# Bajaj Housing Finance

> Housing finance. Figures from the lender's own filings, each checked against the page it came from.

Page: https://creditbrief.in/lenders/bajajhf

## Loan book

- ₹1.41 lakh crore on 31 March 2026, the end of FY2025-26 (AUM).
- ₹1.58 lakh crore on 30 Sep 2026, the latest half-year balance.
- Source: Bajaj Housing Finance Investor Presentation Q4 FY26, PDF page 11: https://nsearchives.nseindia.com/corporate/BHFL_27042026165043_Reg_30-_Investor_Presentation_intimation_signed.pdf

## Findings

- Grew 27% a year from March 2022 to March 2026, faster than 5 of the 6 other housing finance companies with like-for-like figures for those years.
- Growth slowed to 23% in FY2025-26, from 26% the year before.
- Moved up from 3rd to 2nd biggest of these 7 housing finance companies between March 2022 and March 2026.

## What it lends against (30 Sep 2026)

- Home Loans: ₹85,224 crore (53.9%)
- Lease Rental Discounting: ₹37,988 crore (24%)
- Developer Finance: ₹16,904 crore (10.7%)
- Loans Against Property: ₹16,382 crore (10.4%)
- Others: ₹1,740 crore (1.1%)

Source: Bajaj Housing Finance Investor Presentation Q2 FY27, PDF page 30: https://nsearchives.nseindia.com/corporate/BHFL_16102026161805_CoveringInvestorPresentationuploading.pdf

## Figures by period

| Measure | FY2021-22 (31 Mar 2022) | FY2022-23 (31 Mar 2023) | FY2023-24 (31 Mar 2024) | FY2024-25 (31 Mar 2025) | FY2025-26 (31 Mar 2026) | 30 Sep 2026 |
|---|---|---|---|---|---|---|
| Loan book (₹ crore) | 53,322 | 69,228 | 91,370 | 1,14,684 | 1,40,706 | 1,58,205 |
| Branches (Number) |  |  |  | 216 | 226 | 223 |

### Sources for each figure

- Loan book, FY2021-22 (31 Mar 2022): "AUM 3,570 17,562 32,705 38,871 53,322 69,228 91,370 114,684 140,706" (Bajaj Housing Finance Investor Presentation Q4 FY26, PDF page 11) https://nsearchives.nseindia.com/corporate/BHFL_27042026165043_Reg_30-_Investor_Presentation_intimation_signed.pdf
- Loan book, FY2022-23 (31 Mar 2023): "AUM 3,570 17,562 32,705 38,871 53,322 69,228 91,370 114,684 140,706" (Bajaj Housing Finance Investor Presentation Q4 FY26, PDF page 11) https://nsearchives.nseindia.com/corporate/BHFL_27042026165043_Reg_30-_Investor_Presentation_intimation_signed.pdf
- Loan book, FY2023-24 (31 Mar 2024): "AUM 3,570 17,562 32,705 38,871 53,322 69,228 91,370 114,684 140,706" (Bajaj Housing Finance Investor Presentation Q4 FY26, PDF page 11) https://nsearchives.nseindia.com/corporate/BHFL_27042026165043_Reg_30-_Investor_Presentation_intimation_signed.pdf
- Loan book, FY2024-25 (31 Mar 2025): "AUM 3,570 17,562 32,705 38,871 53,322 69,228 91,370 114,684 140,706" (Bajaj Housing Finance Investor Presentation Q4 FY26, PDF page 11) https://nsearchives.nseindia.com/corporate/BHFL_27042026165043_Reg_30-_Investor_Presentation_intimation_signed.pdf
- Loan book, FY2025-26 (31 Mar 2026): "AUM 3,570 17,562 32,705 38,871 53,322 69,228 91,370 114,684 140,706" (Bajaj Housing Finance Investor Presentation Q4 FY26, PDF page 11) https://nsearchives.nseindia.com/corporate/BHFL_27042026165043_Reg_30-_Investor_Presentation_intimation_signed.pdf
- Loan book, 30 Sep 2026: "SEP’26: 1,58,205 Cr" (Bajaj Housing Finance Investor Presentation Q2 FY27, PDF page 30) https://nsearchives.nseindia.com/corporate/BHFL_16102026161805_CoveringInvestorPresentationuploading.pdf
- Branches, FY2024-25 (31 Mar 2025): "22 States/UTs | 216 Branches | 174 Locations" (Bajaj Housing Finance Investor Presentation Q4 FY25, PDF page 3) https://www.bajajhousingfinance.in/documents/37350/6426008/Investor+Presentation.pdf
- Branches, FY2025-26 (31 Mar 2026): "20 States/UTs | 226 Branches | 182 Locations" (Bajaj Housing Finance Investor Presentation Q4 FY26, PDF page 3) https://www.bajajhousingfinance.in/documents/37350/6426008/Investor+Presentation+%281%29.pdf
- Branches, 30 Sep 2026: "20 States/UTs | 223 Branches | 182 Locations" (Bajaj Housing Finance Investor Presentation Q2 FY27, PDF page 3) https://www.bajajhousingfinance.in/documents/d/guest/investor-presentation

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