# Bandhan Bank

> Private banks. Figures from the lender's own filings, each checked against the page it came from.

Page: https://creditbrief.in/lenders/bandhan

## Loan book

- ₹1.54 lakh crore on 31 March 2026, the end of FY2025-26 (Gross advances).
- ₹1.58 lakh crore on 30 Sep 2026, the latest half-year balance.
- Source: Bandhan Bank Investor Presentation Q4 FY26, PDF page 6: https://nsearchives.nseindia.com/corporate/BANDHANBNK_28042026155929_SE_Disclosure_Investor_PPT_Q4_24042026_sd.pdf

## Findings

- Grew 12% a year from March 2022 to March 2026, faster than 4 of the 29 other banks with like-for-like figures for those years.
- Growth picked up to 13% in FY2025-26, from 9.8% the year before.
- Held its place as the 21st biggest of these 33 banks from March 2022 to March 2026.

## What it lends against (30 Sep 2026)

- Wholesale Banking Group (WBG): ₹53,740 crore (33.9%)
- EEB Group: ₹35,000 crore (22.1%)
- Housing: ₹34,380 crore (21.7%)
- Retail: ₹17,630 crore (11.1%)
- SBAL (Small Business and Agri Loans): ₹17,579 crore (11.1%)

Source: Bandhan Bank Investor Presentation Q2 FY27 (exchange filing), PDF page 6: https://nsearchives.nseindia.com/corporate/BANDHANBNK_28102026161705_SE_Disclosure_Investor_PPT_Q2_28102026_sd.pdf

## Figures by period

| Measure | FY2021-22 (31 Mar 2022) | FY2022-23 (31 Mar 2023) | FY2023-24 (31 Mar 2024) | FY2024-25 (31 Mar 2025) | FY2025-26 (31 Mar 2026) | 30 Sep 2026 |
|---|---|---|---|---|---|---|
| Loan book (₹ crore) | 99,340 | 1,09,120 | 1,24,720 | 1,36,990 | 1,54,230 | 1,58,370 |
| Corporate and wholesale loans (₹ crore) | 11,720 | 20,200 | 26,980 | 36,340 | 48,450 | 53,740 |
| Deposits (₹ crore) | 96,330 | 1,08,070 | 1,35,200 | 1,51,210 | 1,66,340 | 1,72,690 |
| CASA ratio (%) | 41.60 | 39.30 | 37.10 | 31.40 | 29.30 | 26.70 |
| Branches (Number) | 1,189 | 1,411 | 1,700 | 1,715 | 1,955 | 2,001 |

### Sources for each figure

- Loan book, FY2021-22 (31 Mar 2022): "advances ₹ 993.4 bn1" (Bandhan Bank Investor Presentation Q4 FY22 (bank website), PDF page 4) https://bandhan.bank.in/sites/default/files/2022-05/Investor_Presentation_Q4FY21_22.pdf
- Loan book, FY2022-23 (31 Mar 2023): "advances ₹ 1,091.2 bn1" (Bandhan Bank Investor Presentation Q4 FY23, PDF page 5) https://nsearchives.nseindia.com/corporate/BANDHANBNK_19052023160700_PPT.pdf
- Loan book, FY2023-24 (31 Mar 2024): "₹1,352.0 ₹ 1,247.2" (Bandhan Bank Press Release and Investor Presentation Q4 FY24, PDF page 8) https://nsearchives.nseindia.com/corporate/BANDHANBNK_17052024155220_SE_PressRelease_PPT_Q4_170524_Final.pdf
- Loan book, FY2024-25 (31 Mar 2025): "Asset Book ₹ 1,369.9 bn*" (Bandhan Bank Investor Presentation Q4 FY25, PDF page 6) https://nsearchives.nseindia.com/corporate/BANDHANBNK_30042025155009_SE_Disclosure_Investor_PPT_Q4_Bandhan_Bank_sd.pdf
- Loan book, FY2025-26 (31 Mar 2026): "Advances ₹ 1,542.3 bn*" (Bandhan Bank Investor Presentation Q4 FY26, PDF page 6) https://nsearchives.nseindia.com/corporate/BANDHANBNK_28042026155929_SE_Disclosure_Investor_PPT_Q4_24042026_sd.pdf
- Loan book, 30 Sep 2026: "Advances ₹ 1,583.7 bn*" (Bandhan Bank Investor Presentation Q2 FY27 (exchange filing), PDF page 6) https://nsearchives.nseindia.com/corporate/BANDHANBNK_28102026161705_SE_Disclosure_Investor_PPT_Q2_28102026_sd.pdf
- Corporate and wholesale loans, FY2021-22 (31 Mar 2022): "117.2" (Bandhan Bank Investor Presentation Q4 FY22 (March 2022), PDF page 12) https://bandhan.bank.in/sites/default/files/2022-05/Investor_Presentation_Q4FY21_22.pdf
- Corporate and wholesale loans, FY2022-23 (31 Mar 2023): "202.0" (Bandhan Bank Investor Presentation Q4 FY24 (March 2024), PDF page 9) https://bandhan.bank.in/sites/default/files/2024-05/Investor-Presentation-Q4-FY-23-24.pdf
- Corporate and wholesale loans, FY2023-24 (31 Mar 2024): "269.8" (Bandhan Bank Investor Presentation Q4 FY24 (March 2024), PDF page 9) https://bandhan.bank.in/sites/default/files/2024-05/Investor-Presentation-Q4-FY-23-24.pdf
- Corporate and wholesale loans, FY2024-25 (31 Mar 2025): "363.4" (Bandhan Bank Investor Presentation Q4 FY25 (March 2025), PDF page 10) https://bandhan.bank.in/sites/default/files/2025-05/Investor-Presentation-Q4-FY-24-25.pdf
- Corporate and wholesale loans, FY2025-26 (31 Mar 2026): "₹ 484.5 bn" (Bandhan Bank Investor Presentation Q4 FY26 (March 2026), PDF page 4) https://bandhan.bank.in/sites/default/files/2026-04/Investor-Presentation-Q4-FY-25-26.pdf
- Corporate and wholesale loans, 30 Sep 2026: "₹ 537.4 bn" (Bandhan Bank Investor Presentation Q2 FY27 (September 2026), PDF page 4) https://bandhan.bank.in/sites/default/files/2026-10/Investor-Presentation-Q2-FY-26-27.pdf
- Deposits, FY2021-22 (31 Mar 2022): "Total Deposits ₹ 963.3 bn" (Bandhan Bank Investor Presentation Q4 FY22 (March 2022), PDF page 4) https://bandhan.bank.in/sites/default/files/2022-05/Investor_Presentation_Q4FY21_22.pdf
- Deposits, FY2022-23 (31 Mar 2023): "Total Deposits ₹ 1,080.7 bn" (Bandhan Bank Investor Presentation Q4 FY23 (March 2023), PDF page 4) https://bandhan.bank.in/sites/default/files/2023-05/Investor-Presentation-Q4-FY-22%E2%80%9323.pdf
- Deposits, FY2023-24 (31 Mar 2024): "₹1,352.0" (Bandhan Bank Investor Presentation Q4 FY24 (March 2024), PDF page 4) https://bandhan.bank.in/sites/default/files/2024-05/Investor-Presentation-Q4-FY-23-24.pdf
- Deposits, FY2024-25 (31 Mar 2025): "Liability Book ₹ 1,512.1 bn" (Bandhan Bank Investor Presentation Q4 FY25 (March 2025), PDF page 5) https://bandhan.bank.in/sites/default/files/2025-05/Investor-Presentation-Q4-FY-24-25.pdf
- Deposits, FY2025-26 (31 Mar 2026): "Deposits ₹ 1,663.4 bn" (Bandhan Bank Investor Presentation Q4 FY26 (March 2026), PDF page 5) https://bandhan.bank.in/sites/default/files/2026-04/Investor-Presentation-Q4-FY-25-26.pdf
- Deposits, 30 Sep 2026: "Deposits ₹ 1,726.9 bn" (Bandhan Bank Investor Presentation Q2 FY27 (September 2026), PDF page 5) https://bandhan.bank.in/sites/default/files/2026-10/Investor-Presentation-Q2-FY-26-27.pdf
- CASA ratio, FY2021-22 (31 Mar 2022): "CASA Ratio 41.6%" (Bandhan Bank Investor Presentation Q4 FY22 (March 2022), PDF page 4) https://bandhan.bank.in/sites/default/files/2022-05/Investor_Presentation_Q4FY21_22.pdf
- CASA ratio, FY2022-23 (31 Mar 2023): "CASA Ratio 39.3%" (Bandhan Bank Investor Presentation Q4 FY23 (March 2023), PDF page 4) https://bandhan.bank.in/sites/default/files/2023-05/Investor-Presentation-Q4-FY-22%E2%80%9323.pdf
- CASA ratio, FY2023-24 (31 Mar 2024): "CASA ratio improved to 37.1%" (Bandhan Bank Investor Presentation Q4 FY24 (March 2024), PDF page 4) https://bandhan.bank.in/sites/default/files/2024-05/Investor-Presentation-Q4-FY-23-24.pdf
- CASA ratio, FY2024-25 (31 Mar 2025): "₹ 1,512.1 bn 31.4%" (Bandhan Bank Investor Presentation Q4 FY25 (March 2025), PDF page 5) https://bandhan.bank.in/sites/default/files/2025-05/Investor-Presentation-Q4-FY-24-25.pdf
- CASA ratio, FY2025-26 (31 Mar 2026): "₹ 1,663.4 bn 29.3%" (Bandhan Bank Investor Presentation Q4 FY26 (March 2026), PDF page 5) https://bandhan.bank.in/sites/default/files/2026-04/Investor-Presentation-Q4-FY-25-26.pdf
- CASA ratio, 30 Sep 2026: "₹ 1,726.9 bn 26.7%" (Bandhan Bank Investor Presentation Q2 FY27 (September 2026), PDF page 5) https://bandhan.bank.in/sites/default/files/2026-10/Investor-Presentation-Q2-FY-26-27.pdf
- Branches, FY2021-22 (31 Mar 2022): "34 1,189 4,450" (Bandhan Bank Investor Presentation Q4 FY22 (March 2022), PDF page 4) https://bandhan.bank.in/sites/default/files/2022-05/Investor_Presentation_Q4FY21_22.pdf
- Branches, FY2022-23 (31 Mar 2023): "34 1,411 4,588" (Bandhan Bank Investor Presentation Q4 FY23 (March 2023), PDF page 4) https://bandhan.bank.in/sites/default/files/2023-05/Investor-Presentation-Q4-FY-22%E2%80%9323.pdf
- Branches, FY2023-24 (31 Mar 2024): "4,597 1,700 438" (Bandhan Bank Investor Presentation Q4 FY24 (March 2024), PDF page 4) https://bandhan.bank.in/sites/default/files/2024-05/Investor-Presentation-Q4-FY-23-24.pdf
- Branches, FY2024-25 (31 Mar 2025): "1,715 EEB Total Customers" (Bandhan Bank Investor Presentation Q4 FY25 (March 2025), PDF page 4) https://bandhan.bank.in/sites/default/files/2025-05/Investor-Presentation-Q4-FY-24-25.pdf
- Branches, FY2025-26 (31 Mar 2026): "1,955 ₹ 539.1 bn" (Bandhan Bank Investor Presentation Q4 FY26 (March 2026), PDF page 4) https://bandhan.bank.in/sites/default/files/2026-04/Investor-Presentation-Q4-FY-25-26.pdf
- Branches, 30 Sep 2026: "2,001 ₹ 526.2 bn" (Bandhan Bank Investor Presentation Q2 FY27 (September 2026), PDF page 4) https://bandhan.bank.in/sites/default/files/2026-10/Investor-Presentation-Q2-FY-26-27.pdf

CreditBrief is independent and not linked to any lender. Not investment advice.
