# DCB Bank

> Private banks. Figures from the lender's own filings, each checked against the page it came from.

Page: https://creditbrief.in/lenders/dcb

## Loan book

- ₹60,022 crore on 31 March 2026, the end of FY2025-26 (Advances, net of IBPC and floating provision).
- ₹64,127 crore on 30 Sep 2026, the latest half-year balance.
- Source: DCB Bank Investor Presentation Q4 FY26, PDF page 39: https://nsearchives.nseindia.com/corporate/Priyeshjain_24042026173332_BSENSEInvestorPreesentation24April2026.pdf

## Findings

- Grew 20% a year from March 2022 to March 2026, faster than 23 of the 29 other banks with like-for-like figures for those years.
- Growth slowed to 18% in FY2025-26, from 25% the year before.
- Held its place as the 28th biggest of these 33 banks from March 2022 to March 2026.

## What it lends against (30 Sep 2026)

- Mortgages: ₹30,636 crore (47.8%)
- Co-lending: ₹7,615 crore (11.9%)
- Gold Loans: ₹7,254 crore (11.3%)
- Corporates: ₹5,379 crore (8.4%)
- Others: ₹2,936 crore (4.6%)
- Kisan Credit Card (KCC): ₹2,460 crore (3.8%)
- Construction Finance: ₹2,226 crore (3.5%)
- SME + MSME: ₹2,112 crore (3.3%)
- Farm Equipment (Tractors): ₹2,094 crore (3.3%)
- Micro Finance Institutions (MFI): ₹1,246 crore (1.9%)
- SHG/JLG - Lending through BC: ₹596 crore (0.9%)
- Commercial Vehicle: ₹291 crore (0.5%)

Source: DCB Bank Investor Presentation Q2 FY27 (exchange filing), PDF page 19: https://nsearchives.nseindia.com/corporate/Priyeshjain_23102026155543_BSENSEInvestorPreesentation22October2026.pdf

## Figures by period

| Measure | FY2021-22 (31 Mar 2022) | FY2022-23 (31 Mar 2023) | FY2023-24 (31 Mar 2024) | FY2024-25 (31 Mar 2025) | FY2025-26 (31 Mar 2026) | 30 Sep 2026 |
|---|---|---|---|---|---|---|
| Loan book (₹ crore) | 29,096 | 34,378 | 40,925 | 51,047 | 60,022 | 64,127 |
| Corporate and wholesale loans (₹ crore) |  |  |  | 2,913 | 4,477 | 5,143 |
| Deposits (₹ crore) | 34,692 | 41,239 | 49,353 | 60,031 | 72,583 | 76,839 |
| CASA ratio (%) | 26.75 | 26.42 | 26.02 | 24.52 | 22.38 | 22.30 |
| Branches (Number) | 400 | 427 | 442 | 464 | 480 | 483 |

### Sources for each figure

- Loan book, FY2021-22 (31 Mar 2022): "Advances 60,022 51,047 +18% 40,925 34,378 29,096" (DCB Bank Investor Presentation Q4 FY26, PDF page 39) https://nsearchives.nseindia.com/corporate/Priyeshjain_24042026173332_BSENSEInvestorPreesentation24April2026.pdf
- Loan book, FY2022-23 (31 Mar 2023): "Advances 60,022 51,047 +18% 40,925 34,378 29,096" (DCB Bank Investor Presentation Q4 FY26, PDF page 39) https://nsearchives.nseindia.com/corporate/Priyeshjain_24042026173332_BSENSEInvestorPreesentation24April2026.pdf
- Loan book, FY2023-24 (31 Mar 2024): "Advances 60,022 51,047 +18% 40,925 34,378 29,096" (DCB Bank Investor Presentation Q4 FY26, PDF page 39) https://nsearchives.nseindia.com/corporate/Priyeshjain_24042026173332_BSENSEInvestorPreesentation24April2026.pdf
- Loan book, FY2024-25 (31 Mar 2025): "Advances 60,022 51,047 +18% 40,925 34,378 29,096" (DCB Bank Investor Presentation Q4 FY26, PDF page 39) https://nsearchives.nseindia.com/corporate/Priyeshjain_24042026173332_BSENSEInvestorPreesentation24April2026.pdf
- Loan book, FY2025-26 (31 Mar 2026): "Advances 60,022 51,047 +18% 40,925 34,378 29,096" (DCB Bank Investor Presentation Q4 FY26, PDF page 39) https://nsearchives.nseindia.com/corporate/Priyeshjain_24042026173332_BSENSEInvestorPreesentation24April2026.pdf
- Loan book, 30 Sep 2026: "Total 42,458 15,310 1,934 5,143 64,127 21.1% 7.0%" (DCB Bank Investor Presentation Q2 FY27 (exchange filing), PDF page 19) https://nsearchives.nseindia.com/corporate/Priyeshjain_23102026155543_BSENSEInvestorPreesentation22October2026.pdf
- Corporate and wholesale loans, FY2024-25 (31 Mar 2025): "Total 34,013 11,801 2,497 2,913 51,047" (DCB Bank Investor Presentation Q4 FY25, PDF page 22) https://www.dcb.bank.in/api/dcb/assets/2025-04/179.%20Investor%20Presentation%20for%20the%20quarter%20ended%20March%2031%2C%202025_0.pdf
- Corporate and wholesale loans, FY2025-26 (31 Mar 2026): "Total 39,649 14,087 2,012 4,477 60,022" (DCB Bank Investor Presentation Q4 FY26, PDF page 20) https://nsearchives.nseindia.com/corporate/Priyeshjain_24042026173332_BSENSEInvestorPreesentation24April2026.pdf
- Corporate and wholesale loans, 30 Sep 2026: "Total 42,458 15,310 1,934 5,143 64,127" (DCB Bank Investor Presentation Q2 FY27, PDF page 19) https://nsearchives.nseindia.com/corporate/Priyeshjain_23102026155543_BSENSEInvestorPreesentation22October2026.pdf
- Deposits, FY2021-22 (31 Mar 2022): "Deposits 72,583 60,031 +21% 49,353 41,239 34,692" (DCB Bank Investor Presentation Q4 FY26, PDF page 39) https://nsearchives.nseindia.com/corporate/Priyeshjain_24042026173332_BSENSEInvestorPreesentation24April2026.pdf
- Deposits, FY2022-23 (31 Mar 2023): "Deposits 72,583 60,031 +21% 49,353 41,239 34,692" (DCB Bank Investor Presentation Q4 FY26, PDF page 39) https://nsearchives.nseindia.com/corporate/Priyeshjain_24042026173332_BSENSEInvestorPreesentation24April2026.pdf
- Deposits, FY2023-24 (31 Mar 2024): "Deposits 72,583 60,031 +21% 49,353 41,239 34,692" (DCB Bank Investor Presentation Q4 FY26, PDF page 39) https://nsearchives.nseindia.com/corporate/Priyeshjain_24042026173332_BSENSEInvestorPreesentation24April2026.pdf
- Deposits, FY2024-25 (31 Mar 2025): "Deposits 72,583 60,031 +21% 49,353" (DCB Bank Investor Presentation Q4 FY26, PDF page 39) https://nsearchives.nseindia.com/corporate/Priyeshjain_24042026173332_BSENSEInvestorPreesentation24April2026.pdf
- Deposits, FY2025-26 (31 Mar 2026): "Deposits 72,583 60,031 +21%" (DCB Bank Investor Presentation Q4 FY26, PDF page 39) https://nsearchives.nseindia.com/corporate/Priyeshjain_24042026173332_BSENSEInvestorPreesentation24April2026.pdf
- Deposits, 30 Sep 2026: "Deposits 76,839 74,482 72,583" (DCB Bank Investor Presentation Q2 FY27, PDF page 36) https://nsearchives.nseindia.com/corporate/Priyeshjain_23102026155543_BSENSEInvestorPreesentation22October2026.pdf
- CASA ratio, FY2021-22 (31 Mar 2022): "(FY2022: 26.75%)" (DCB Bank Investor Presentation Q4 FY23, PDF page 5) https://www.dcb.bank.in/api/dcb/assets/2024-08/Investor-Presentation-Q4-FY2022-23-May-05-2023.pdf
- CASA ratio, FY2022-23 (31 Mar 2023): "CASA Ratio at 26.42%" (DCB Bank Investor Presentation Q4 FY23, PDF page 3) https://www.dcb.bank.in/api/dcb/assets/2024-08/Investor-Presentation-Q4-FY2022-23-May-05-2023.pdf
- CASA ratio, FY2023-24 (31 Mar 2024): "CASA Ratio at 26.02%" (DCB Bank Investor Presentation Q4 FY24, PDF page 4) https://www.dcb.bank.in/api/dcb/assets/2024-08/BSE-NSE-Investor-Presentation-24-April-2024.pdf
- CASA ratio, FY2024-25 (31 Mar 2025): "CASA Ratio at 24.52%" (DCB Bank Investor Presentation Q4 FY25, PDF page 4) https://www.dcb.bank.in/api/dcb/assets/2025-04/179.%20Investor%20Presentation%20for%20the%20quarter%20ended%20March%2031%2C%202025_0.pdf
- CASA ratio, FY2025-26 (31 Mar 2026): "CASA Ratio at 22.38%" (DCB Bank Investor Presentation Q4 FY26, PDF page 4) https://nsearchives.nseindia.com/corporate/Priyeshjain_24042026173332_BSENSEInvestorPreesentation24April2026.pdf
- CASA ratio, 30 Sep 2026: "CASA Ratio at 22.30%" (DCB Bank Investor Presentation Q2 FY27, PDF page 4) https://nsearchives.nseindia.com/corporate/Priyeshjain_23102026155543_BSENSEInvestorPreesentation22October2026.pdf
- Branches, FY2021-22 (31 Mar 2022): "Q4 FY 2022 400 448,401" (DCB Bank Investor Presentation Q4 FY22, PDF page 4) https://www.dcb.bank.in/api/dcb/assets/2024-08/Investor-Presentation-Q4-FY2021-22-May-07-2022.pdf
- Branches, FY2022-23 (31 Mar 2023): "427 Branches, 27 branches added in FY2023" (DCB Bank Investor Presentation Q4 FY23, PDF page 3) https://www.dcb.bank.in/api/dcb/assets/2024-08/Investor-Presentation-Q4-FY2022-23-May-05-2023.pdf
- Branches, FY2023-24 (31 Mar 2024): "infrastructure: 442" (DCB Bank Investor Presentation Q4 FY24, PDF page 4) https://www.dcb.bank.in/api/dcb/assets/2024-08/BSE-NSE-Investor-Presentation-24-April-2024.pdf
- Branches, FY2024-25 (31 Mar 2025): "infrastructure: 464" (DCB Bank Investor Presentation Q4 FY25, PDF page 4) https://www.dcb.bank.in/api/dcb/assets/2025-04/179.%20Investor%20Presentation%20for%20the%20quarter%20ended%20March%2031%2C%202025_0.pdf
- Branches, FY2025-26 (31 Mar 2026): "480 Branches" (DCB Bank Investor Presentation Q4 FY26, PDF page 4) https://nsearchives.nseindia.com/corporate/Priyeshjain_24042026173332_BSENSEInvestorPreesentation24April2026.pdf
- Branches, 30 Sep 2026: "483 Branches" (DCB Bank Investor Presentation Q2 FY27, PDF page 4) https://nsearchives.nseindia.com/corporate/Priyeshjain_23102026155543_BSENSEInvestorPreesentation22October2026.pdf

CreditBrief is independent and not linked to any lender. Not investment advice.