# Aditya Birla Capital

> NBFCs. Figures from the lender's own filings, each checked against the page it came from.

Page: https://creditbrief.in/lenders/abcap

## Loan book

- ₹1.60 lakh crore on 31 March 2026, the end of FY2025-26 (AUM, NBFC business).
- ₹1.77 lakh crore on 30 Sep 2026, the latest half-year balance.
- Source: Aditya Birla Capital Investor Presentation Q4 FY26, PDF page 19: https://nsearchives.nseindia.com/corporate/ABCAPITAL_04052026144747_Investor_presentationsigned.pdf

## Findings

- Grew 30% a year from March 2022 to March 2026, a figure that includes a change of measure: March 2022 is the loan book of Aditya Birla Finance, not AUM.
- Growth picked up to 27% in FY2025-26, from 20% the year before.
- Moved up from 8th to 6th biggest of these 13 NBFCs between March 2022 and March 2026.

## What it lends against (30 Sep 2026)

- Secured business: ₹80,209 crore (45.4%)
- Corporate / Mid-market: ₹50,483 crore (28.6%)
- Personal & Consumer loans: ₹24,955 crore (14.1%)
- Unsecured business: ₹20,910 crore (11.8%)

Source: Aditya Birla Capital Investor Presentation Q2 FY27, PDF page 20: https://nsearchives.nseindia.com/corporate/ABCAPITAL_30102026135949_Investor_presentation_FinalSigned.pdf

## Figures by period

| Measure | FY2021-22 (31 Mar 2022) | FY2022-23 (31 Mar 2023) | FY2023-24 (31 Mar 2024) | FY2024-25 (31 Mar 2025) | FY2025-26 (31 Mar 2026) | 30 Sep 2026 |
|---|---|---|---|---|---|---|
| Loan book (₹ crore) | 55,180 | 80,556 | 1,05,639 | 1,26,351 | 1,59,916 | 1,76,557 |
| Branches (Number) | 159 |  | 412 |  | 465 | 485 |

### Sources for each figure

- Loan book, FY2021-22 (31 Mar 2022): "Overall loan book at Rs 55,180 Crore" (Aditya Birla Capital Investor Presentation Q4 FY22, PDF page 19) https://nsearchives.nseindia.com/corporate/ABCAPITAL_12052022201730_ABCL_Investor_presentation.pdf
- Loan book, FY2022-23 (31 Mar 2023): "Total AUM 80,556 98,601 1,05,639" (Aditya Birla Capital Investor Presentation Q4 FY24, PDF page 13) https://nsearchives.nseindia.com/corporate/ABCAPITAL_13052024144351_InvestorpresentationonAuditedFinancialResults.pdf
- Loan book, FY2023-24 (31 Mar 2024): "Total AUM 80,556 98,601 1,05,639" (Aditya Birla Capital Investor Presentation Q4 FY24, PDF page 13) https://nsearchives.nseindia.com/corporate/ABCAPITAL_13052024144351_InvestorpresentationonAuditedFinancialResults.pdf
- Loan book, FY2024-25 (31 Mar 2025): "Total AUM 126,351 148,182 159,916" (Aditya Birla Capital Investor Presentation Q4 FY26, PDF page 19) https://nsearchives.nseindia.com/corporate/ABCAPITAL_04052026144747_Investor_presentationsigned.pdf
- Loan book, FY2025-26 (31 Mar 2026): "Total AUM 126,351 148,182 159,916" (Aditya Birla Capital Investor Presentation Q4 FY26, PDF page 19) https://nsearchives.nseindia.com/corporate/ABCAPITAL_04052026144747_Investor_presentationsigned.pdf
- Loan book, 30 Sep 2026: "Total AUM 1,39,585 1,67,456 1,76,557" (Aditya Birla Capital Investor Presentation Q2 FY27, PDF page 20) https://nsearchives.nseindia.com/corporate/ABCAPITAL_30102026135949_Investor_presentation_FinalSigned.pdf
- Branches, FY2021-22 (31 Mar 2022): "Added 41 branches in Q4 FY22 taking total to 159 branches" (Aditya Birla Capital Investor Presentation Q4 FY22, PDF page 19) https://nsearchives.nseindia.com/corporate/ABCAPITAL_12052022201730_ABCL_Investor_presentation.pdf
- Branches, FY2023-24 (31 Mar 2024): "412 branches as of Mar’24" (Aditya Birla Capital Investor Presentation Q4 FY24, PDF page 12) https://nsearchives.nseindia.com/corporate/ABCAPITAL_13052024144351_InvestorpresentationonAuditedFinancialResults.pdf
- Branches, FY2025-26 (31 Mar 2026): "465 branches as of Mar’26" (Aditya Birla Capital Investor Presentation Q4 FY26, PDF page 18) https://nsearchives.nseindia.com/corporate/ABCAPITAL_04052026144747_Investor_presentationsigned.pdf
- Branches, 30 Sep 2026: "485 branches as of Sep’26" (Aditya Birla Capital Investor Presentation Q2 FY27, PDF page 19) https://nsearchives.nseindia.com/corporate/ABCAPITAL_30102026135949_Investor_presentation_FinalSigned.pdf

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