# Axis Bank

> Private banks. Figures from the lender's own filings, each checked against the page it came from.

Page: https://creditbrief.in/lenders/axis

## Loan book

- ₹12.34 lakh crore on 31 March 2026, the end of FY2025-26 (Net advances).
- ₹13.74 lakh crore on 30 Sep 2026, the latest half-year balance.
- Source: Axis Bank Press Release and Investor Presentation Q4 FY26 (exchange filing), PDF page 11: https://nsearchives.nseindia.com/corporate/AXISBANK1_25042026131042_InvestorPressReleaseSigned.pdf

## Findings

- Grew 15% a year from March 2022 to March 2026, a figure that includes its purchase of Citibank India's consumer business in March 2023.
- Growth picked up to 19% in FY2025-26, from 7.8% the year before.
- Moved up from 8th to 7th biggest of these 33 banks between March 2022 and March 2026.

## What it lends against (30 Sep 2026)

- Corporate: ₹4.69 lakh crore (34.2%)
- Home Loans: ₹1.75 lakh crore (12.8%)
- SME: ₹1.65 lakh crore (12%)
- Rural loans: ₹1.22 lakh crore (8.9%)
- LAP: ₹90,177 crore (6.6%)
- SBB: ₹85,167 crore (6.2%)
- Personal loans: ₹84,954 crore (6.2%)
- Auto loans: ₹61,397 crore (4.5%)
- Credit Cards: ₹45,422 crore (3.3%)
- Loans for self leveraged FCNR deposits: ₹43,759 crore (3.2%)
- Others (retail): ₹18,377 crore (1.3%)
- Comm Equipment: ₹13,053 crore (1%)

Source: Axis Bank Press Release and Investor Presentation Q2 FY27 (exchange filing), PDF page 15: https://nsearchives.nseindia.com/corporate/AXISBANK1_17102026131104_PressRelease_IR_PPT_Q2FY27Signed.pdf

## Figures by period

| Measure | FY2021-22 (31 Mar 2022) | FY2022-23 (31 Mar 2023) | FY2023-24 (31 Mar 2024) | FY2024-25 (31 Mar 2025) | FY2025-26 (31 Mar 2026) | 30 Sep 2026 |
|---|---|---|---|---|---|---|
| Loan book (₹ crore) | 7,07,947 | 8,45,303 | 9,65,068 | 10,40,811 | 12,33,570 | 13,73,727 |
| Corporate and wholesale loans (₹ crore) | 2,32,582 | 2,68,334 | 2,78,149 | 2,99,393 | 4,12,943 | 4,69,230 |
| Deposits (₹ crore) | 8,21,721 | 9,46,945 | 10,68,641 | 11,72,952 | 13,35,834 | 14,52,066 |
| CASA ratio (%) |  | 47.00 | 43.00 | 41.00 | 40.00 | 36.00 |
| Branches (Number) | 4,758 | 4,903 | 5,377 | 5,876 | 6,275 | 6,414 |
| Mobile app users (Million) |  | 23 | 28 |  |  |  |

### Sources for each figure

- Loan book, FY2021-22 (31 Mar 2022): "Net Advances (a) +(b) + (c)** 8,45,303 7,07,947" (Axis Bank Press Release and Investor Presentation Q4 FY23 (exchange filing), PDF page 9) https://nsearchives.nseindia.com/corporate/AXISBANK_27042023161408_IP_Pressrelease.pdf
- Loan book, FY2022-23 (31 Mar 2023): "Net Advances (a) +(b) + (c) 9,65,068 8,45,303" (Axis Bank Press Release and Investor Presentation Q4 FY24 (exchange filing), PDF page 9) https://nsearchives.nseindia.com/corporate/AXISBANK_24042024181625_PressRelease.pdf
- Loan book, FY2023-24 (31 Mar 2024): "Net Advances (a) +(b) + (c) 9,65,068 8,45,303" (Axis Bank Press Release and Investor Presentation Q4 FY24 (exchange filing), PDF page 9) https://nsearchives.nseindia.com/corporate/AXISBANK_24042024181625_PressRelease.pdf
- Loan book, FY2024-25 (31 Mar 2025): "Net Advances (a) +(b) + (c) 12,33,570 10,40,811" (Axis Bank Press Release and Investor Presentation Q4 FY26 (exchange filing), PDF page 11) https://nsearchives.nseindia.com/corporate/AXISBANK1_25042026131042_InvestorPressReleaseSigned.pdf
- Loan book, FY2025-26 (31 Mar 2026): "Net Advances (a) +(b) + (c) 12,33,570 10,40,811" (Axis Bank Press Release and Investor Presentation Q4 FY26 (exchange filing), PDF page 11) https://nsearchives.nseindia.com/corporate/AXISBANK1_25042026131042_InvestorPressReleaseSigned.pdf
- Loan book, 30 Sep 2026: "Net Advances 13,73,727" (Axis Bank Press Release and Investor Presentation Q2 FY27 (exchange filing), PDF page 15) https://nsearchives.nseindia.com/corporate/AXISBANK1_17102026131104_PressRelease_IR_PPT_Q2FY27Signed.pdf
- Corporate and wholesale loans, FY2021-22 (31 Mar 2022): "2,78,149 2,68,334 27,922 26,819 4% 3% 2,32,582" (Axis Bank Investor Presentation, Q4 FY2024-25, PDF page 32) https://www.axis.bank.in/docs/default-source/shareholders/financial-result/investor-presentation-q4fy25.pdf?sfvrsn=4f6cc8ac_3
- Corporate and wholesale loans, FY2022-23 (31 Mar 2023): "2,78,149 2,68,334 27,922" (Axis Bank Investor Presentation, Q4 FY2024-25, PDF page 32) https://www.axis.bank.in/docs/default-source/shareholders/financial-result/investor-presentation-q4fy25.pdf?sfvrsn=4f6cc8ac_3
- Corporate and wholesale loans, FY2023-24 (31 Mar 2024): "2,78,149 2,68,334 27,922" (Axis Bank Investor Presentation, Q4 FY2024-25, PDF page 32) https://www.axis.bank.in/docs/default-source/shareholders/financial-result/investor-presentation-q4fy25.pdf?sfvrsn=4f6cc8ac_3
- Corporate and wholesale loans, FY2024-25 (31 Mar 2025): "conglomerates 2,99,393 8% 2% 2,78,149" (Axis Bank Investor Presentation, Q4 FY2024-25, PDF page 32) https://www.axis.bank.in/docs/default-source/shareholders/financial-result/investor-presentation-q4fy25.pdf?sfvrsn=4f6cc8ac_3
- Corporate and wholesale loans, FY2025-26 (31 Mar 2026): "469,230 34% 8% 412,943 47,777" (Axis Bank Investor Presentation for the quarter ended 30 September 2026, PDF page 31) https://www.axis.bank.in/docs/default-source/shareholders/financial-results-and-other-information/investor-presentations/2026-2027/investor-presentation-for-the-quarter-ended-30th-september-2026.pdf
- Corporate and wholesale loans, 30 Sep 2026: "469,230 34% 8% 412,943 47,777" (Axis Bank Investor Presentation for the quarter ended 30 September 2026, PDF page 31) https://www.axis.bank.in/docs/default-source/shareholders/financial-results-and-other-information/investor-presentations/2026-2027/investor-presentation-for-the-quarter-ended-30th-september-2026.pdf
- Deposits, FY2021-22 (31 Mar 2022): "Total Deposits ^ 8,21,721 18%" (Axis Bank Investor Presentation, Q4 FY2021-22, PDF page 19) https://www.axis.bank.in/docs/default-source/shareholders/financial-result/investor-presentation-q4-2021-2022.pdf?sfvrsn=bc996686_1
- Deposits, FY2022-23 (31 Mar 2023): "Total Deposits ^ ** 9,46,945 15%" (Axis Bank Investor Presentation, Q4 FY2022-23, PDF page 19) https://www.axis.bank.in/docs/default-source/shareholders/financial-result/investor-presentation-q4-2022-2023.pdf?sfvrsn=5097633e_1
- Deposits, FY2023-24 (31 Mar 2024): "Total Deposits 10,68,641 13%" (Axis Bank Investor Presentation, Q4 FY2023-24, PDF page 24) https://www.axis.bank.in/docs/default-source/shareholders/financial-result/investor-presentation-q4-2023-2024.pdf?sfvrsn=cda3cb7c_1
- Deposits, FY2024-25 (31 Mar 2025): "Total Deposits 11,72,952 10%" (Axis Bank Investor Presentation, Q4 FY2024-25, PDF page 10) https://www.axis.bank.in/docs/default-source/shareholders/financial-result/investor-presentation-q4fy25.pdf?sfvrsn=4f6cc8ac_3
- Deposits, FY2025-26 (31 Mar 2026): "Total Deposits 13,35,834 14%" (Axis Bank Investor Presentation for the quarter ended 31 March 2026, PDF page 10) https://www.axis.bank.in/docs/default-source/shareholders/financial-results-and-other-information/investor-presentations/2025---2026/investor-presentation-for-the-quarter-ended-31st-march-2026.pdf?sfvrsn=563448d8_5
- Deposits, 30 Sep 2026: "Total Deposits 14,52,066 21%" (Axis Bank Investor Presentation for the quarter ended 30 September 2026, PDF page 5) https://www.axis.bank.in/docs/default-source/shareholders/financial-results-and-other-information/investor-presentations/2026-2027/investor-presentation-for-the-quarter-ended-30th-september-2026.pdf
- CASA ratio, FY2022-23 (31 Mar 2023): "CASA** ratio stood at 47%" (Axis Bank Investor Presentation, Q4 FY2022-23, PDF page 18) https://www.axis.bank.in/docs/default-source/shareholders/financial-result/investor-presentation-q4-2022-2023.pdf?sfvrsn=5097633e_1
- CASA ratio, FY2023-24 (31 Mar 2024): "CASA ratio MEB basis stood at ~43%" (Axis Bank Investor Presentation, Q4 FY2023-24, PDF page 23) https://www.axis.bank.in/docs/default-source/shareholders/financial-result/investor-presentation-q4-2023-2024.pdf?sfvrsn=cda3cb7c_1
- CASA ratio, FY2024-25 (31 Mar 2025): "MEB | QAB CASA ratio at 41% | 38%" (Axis Bank Investor Presentation, Q4 FY2024-25, PDF page 9) https://www.axis.bank.in/docs/default-source/shareholders/financial-result/investor-presentation-q4fy25.pdf?sfvrsn=4f6cc8ac_3
- CASA ratio, FY2025-26 (31 Mar 2026): "MEB1 CASA ratio at 40%" (Axis Bank Investor Presentation for the quarter ended 31 March 2026, PDF page 9) https://www.axis.bank.in/docs/default-source/shareholders/financial-results-and-other-information/investor-presentations/2025---2026/investor-presentation-for-the-quarter-ended-31st-march-2026.pdf?sfvrsn=563448d8_5
- CASA ratio, 30 Sep 2026: "QAB1 | MEB1 CASA grew 14% | 11% YOY and 3% | 2% QOQ, with CASA ratio at 35% | 36% (38%)2" (Axis Bank Investor Presentation for the quarter ended 30 September 2026, PDF page 4) https://www.axis.bank.in/docs/default-source/shareholders/financial-results-and-other-information/investor-presentations/2026-2027/investor-presentation-for-the-quarter-ended-30th-september-2026.pdf
- Branches, FY2021-22 (31 Mar 2022): "3rd largest 4,758 85,500+" (Axis Bank Investor Presentation, Q4 FY2021-22, PDF page 2) https://www.axis.bank.in/docs/default-source/shareholders/financial-result/investor-presentation-q4-2021-2022.pdf?sfvrsn=bc996686_1
- Branches, FY2022-23 (31 Mar 2023): "~91,900 4,903 Axis Bank largest Private Bank in Customers Employees Branches*" (Axis Bank Investor Presentation, Q4 FY2022-23, PDF page 2) https://www.axis.bank.in/docs/default-source/shareholders/financial-result/investor-presentation-q4-2022-2023.pdf?sfvrsn=5097633e_1
- Branches, FY2023-24 (31 Mar 2024): "1,04,000+ 5,377 Axis Bank Employees Branches*" (Axis Bank Investor Presentation, Q4 FY2023-24, PDF page 2) https://www.axis.bank.in/docs/default-source/shareholders/financial-result/investor-presentation-q4-2023-2024.pdf?sfvrsn=cda3cb7c_1
- Branches, FY2024-25 (31 Mar 2025): "1,04,400+ 5,876 Axis Bank Employees Branches*" (Axis Bank Investor Presentation, Q4 FY2024-25, PDF page 2) https://www.axis.bank.in/docs/default-source/shareholders/financial-result/investor-presentation-q4fy25.pdf?sfvrsn=4f6cc8ac_3
- Branches, FY2025-26 (31 Mar 2026): "1,01,300+ 6,275 Axis Bank Employees Branches 1" (Axis Bank Investor Presentation for the quarter ended 31 March 2026, PDF page 2) https://www.axis.bank.in/docs/default-source/shareholders/financial-results-and-other-information/investor-presentations/2025---2026/investor-presentation-for-the-quarter-ended-31st-march-2026.pdf?sfvrsn=563448d8_5
- Branches, 30 Sep 2026: "1,00,900+ 6,414 Axis Bank Employees Branches 1" (Axis Bank Investor Presentation for the quarter ended 30 September 2026, PDF page 2) https://www.axis.bank.in/docs/default-source/shareholders/financial-results-and-other-information/investor-presentations/2026-2027/investor-presentation-for-the-quarter-ended-30th-september-2026.pdf
- Mobile app users, FY2022-23 (31 Mar 2023): "~ 23 mn ~ 12 mn of Branch service request DIY Services on Registered customers on" (Axis Bank Investor Presentation, Q4 FY2022-23, PDF page 65) https://www.axis.bank.in/docs/default-source/shareholders/financial-result/investor-presentation-q4-2022-2023.pdf?sfvrsn=5097633e_1
- Mobile app users, FY2023-24 (31 Mar 2024): "~ 28 mn ~ 14 mn of Branch service request DIY Services on Registered customers on" (Axis Bank Investor Presentation, Q4 FY2023-24, PDF page 70) https://www.axis.bank.in/docs/default-source/shareholders/financial-result/investor-presentation-q4-2023-2024.pdf?sfvrsn=cda3cb7c_1

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