-04-Q4-2026-investor-presentation.pdf
- Deposits, FY2025-26 (31 Mar 2026): "Total deposits 16,103.48 16,596.11 17,946.25" (ICICI Bank investor presentation, Q4 FY2026 (performance review, April 2026), PDF page 12) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/docs/about-us/2026/2026-04-Q4-2026-investor-presentation.pdf
- Deposits, 30 Sep 2026: "Total deposits 16,128.25 18,335.86 20,498.74" (ICICI Bank investor presentation, Q2 FY2027 (performance review, October 2026), PDF page 12) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/docs/about-us/2027/Q2-2027-investor-presentation.pdf
- CASA ratio, FY2021-22 (31 Mar 2022): "CASA 4,316.23 4,806.56 5,184.37 20.1% 47.2%" (ICICI Bank investor presentation, Q4 FY2022 (performance review, April 2022), PDF page 13) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/images/about-us/investor/quarterly-financial-results/2022/2022_04_Q4-2022_Investor_presentation.pdf
- CASA ratio, FY2022-23 (31 Mar 2023): "CASA 5,184.37 5,088.42 5,412.62 4.4% 45.8%" (ICICI Bank investor presentation, Q4 FY2023 (performance review, April 2023), PDF page 12) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/images/about-us/investor/quarterly-financial-results/2023/2023_04_q4-2023_investor-presentation.pdf
- CASA ratio, FY2023-24 (31 Mar 2024): "CASA 5,412.62 5,279.95 5,958.72 10.1% 42.2%" (ICICI Bank investor presentation, Q4 FY2024 (performance review, April 2024), PDF page 12) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/docs/about-us/2024/2024_04_q4-2024_investor-presentation.pdf
- CASA ratio, FY2024-25 (31 Mar 2025): "CASA 5,958.72 6,155.86 6,737.29 13.1% 41.8%" (ICICI Bank investor presentation, Q4 FY2025 (performance review, April 2025), PDF page 12) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/docs/about-us/2025/2025-04-Q4-2025-investor-presentation.pdf
- CASA ratio, FY2025-26 (31 Mar 2026): "CASA 6,737.29 6,675.90 7,435.87 10.4% 11.4% 41.4%" (ICICI Bank investor presentation, Q4 FY2026 (performance review, April 2026), PDF page 12) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/docs/about-us/2026/2026-04-Q4-2026-investor-presentation.pdf
- CASA ratio, 30 Sep 2026: "CASA 6,588.71 7,242.56 7,408.51 12.4% 2.3% 36.1%" (ICICI Bank investor presentation, Q2 FY2027 (performance review, October 2026), PDF page 12) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/docs/about-us/2027/Q2-2027-investor-presentation.pdf
- Branches, FY2021-22 (31 Mar 2022): "Total branches 4,867 4,874 5,324 5,266 5,418" (ICICI Bank investor presentation, Q4 FY2022 (performance review, April 2022), PDF page 69) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/images/about-us/investor/quarterly-financial-results/2022/2022_04_Q4-2022_Investor_presentation.pdf
- Branches, FY2022-23 (31 Mar 2023): "Total branches 5,266 5,418 5,900 6,248 6,371 6,523" (ICICI Bank investor presentation, Q4 FY2024 (performance review, April 2024), PDF page 53) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/docs/about-us/2024/2024_04_q4-2024_investor-presentation.pdf
- Branches, FY2023-24 (31 Mar 2024): "Total branches 5,266 5,418 5,900 6,248 6,371 6,523" (ICICI Bank investor presentation, Q4 FY2024 (performance review, April 2024), PDF page 53) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/docs/about-us/2024/2024_04_q4-2024_investor-presentation.pdf
- Branches, FY2024-25 (31 Mar 2025): "Total branches 5,418 5,900 6,523 6,983 7,385 7,511" (ICICI Bank investor presentation, Q4 FY2026 (performance review, April 2026), PDF page 47) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/docs/about-us/2026/2026-04-Q4-2026-investor-presentation.pdf
- Branches, FY2025-26 (31 Mar 2026): "Total branches 5,418 5,900 6,523 6,983 7,385 7,511" (ICICI Bank investor presentation, Q4 FY2026 (performance review, April 2026), PDF page 47) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/docs/about-us/2026/2026-04-Q4-2026-investor-presentation.pdf
- Branches, 30 Sep 2026: "5,418 5,900 6,523 6,983 7,511 7,608 7,656 100.0% branches" (ICICI Bank investor presentation, Q2 FY2027 (performance review, October 2026), PDF page 51) https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/docs/about-us/2027/Q2-2027-investor-presentation.pdf

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