# HDFC Bank > Private banks. Figures from the lender's own filings, each checked against the page it came from. Page: https://creditbrief.in/lenders/hdfc ## Loan book - ₹29.60 lakh crore on 31 March 2026, the end of FY2025-26 (Gross advances). - ₹32.20 lakh crore on 30 Sep 2026, the latest half-year balance. - Source: HDFC Bank Earnings Presentation Q4 FY26, PDF page 10: https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/about-us/financial-results/2025-2026/quarter-4/q4fy26-earnings-presentation.pdf ## Findings - Grew 21% a year from March 2022 to March 2026, a figure that includes its merger with HDFC Ltd in July 2023. - Growth picked up to 12% in FY2025-26, from 5.4% the year before. - Held its place as the 2nd biggest of these 33 banks from March 2022 to March 2026. ## What it lends against (30 Sep 2026) - Mortgage: ₹9.21 lakh crore (28.6%) - Corporate & other wholesale: ₹8.64 lakh crore (26.8%) - Retail Assets: ₹8.17 lakh crore (25.4%) - Business Banking: ₹5.26 lakh crore (16.3%) - Commercial Transportation: ₹1.80 lakh crore (5.6%) Source: HDFC Bank Earnings Presentation Q2 FY27, PDF page 10: https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/about-us/financial-results/2026-2027/quarter-2/q2fy27-earnings-presentation.pdf ## Figures by period | Measure | FY2021-22 (31 Mar 2022) | FY2022-23 (31 Mar 2023) | FY2023-24 (31 Mar 2024) | FY2024-25 (31 Mar 2025) | FY2025-26 (31 Mar 2026) | 30 Sep 2026 | |---|---|---|---|---|---|---| | Loan book (₹ crore) | 13,68,821 | 16,14,200 | 25,07,800 | 26,43,500 | 29,60,000 | 32,19,500 | | Corporate and wholesale loans (₹ crore) | | 4,09,700 | 5,10,900 | 7,17,700 | 8,10,800 | 8,63,500 | | Deposits (₹ crore) | 15,59,217 | 18,83,395 | 23,79,800 | 27,14,700 | 31,05,300 | 33,27,400 | | CASA ratio (%) | 48.20 | 44.40 | 38.20 | 34.80 | 34.10 | 31.60 | | Branches (Number) | 6,342 | 7,821 | 8,738 | 9,455 | 9,689 | 9,706 | ### Sources for each figure - Loan book, FY2021-22 (31 Mar 2022): "FY22 13,68,821" (HDFC Bank Integrated Annual Report 2022-23, PDF page 22) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/annual-reports/2022-23/reports/integrated-annual-report-2022-23.pdf - Loan book, FY2022-23 (31 Mar 2023): "Total 14,082 16,142 16,300" (HDFC Bank Earnings Presentation Q1 FY24, PDF page 8) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/financial-results/2023-2024/quarter-1/q1fy24-earnings-presentation.pdf - Loan book, FY2023-24 (31 Mar 2024): "Gross Advances 24,693 25,078" (HDFC Bank Earnings Presentation Q4 FY24, PDF page 9) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/financial-results/2023-2024/quarter-4/q4fy24-earnings-presentation.pdf - Loan book, FY2024-25 (31 Mar 2025): "Gross Advances 26,435 28,446 29,600" (HDFC Bank Earnings Presentation Q4 FY26, PDF page 10) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/about-us/financial-results/2025-2026/quarter-4/q4fy26-earnings-presentation.pdf - Loan book, FY2025-26 (31 Mar 2026): "Gross Advances 26,435 28,446 29,600" (HDFC Bank Earnings Presentation Q4 FY26, PDF page 10) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/about-us/financial-results/2025-2026/quarter-4/q4fy26-earnings-presentation.pdf - Loan book, 30 Sep 2026: "Gross Advances 27,692 30,608 32,195" (HDFC Bank Earnings Presentation Q2 FY27, PDF page 10) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/about-us/financial-results/2026-2027/quarter-2/q2fy27-earnings-presentation.pdf - Corporate and wholesale loans, FY2022-23 (31 Mar 2023): "Wholesale 3,639 4,097 4,046" (HDFC Bank Q1 FY24 earnings presentation, PDF page 8) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/financial-results/2023-2024/quarter-1/q1fy24-earnings-presentation.pdf - Corporate and wholesale loans, FY2023-24 (31 Mar 2024): "Corporate and other wholesale 5,109 4,806 4,926" (HDFC Bank Q4 FY25 earnings presentation, PDF page 11) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/financial-results/2024-2025/quarter-4/q4fy25-earnings-presentation.pdf - Corporate and wholesale loans, FY2024-25 (31 Mar 2025): "Corporate & other wholesale 7,177 7,717 8,108" (HDFC Bank Q4 FY26 earnings presentation, PDF page 10) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/about-us/financial-results/2025-2026/quarter-4/q4fy26-earnings-presentation.pdf - Corporate and wholesale loans, FY2025-26 (31 Mar 2026): "Corporate & other wholesale 7,177 7,717 8,108" (HDFC Bank Q4 FY26 earnings presentation, PDF page 10) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/about-us/financial-results/2025-2026/quarter-4/q4fy26-earnings-presentation.pdf - Corporate and wholesale loans, 30 Sep 2026: "Corporate & other wholesale 7,416 8,401 8,635" (HDFC Bank Q2 FY27 earnings presentation, PDF page 10) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/about-us/financial-results/2026-2027/quarter-2/q2fy27-earnings-presentation.pdf - Deposits, FY2021-22 (31 Mar 2022): "to ` 1,559,217 crore from ` 1,335,060 crore" (HDFC Bank Integrated Annual Report 2021-22, PDF page 134) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/annual-reports/2021-22/integrated-annual-report-2021-22.pdf - Deposits, FY2022-23 (31 Mar 2023): "Total Deposits showed a healthy growth and were at ₹ 1,883,395 crore as of March 31," (HDFC Bank press release, results for the quarter and year ended March 31, 2023, PDF page 2) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/financial-results/2022-2023/quarter-4/press-release-to-announce-financial-results-for-the-quarter-and-year-ended-march-31--2023.pdf - Deposits, FY2023-24 (31 Mar 2024): "Total Deposits were at ₹ 23,798 billion as of March 31, 2024" (HDFC Bank press release, results for the quarter and year ended March 31, 2024, PDF page 3) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/financial-results/2023-2024/quarter-4/press-release-to-announce-financial-results-for-the-quarter-and-year-ended-march-31--2024.pdf - Deposits, FY2024-25 (31 Mar 2025): "Total EOP Deposits were at ₹ 27,147 billion as of March 31, 2025" (HDFC Bank press release, results for the quarter and year ended March 31, 2025, PDF page 2) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/financial-results/2024-2025/quarter-4/press-release-to-announce-financial-results-for-the-quarter-and-year-ended-march-31-2025.pdf - Deposits, FY2025-26 (31 Mar 2026): "Total EOP Deposits were at ₹ 31,053 billion as of March 31, 2026" (HDFC Bank press release, results for the quarter and year ended March 31, 2026, PDF page 2) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/about-us/financial-results/2025-2026/quarter-4/press-release-march-2026.pdf - Deposits, 30 Sep 2026: "Total EOP Deposits were at ₹ 33,274 billion as of September 30, 2026" (HDFC Bank press release, results for the quarter ended September 30, 2026, PDF page 2) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/about-us/financial-results/2026-2027/quarter-2/press-release-sep-2026.pdf - CASA ratio, FY2021-22 (31 Mar 2022): "CASA Deposits accounted for 48.2 per cent of Total" (HDFC Bank Integrated Annual Report 2021-22, PDF page 134) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/annual-reports/2021-22/integrated-annual-report-2021-22.pdf - CASA ratio, FY2022-23 (31 Mar 2023): "resulting in CASA deposits comprising 44.4% of total deposits as of March 31, 2023." (HDFC Bank press release, results for the quarter and year ended March 31, 2023, PDF page 2) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/financial-results/2022-2023/quarter-4/press-release-to-announce-financial-results-for-the-quarter-and-year-ended-march-31--2023.pdf - CASA ratio, FY2023-24 (31 Mar 2024): "resulting in CASA deposits comprising 38.2% of total deposits as of March 31, 2024." (HDFC Bank press release, results for the quarter and year ended March 31, 2024, PDF page 3) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/financial-results/2023-2024/quarter-4/press-release-to-announce-financial-results-for-the-quarter-and-year-ended-march-31--2024.pdf - CASA ratio, FY2024-25 (31 Mar 2025): "resulting in CASA deposits comprising 34.8% of total deposits as of March 31, 2025." (HDFC Bank press release, results for the quarter and year ended March 31, 2025, PDF page 3) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/financial-results/2024-2025/quarter-4/press-release-to-announce-financial-results-for-the-quarter-and-year-ended-march-31-2025.pdf - CASA ratio, FY2025-26 (31 Mar 2026): "resulting in CASA deposits comprising 34.1% of total deposits as of March 31, 2026." (HDFC Bank press release, results for the quarter and year ended March 31, 2026, PDF page 2) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/about-us/financial-results/2025-2026/quarter-4/press-release-march-2026.pdf - CASA ratio, 30 Sep 2026: "resulting in CASA deposits comprising 31.6% of total deposits as of September 30, 2026." (HDFC Bank press release, results for the quarter ended September 30, 2026, PDF page 2) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/about-us/financial-results/2026-2027/quarter-2/press-release-sep-2026.pdf - Branches, FY2021-22 (31 Mar 2022): "distribution network was at 6,342 branches and 18,130 ATMs" (HDFC Bank Integrated Annual Report 2021-22, PDF page 135) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/annual-reports/2021-22/integrated-annual-report-2021-22.pdf - Branches, FY2022-23 (31 Mar 2023): "As of March 31, 2023, the Bank’s distribution network was at 7,821 branches and 19,727" (HDFC Bank press release, results for the quarter and year ended March 31, 2023, PDF page 3) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/financial-results/2022-2023/quarter-4/press-release-to-announce-financial-results-for-the-quarter-and-year-ended-march-31--2023.pdf - Branches, FY2023-24 (31 Mar 2024): "As of March 31, 2024, the Bank’s distribution network was at 8,738 branches and 20,938" (HDFC Bank press release, results for the quarter and year ended March 31, 2024, PDF page 4) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/financial-results/2023-2024/quarter-4/press-release-to-announce-financial-results-for-the-quarter-and-year-ended-march-31--2024.pdf - Branches, FY2024-25 (31 Mar 2025): "As of March 31, 2025, the Bank’s distribution network was at 9,455 branches and 21,139" (HDFC Bank press release, results for the quarter and year ended March 31, 2025, PDF page 4) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/financial-results/2024-2025/quarter-4/press-release-to-announce-financial-results-for-the-quarter-and-year-ended-march-31-2025.pdf - Branches, FY2025-26 (31 Mar 2026): "As of March 31, 2026, the Bank’s distribution network was at 9,689 branches and 21,172" (HDFC Bank press release, results for the quarter and year ended March 31, 2026, PDF page 3) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/about-us/financial-results/2025-2026/quarter-4/press-release-march-2026.pdf - Branches, 30 Sep 2026: "distribution network was at 9,706 branches and" (HDFC Bank press release, results for the quarter ended September 30, 2026, PDF page 3) https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/pdf/about-us/financial-results/2026-2027/quarter-2/press-release-sep-2026.pdf CreditBrief is independent and not linked to any lender. Not investment advice.