# Aadhar Housing Finance

> Housing finance. Figures from the lender's own filings, each checked against the page it came from.

Page: https://creditbrief.in/lenders/aadhar

## Loan book

- ₹30,571 crore on 31 March 2026, the end of FY2025-26 (AUM).
- ₹32,643 crore on 30 Sep 2026, the latest half-year balance.
- Source: Aadhar Housing Finance Investor Presentation Q4 FY26, PDF page 8: https://nsearchives.nseindia.com/corporate/AHFL2021_05052026171544_merged.pdf

## Findings

- Grew 20% a year from March 2022 to March 2026, faster than 4 of the 6 other housing finance companies with like-for-like figures for those years.
- Growth held steady at 20% in FY2025-26, from 21% the year before.
- Held its place as the 5th biggest of these 7 housing finance companies from March 2022 to March 2026.

## What it lends against (30 Sep 2026)

- Retail Home Loans: ₹23,778 crore (72.8%)
- Retail Other Mortgage Loans: ₹8,865 crore (27.2%)

Source: Aadhar Housing Finance Investor Presentation Q2 FY27, PDF page 8: https://nsearchives.nseindia.com/corporate/AHFL2021_05112026164916_Investor_presentation-combinedsd.pdf

## Figures by period

| Measure | FY2021-22 (31 Mar 2022) | FY2022-23 (31 Mar 2023) | FY2023-24 (31 Mar 2024) | FY2024-25 (31 Mar 2025) | FY2025-26 (31 Mar 2026) | 30 Sep 2026 |
|---|---|---|---|---|---|---|
| Loan book (₹ crore) | 14,778 | 17,223 | 21,121 | 25,531 | 30,571 | 32,643 |
| Branches (Number) | 332 | 469 | 523 | 580 | 626 | 632 |

### Sources for each figure

- Loan book, FY2021-22 (31 Mar 2022): "Asset Under Management (AUM)(1) 133,271.0 147,777.9 172,228.3" (Aadhar Housing Finance Red Herring Prospectus (May 2024), PDF page 106) https://nsearchives.nseindia.com/content/ipo/RHP_AADHARHFC.zip
- Loan book, FY2022-23 (31 Mar 2023): "211,209 59,026 23,448 172,228" (Aadhar Housing Finance Investor Presentation Q4 FY26, PDF page 8) https://nsearchives.nseindia.com/corporate/AHFL2021_05052026171544_merged.pdf
- Loan book, FY2023-24 (31 Mar 2024): "83,664 70,724 27,898 211,209" (Aadhar Housing Finance Investor Presentation Q4 FY26, PDF page 8) https://nsearchives.nseindia.com/corporate/AHFL2021_05052026171544_merged.pdf
- Loan book, FY2024-25 (31 Mar 2025): "₹ 255,307 Mn +21%" (Aadhar Housing Finance Investor Presentation Q4 FY25, PDF page 5) https://nsearchives.nseindia.com/corporate/AHFL2021_06052025172301_covering_letter_with_PPT.pdf
- Loan book, FY2025-26 (31 Mar 2026): "305,713 95,557 255,307" (Aadhar Housing Finance Investor Presentation Q4 FY26, PDF page 8) https://nsearchives.nseindia.com/corporate/AHFL2021_05052026171544_merged.pdf
- Loan book, 30 Sep 2026: "305,713 326,433" (Aadhar Housing Finance Investor Presentation Q2 FY27, PDF page 8) https://nsearchives.nseindia.com/corporate/AHFL2021_05112026164916_Investor_presentation-combinedsd.pdf
- Branches, FY2021-22 (31 Mar 2022): "Number of branches(15) 310 332 469 415 487" (Aadhar Housing Finance Red Herring Prospectus (May 2024), PDF page 106) https://nsearchives.nseindia.com/content/ipo/RHP_AADHARHFC.zip
- Branches, FY2022-23 (31 Mar 2023): "Number of branches(15) 310 332 469 415 487" (Aadhar Housing Finance Red Herring Prospectus (May 2024), PDF page 106) https://nsearchives.nseindia.com/content/ipo/RHP_AADHARHFC.zip
- Branches, FY2023-24 (31 Mar 2024): "Pan-India presence with 523 branches covering 534 districts" (Aadhar Housing Finance Investor Presentation Q4 FY24, PDF page 15) https://nsearchives.nseindia.com/corporate/AADHARHFC_30052024125258_CoverLetter_Investor_Presentation_SD.pdf
- Branches, FY2024-25 (31 Mar 2025): "Pan-India presence with 580" (Aadhar Housing Finance Investor Presentation Q4 FY25, PDF page 13) https://nsearchives.nseindia.com/corporate/AHFL2021_06052025172301_covering_letter_with_PPT.pdf
- Branches, FY2025-26 (31 Mar 2026): "Pan-India presence with 626" (Aadhar Housing Finance Investor Presentation Q4 FY26, PDF page 13) https://nsearchives.nseindia.com/corporate/AHFL2021_05052026171544_merged.pdf
- Branches, 30 Sep 2026: "Pan-India presence with 632" (Aadhar Housing Finance Investor Presentation Q2 FY27, PDF page 13) https://nsearchives.nseindia.com/corporate/AHFL2021_05112026164916_Investor_presentation-combinedsd.pdf

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