# Bajaj Finance

> NBFCs. Figures from the lender's own filings, each checked against the page it came from.

Page: https://creditbrief.in/lenders/bajajfin

## Loan book

- ₹5.10 lakh crore on 31 March 2026, the end of FY2025-26 (AUM, consolidated).
- ₹5.85 lakh crore on 30 Sep 2026, the latest half-year balance.
- Source: Bajaj Finance Investor Presentation Q4 FY26, PDF page 7: https://nsearchives.nseindia.com/corporate/BAJFINANCE_29042026172519_InvestorPresentation.pdf

## Findings

- Grew 27% a year from March 2022 to March 2026, faster than 7 of the 10 other NBFCs with like-for-like figures for those years.
- Growth slowed to 22% in FY2025-26, from 26% the year before.
- Held its place as the biggest of these 13 NBFCs from March 2022 to March 2026.

## What it lends against (30 Sep 2026)

- Mortgages: ₹1.87 lakh crore (32%)
- Urban Personal Loans: ₹1.15 lakh crore (19.7%)
- MSME Lending: ₹53,084 crore (9.1%)
- Urban Consumer Finance: ₹48,098 crore (8.2%)
- Loan Against Securities: ₹41,949 crore (7.2%)
- Commercial Lending: ₹35,271 crore (6%)
- Rural Personal Loans: ₹29,244 crore (5%)
- Gold Loans: ₹24,195 crore (4.1%)
- Car Loans: ₹16,919 crore (2.9%)
- Rural Consumer Finance: ₹14,392 crore (2.5%)
- Open Market 2W & 3W Finance: ₹8,991 crore (1.5%)
- CV & Tractor Finance: ₹5,044 crore (0.9%)
- MFI Lending: ₹2,680 crore (0.5%)
- Captive 2W & 3W Finance: ₹2,387 crore (0.4%)

Source: Bajaj Finance Investor Presentation Q2 FY27, PDF page 6: https://nsearchives.nseindia.com/corporate/BAJFINANCE_19102026172612_SEIntimation_InvestorPPT_19102026.pdf

## Figures by period

| Measure | FY2021-22 (31 Mar 2022) | FY2022-23 (31 Mar 2023) | FY2023-24 (31 Mar 2024) | FY2024-25 (31 Mar 2025) | FY2025-26 (31 Mar 2026) | 30 Sep 2026 |
|---|---|---|---|---|---|---|
| Loan book (₹ crore) | 1,97,452 | 2,47,379 | 3,30,615 | 4,16,661 | 5,09,975 | 5,84,624 |

### Sources for each figure

- Loan book, FY2021-22 (31 Mar 2022): "Assets under management 197,452 152,947" (Bajaj Finance Investor Presentation Q4 FY22, PDF page 33) https://nsearchives.nseindia.com/corporate/BAJFINANCE_26042022182813_Investorpresentation.pdf
- Loan book, FY2022-23 (31 Mar 2023): "AUM was up 34% at ₹ 330,615 crore as against ₹ 247,379 crore" (Bajaj Finance Investor Presentation Q4 FY24, PDF page 7) https://nsearchives.nseindia.com/corporate/BAJFINANCE_25042024175108_InvestorPresentation.pdf
- Loan book, FY2023-24 (31 Mar 2024): "AUM was up 34% at ₹ 330,615 crore as against ₹ 247,379 crore" (Bajaj Finance Investor Presentation Q4 FY24, PDF page 7) https://nsearchives.nseindia.com/corporate/BAJFINANCE_25042024175108_InvestorPresentation.pdf
- Loan book, FY2024-25 (31 Mar 2025): "AUM was up 22% to ₹ 509,975 crore as against ₹ 416,661 crore" (Bajaj Finance Investor Presentation Q4 FY26, PDF page 7) https://nsearchives.nseindia.com/corporate/BAJFINANCE_29042026172519_InvestorPresentation.pdf
- Loan book, FY2025-26 (31 Mar 2026): "AUM was up 22% to ₹ 509,975 crore as against ₹ 416,661 crore" (Bajaj Finance Investor Presentation Q4 FY26, PDF page 7) https://nsearchives.nseindia.com/corporate/BAJFINANCE_29042026172519_InvestorPresentation.pdf
- Loan book, 30 Sep 2026: "AUM was up 26% to ₹ 584,624 crore as against ₹ 462,261 crore" (Bajaj Finance Investor Presentation Q2 FY27, PDF page 6) https://nsearchives.nseindia.com/corporate/BAJFINANCE_19102026172612_SEIntimation_InvestorPPT_19102026.pdf

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