# Federal Bank > Private banks. Figures from the lender's own filings, each checked against the page it came from. Page: https://creditbrief.in/lenders/federal ## Loan book - ₹2.65 lakh crore on 31 March 2026, the end of FY2025-26 (Net advances). - ₹2.98 lakh crore on 30 Sep 2026, the latest half-year balance. - Source: Federal Bank Investor Presentation Q4 FY26 (exchange filing), PDF page 35: https://nsearchives.nseindia.com/corporate/FEDERALBNK_29042026142147_FBL_Investor_Presentation_290426_SIGNED.pdf ## Findings - Grew 16% a year from March 2022 to March 2026, faster than 17 of the 29 other banks with like-for-like figures for those years. - Growth held steady at 13% in FY2025-26, from 12% the year before. - Slipped from 17th to 18th biggest of these 33 banks between March 2022 and March 2026. ## What it lends against (30 Sep 2026) - Corporate: ₹1.05 lakh crore (35.1%) - Gold: ₹44,242 crore (14.8%) - Housing: ₹35,233 crore (11.8%) - Commercial (CoB): ₹32,780 crore (11%) - BuB (Business Banking): ₹21,419 crore (7.2%) - Other (retail): ₹17,541 crore (5.9%) - LAP: ₹9,400 crore (3.2%) - Auto: ₹8,777 crore (2.9%) - Agri: ₹8,065 crore (2.7%) - CV/CE: ₹6,081 crore (2%) - Credit Card: ₹4,801 crore (1.6%) - Personal: ₹3,962 crore (1.3%) - Micro Adv: ₹3,908 crore (1.3%) Source: Federal Bank Investor Presentation Q2 FY27 (exchange filing), PDF page 6: https://nsearchives.nseindia.com/corporate/FEDERALBNK_16102026132852_FBL_Investor_Presentation_Q2.pdf ## Figures by period | Measure | FY2021-22 (31 Mar 2022) | FY2022-23 (31 Mar 2023) | FY2023-24 (31 Mar 2024) | FY2024-25 (31 Mar 2025) | FY2025-26 (31 Mar 2026) | 30 Sep 2026 | |---|---|---|---|---|---|---| | Loan book (₹ crore) | 1,44,928 | 1,74,447 | 2,09,403 | 2,34,836 | 2,64,594 | 2,98,226 | | Corporate and wholesale loans (₹ crore) | 52,133 | 64,311 | 73,596 | 79,774 | 95,367 | 1,04,666 | | Deposits (₹ crore) | 1,81,701 | 2,13,386 | 2,52,534 | 2,83,647 | 3,13,909 | 3,42,694 | | CASA ratio (%) | 36.94 | 32.68 | 29.38 | 30.23 | 32.94 | 32.04 | | Branches (Number) | 1,282 | 1,355 | | | | | ### Sources for each figure - Loan book, FY2021-22 (31 Mar 2022): "Advances 140743 144928" (Federal Bank Investor Presentation Q4 FY22 (exchange filing), PDF page 32) https://nsearchives.nseindia.com/corporate/FEDERALBNK_06052022142744_SEIntimation.pdf - Loan book, FY2022-23 (31 Mar 2023): "Advances 168173 174447" (Federal Bank Investor Presentation Q4 FY23 (exchange filing), PDF page 35) https://nsearchives.nseindia.com/corporate/FEDERALBNK_05052023131419_IntimationonInvestorPresentation.pdf - Loan book, FY2023-24 (31 Mar 2024): "Advances 1,99,185 2,09,403" (Federal Bank Investor Presentation Q4 FY24 (exchange filing), PDF page 32) https://nsearchives.nseindia.com/corporate/FEDERALBNK_02052024124717_IntimationonInvestorPresentation.pdf - Loan book, FY2024-25 (31 Mar 2025): "Advances 2,30,370 2,34,836" (Federal Bank Investor Presentation Q4 FY25 (exchange filing), PDF page 31) https://nsearchives.nseindia.com/corporate/FEDERALBNK_30042025164724_InvestorPresentationSE.pdf - Loan book, FY2025-26 (31 Mar 2026): "Advances 2,55,569 2,64,594" (Federal Bank Investor Presentation Q4 FY26 (exchange filing), PDF page 35) https://nsearchives.nseindia.com/corporate/FEDERALBNK_29042026142147_FBL_Investor_Presentation_290426_SIGNED.pdf - Loan book, 30 Sep 2026: "2,77,498 2,98,226" (Federal Bank Investor Presentation Q2 FY27 (exchange filing), PDF page 6) https://nsearchives.nseindia.com/corporate/FEDERALBNK_16102026132852_FBL_Investor_Presentation_Q2.pdf - Corporate and wholesale loans, FY2021-22 (31 Mar 2022): "48748 -> 52133" (Federal Bank Investor Presentation Q4 FY22 (March 2022), PDF page 12) https://nsearchives.nseindia.com/corporate/FEDERALBNK_06052022142744_SEIntimation.pdf - Corporate and wholesale loans, FY2022-23 (31 Mar 2023): "52094 -> 64311" (Federal Bank Investor Presentation Q4 FY23 (March 2023), PDF page 12) https://nsearchives.nseindia.com/corporate/FEDERALBNK_05052023131419_IntimationonInvestorPresentation.pdf - Corporate and wholesale loans, FY2023-24 (31 Mar 2024): "65,731 -> 73,596" (Federal Bank Investor Presentation Q4 FY24 (March 2024), PDF page 9) https://nsearchives.nseindia.com/corporate/FEDERALBNK_02052024124717_IntimationonInvestorPresentation.pdf - Corporate and wholesale loans, FY2024-25 (31 Mar 2025): "73,596 -> 79,774" (Federal Bank Investor Presentation Q4 FY25 (March 2025), PDF page 11) https://nsearchives.nseindia.com/corporate/FEDERALBNK_30042025164724_InvestorPresentationSE.pdf - Corporate and wholesale loans, FY2025-26 (31 Mar 2026): "88,115 -> 95,367" (Federal Bank Investor Presentation Q4 FY26 (March 2026), PDF page 13) https://nsearchives.nseindia.com/corporate/FEDERALBNK_29042026142147_FBL_Investor_Presentation_290426_SIGNED.pdf - Corporate and wholesale loans, 30 Sep 2026: "89,312 -> 104,666" (Federal Bank Investor Presentation Q2 FY27 (September 2026), PDF page 11) https://nsearchives.nseindia.com/corporate/FEDERALBNK_16102026132852_FBL_Investor_Presentation_Q2.pdf - Deposits, FY2021-22 (31 Mar 2022): "Total Deposits 1,81,700.57 1,72,644.48" (Federal Bank Investor Presentation Q4 FY22 (March 2022), PDF page 41) https://nsearchives.nseindia.com/corporate/FEDERALBNK_06052022142744_SEIntimation.pdf - Deposits, FY2022-23 (31 Mar 2023): "Deposits 201408 213386" (Federal Bank Investor Presentation Q4 FY23 (March 2023), PDF page 35) https://nsearchives.nseindia.com/corporate/FEDERALBNK_05052023131419_IntimationonInvestorPresentation.pdf - Deposits, FY2023-24 (31 Mar 2024): "Deposits 2,39,591 2,52,534" (Federal Bank Investor Presentation Q4 FY24 (March 2024), PDF page 32) https://nsearchives.nseindia.com/corporate/FEDERALBNK_02052024124717_IntimationonInvestorPresentation.pdf - Deposits, FY2024-25 (31 Mar 2025): "Deposits 2,66,375 2,83,647" (Federal Bank Investor Presentation Q4 FY25 (March 2025), PDF page 31) https://nsearchives.nseindia.com/corporate/FEDERALBNK_30042025164724_InvestorPresentationSE.pdf - Deposits, FY2025-26 (31 Mar 2026): "Deposits 2,97,796 3,13,909" (Federal Bank Investor Presentation Q4 FY26 (March 2026), PDF page 35) https://nsearchives.nseindia.com/corporate/FEDERALBNK_29042026142147_FBL_Investor_Presentation_290426_SIGNED.pdf - Deposits, 30 Sep 2026: "Deposits 3,20,118 3,42,694" (Federal Bank Investor Presentation Q2 FY27 (September 2026), PDF page 31) https://nsearchives.nseindia.com/corporate/FEDERALBNK_16102026132852_FBL_Investor_Presentation_Q2.pdf - CASA ratio, FY2021-22 (31 Mar 2022): "33.81 -> 36.94" (Federal Bank Investor Presentation Q4 FY22 (March 2022), PDF page 12) https://nsearchives.nseindia.com/corporate/FEDERALBNK_06052022142744_SEIntimation.pdf - CASA ratio, FY2022-23 (31 Mar 2023): "36.94 -> 32.68" (Federal Bank Investor Presentation Q4 FY23 (March 2023), PDF page 12) https://nsearchives.nseindia.com/corporate/FEDERALBNK_05052023131419_IntimationonInvestorPresentation.pdf - CASA ratio, FY2023-24 (31 Mar 2024): "32.68 -> 29.38" (Federal Bank Investor Presentation Q4 FY24 (March 2024), PDF page 9) https://nsearchives.nseindia.com/corporate/FEDERALBNK_02052024124717_IntimationonInvestorPresentation.pdf - CASA ratio, FY2024-25 (31 Mar 2025): "29.38 -> 30.23" (Federal Bank Investor Presentation Q4 FY25 (March 2025), PDF page 11) https://nsearchives.nseindia.com/corporate/FEDERALBNK_30042025164724_InvestorPresentationSE.pdf - CASA ratio, FY2025-26 (31 Mar 2026): "30.23 -> 32.94" (Federal Bank Investor Presentation Q4 FY26 (March 2026), PDF page 13) https://nsearchives.nseindia.com/corporate/FEDERALBNK_29042026142147_FBL_Investor_Presentation_290426_SIGNED.pdf - CASA ratio, 30 Sep 2026: "31.01 -> 32.04" (Federal Bank Investor Presentation Q2 FY27 (September 2026), PDF page 11) https://nsearchives.nseindia.com/corporate/FEDERALBNK_16102026132852_FBL_Investor_Presentation_Q2.pdf - Branches, FY2021-22 (31 Mar 2022): "The Bank has 1282 branches" (Federal Bank Investor Presentation Q4 FY22 (March 2022), PDF page 40) https://nsearchives.nseindia.com/corporate/FEDERALBNK_06052022142744_SEIntimation.pdf - Branches, FY2022-23 (31 Mar 2023): "Branches 1305 1333 1355" (Federal Bank Investor Presentation Q4 FY23 (March 2023), PDF page 32) https://nsearchives.nseindia.com/corporate/FEDERALBNK_05052023131419_IntimationonInvestorPresentation.pdf CreditBrief is independent and not linked to any lender. Not investment advice.